omi_conversations: 3eff3fad-88b8-4278-aba1-5abf3da81c63
This data as json
| id | created_at | started_at | finished_at | title | overview | emoji | category | language | source | raw_json |
|---|---|---|---|---|---|---|---|---|---|---|
| 3eff3fad-88b8-4278-aba1-5abf3da81c63 | 2026-02-25T01:51:19.835097Z | 2026-02-25T01:51:48.253984Z | 2026-02-25T03:41:53.513923Z | Family Debates How To Save Parents’ Homes | This is an extended family dinner conversation where several adult siblings and in-laws, with kids running around in the background, work through a serious financial crisis involving the parents’ real estate. One sibling describes a recent New York trip to court a loan partner and talks about getting a real estate license and joining a brokerage, but the bulk of the discussion centers on their parents’ properties: a "golf house," a place nicknamed "Bluey," and a "ranch house" with an event center and basement rentals. They review failed plans for preferred-lender referrals, current listings and showings, appraised values versus the $998k list price, needed sale price (≈$980k+) to clear a maxed-out HELOC and balloon payment, and the likelihood the house is overpriced and has condition issues (odors, possible rodents). The family lays out options: let the parents lose one or more houses, short-sell, or have the siblings bail them out with what would realistically be gifts, not loans. They debate fairness, resentment, and the principle of not lending to family versus wanting to protect roughly $150k in parental equity and avoid even larger future costs for medical or elder care. They also explore refinancing, adding a new HELOC on the ranch house instead of using their own cash, restoring interior stairs to improve appraisal, restructuring rentals (long-term vs short-term, managing pricing and calendars themselves), and ensuring any bailout money can be repaid quickly. Emotional strain is clear: one sibling has nightmares about "rescuing" the parents, several feel financially vulnerable due to their own mortgages and renovations, and they worry about parents in their mid-70s repeating past financial mistakes. They tentatively agree that a small group (Nathaniel, Josh, and another sibling) should meet via Zoom the next morning to systematically map all options before bringing proposals to the wider set of siblings, aiming for a solution that minimizes resentment while preserving as much parental housing security and equity as possible. | 🏠 | family | en | omi | {"id": "3eff3fad-88b8-4278-aba1-5abf3da81c63", "created_at": "2026-02-25T01:51:19.835097Z", "started_at": "2026-02-25T01:51:48.253984Z", "finished_at": "2026-02-25T03:41:53.513923Z", "structured": {"title": "Family Debates How To Save Parents\u2019 Homes", "overview": "This is an extended family dinner conversation where several adult siblings and in-laws, with kids running around in the background, work through a serious financial crisis involving the parents\u2019 real estate. One sibling describes a recent New York trip to court a loan partner and talks about getting a real estate license and joining a brokerage, but the bulk of the discussion centers on their parents\u2019 properties: a \"golf house,\" a place nicknamed \"Bluey,\" and a \"ranch house\" with an event center and basement rentals. They review failed plans for preferred-lender referrals, current listings and showings, appraised values versus the $998k list price, needed sale price (\u2248$980k+) to clear a maxed-out HELOC and balloon payment, and the likelihood the house is overpriced and has condition issues (odors, possible rodents).\n\nThe family lays out options: let the parents lose one or more houses, short-sell, or have the siblings bail them out with what would realistically be gifts, not loans. They debate fairness, resentment, and the principle of not lending to family versus wanting to protect roughly $150k in parental equity and avoid even larger future costs for medical or elder care. They also explore refinancing, adding a new HELOC on the ranch house instead of using their own cash, restoring interior stairs to improve appraisal, restructuring rentals (long-term vs short-term, managing pricing and calendars themselves), and ensuring any bailout money can be repaid quickly. Emotional strain is clear: one sibling has nightmares about \"rescuing\" the parents, several feel financially vulnerable due to their own mortgages and renovations, and they worry about parents in their mid-70s repeating past financial mistakes. They tentatively agree that a small group (Nathaniel, Josh, and another sibling) should meet via Zoom the next morning to systematically map all options before bringing proposals to the wider set of siblings, aiming for a solution that minimizes resentment while preserving as much parental housing security and equity as possible.", "emoji": "\ud83c\udfe0", "category": "family", "action_items": [{"description": "Figure out capital gains tax implications for selling the golf house", "completed": false, "created_at": "2026-02-25T03:44:17.185412Z", "updated_at": null, "due_at": null, "completed_at": null, "conversation_id": null}], "events": [{"title": "Zoom Planning Call About Parents\u2019 Housing and Finances", "description": "Nathaniel, Josh, and sibling(s) to review appraisals, capital gains, HELOC options, and bailout vs. refinance strategies for parents\u2019 properties.", "start": "2026-02-25T17:00:00Z", "duration": 60, "created": false}]}, "language": "en", "source": "omi", "transcript_segments": [{"id": "ce882708-674d-4e34-8733-f0996e9e3aad", "text": "Hi.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 1.9073485191256623e-07, "end": 1.200020190734847}, {"id": "34f4e83e-cc1b-4a3f-b20f-625465772982", "text": "Omi Lani. Hi. Thank you.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 1.200020190734847, "end": 2.4800201907348765}, {"id": "b80da5b2-f7ec-4697-945c-94d90915d957", "text": "Hey. How are you?", "speaker_id": 0, "speaker_name": "User", "start": 2.560000190734854, "end": 3.5200001907348906}, {"id": "25e328c1-e5ab-4b5d-8694-d42247b64565", "text": "How are you? Hey, How are you? Good. How are you doing?", "speaker_id": 0, "speaker_name": "User", "start": 7.439980190734843, "end": 13.77000019073489}, {"id": "e29e2e47-3180-4dca-8128-5e01a672d013", "text": "Good.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 13.77000019073489, "end": 14.249980190734846}, {"id": "b3d55f7e-f3a8-4951-adf5-e8888a229dfe", "text": "How's the little one doing? Jackie, Good. What's up, buddy?", "speaker_id": 0, "speaker_name": "User", "start": 14.249980190734846, "end": 19.130020190734854}, {"id": "a67ae147-a79e-4bb1-b77c-29449dd9fac1", "text": "I'll make a better place for people. Welcome.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 20.360000190734866, "end": 24.95000019073484}, {"id": "cb75b8e4-fe6a-4662-980e-5657a358f1ba", "text": "Thank you.", "speaker_id": 0, "speaker_name": "User", "start": 24.95000019073484, "end": 25.43000019073486}, {"id": "d05b2c96-4e4f-4966-b489-e9a799fc8b46", "text": "She's like, where did dad go?", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 27.73000019073487, "end": 28.370000190734856}, {"id": "1f7c557c-1ad6-4902-af00-e4bbedee7a07", "text": "Yeah.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 31.840000190734884, "end": 32.32002019073485}, {"id": "03b688ec-b66c-405c-b45b-11d32a045abd", "text": "Well, we can eat.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 37.48000019073487, "end": 38.43998019073484}, {"id": "a74ef9a4-bcea-4fc7-9981-7a680ce33b37", "text": "You're nice? Hi. Hi. Welcome. Thank you. Are you? Good. Good.", "speaker_id": 0, "speaker_name": "User", "start": 58.380020190734854, "end": 64.33000019073484}, {"id": "70632964-4be2-4378-85bf-3a4a190a3aea", "text": "This real estate business. It is still crushing it? It is. Okay. Any any any ups or downs this week? Yes. Okay. Okay.", "speaker_id": 0, "speaker_name": "User", "start": 67.71000019073489, "end": 79.75000019073485}, {"id": "6dc41dce-48aa-433d-96d4-226a3cbfb2df", "text": "Okay. Got it.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 79.75000019073485, "end": 81.03000019073488}, {"id": "fa319db9-af73-478c-ae26-d2bb6c34155a", "text": "Got it. Yeah.", "speaker_id": 0, "speaker_name": "User", "start": 81.03000019073488, "end": 81.99000019073486}, {"id": "d2ea6ec1-4e96-4902-8b7a-13fac776753a", "text": "It's going. Good. Not too bad. Not too good. Okay. It's going. K. K. Can I tell you about my trip to New York? Yeah. Yeah.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 82.01000019073484, "end": 90.90000019073489}, {"id": "f4d50ee1-29c5-4104-9c5a-74a5715958d6", "text": "Yeah. I went to New York.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 93.99998019073485, "end": 96.23997019073488}, {"id": "1cc363bc-dbd7-4007-aab0-995ffe4d4b97", "text": "I met with the quarters of Rome Stone stuff. Stone Stone.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 99.05000019073486, "end": 101.62000019073486}, {"id": "7f05590b-6fc8-4558-9e0a-1de4b60c367a", "text": "Yeah. That that that would Shut up.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 101.62000019073486, "end": 103.46000019073489}, {"id": "c8d18807-a174-4c74-85b3-f78a3ed32c3f", "text": "Yeah. I'm gonna put that away.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 103.46000019073489, "end": 104.82000019073485}, {"id": "1f02ca20-1d6e-412c-ba4a-f267b5128fa7", "text": "My diet starts tomorrow.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 105.00000019073485, "end": 106.60002019073488}, {"id": "88a86262-5b3d-4de8-b1ce-1f3a51f1410d", "text": "Anyway, I met with the company that sends loans to us. Okay. In an attempt to solidify us as their preferred lender. And, also, they just went into they just went into Okay. And so I'd like to be there there like, I'd like to be their person on the ground that can help get more leads in Utah.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 110.36003019073485, "end": 138.04000019073487}, {"id": "d7cf8a1b-2e7f-4c83-9ea2-aae688227f7a", "text": "Okay. And how'd that go? Well?", "speaker_id": 0, "speaker_name": "User", "start": 138.04000019073487, "end": 141.09004019073484}, {"id": "510fdc9f-55f8-4778-9561-374ec45e3816", "text": "Well, think they it seems like they're not really prioritizing Utah.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 143.0100001907349, "end": 148.2500001907349}, {"id": "1594b856-7f19-4ff2-a664-2c4cb1d2219c", "text": "Okay.", "speaker_id": 0, "speaker_name": "User", "start": 148.2500001907349, "end": 148.49000019073492}, {"id": "93a286b1-5902-4cda-bbbf-c659a80cb93c", "text": "Like, it's not quite big enough of a market. Okay. So I kinda have to build it myself.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 148.84000019073483, "end": 154.6299601907349}, {"id": "b6289045-24b5-4db2-b063-51e1f1837b15", "text": "Okay.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 155.91000019073488, "end": 156.2300001907348}, {"id": "c829d485-4a9f-4c7b-ba90-9f710fd39b4f", "text": "K. Yeah.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 159.1200001907349, "end": 161.5000001907349}, {"id": "37125ae8-4a45-47be-a350-6bd8583bd494", "text": "Is that still something that's an This is they didn't wanna do anything. To get business. Right. And You wanted it handed to you? Yeah. I wanted it to be handed to somebody. Okay. Can we all?", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 165.0799701907349, "end": 174.19000019073485}, {"id": "c1dbf5b2-6262-44b0-9d5b-0eed892fc2c4", "text": "And Okay.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 174.7500001907349, "end": 175.71000019073483}, {"id": "4c6234de-8673-4bdf-9e12-9997d5cb9e54", "text": "But it still sounds as like it's worth doing.", "speaker_id": 0, "speaker_name": "User", "start": 177.06000019073485, "end": 179.70000019073484}, {"id": "ee318da1-7dac-467f-a750-9a06803a7e3a", "text": "Yeah. K.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 181.42000019073487, "end": 182.3800001907349}, {"id": "e547c02a-8969-4e3e-a311-cd11d6c1f4d6", "text": "I think so. K.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 182.3800001907349, "end": 183.02003019073481}, {"id": "5e273015-37c6-4228-aa57-0fa26ef4b51e", "text": "The other thing is I do this realtor brokerage. Mhmm. I I got a realtor's license.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 183.69000019073485, "end": 188.95000019073484}, {"id": "11728f4e-d062-40be-9536-c05b2370eae8", "text": "Yeah. Yeah. I was around for some of those conversations.", "speaker_id": 0, "speaker_name": "User", "start": 188.95000019073484, "end": 191.11006019073488}, {"id": "72fb1fd4-a72e-4e40-ac92-47d4a70af767", "text": "So I got a license and I joined a brokerage.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 191.41005019073486, "end": 194.45000019073484}, {"id": "bb1cb1f3-e4ab-4292-a61d-f8da725f48f3", "text": "Which one did you join?", "speaker_id": 0, "speaker_name": "User", "start": 194.45000019073484, "end": 195.49000019073492}, {"id": "7c97b218-f686-40fc-a128-aa527f73a378", "text": "Presidio.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 195.49000019073492, "end": 195.97004019073484}, {"id": "a73f2091-31e5-4c09-a696-ccda663b26fd", "text": "Hey.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 196.2499501907348, "end": 196.80995019073487}, {"id": "9a5f0c98-2e38-40a1-b4c1-63cb20dc1a73", "text": "My goal was to come try", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 196.80995019073487, "end": 200.88997019073486}, {"id": "aba763e9-ec14-46e2-b68c-5863d29fd2e2", "text": "Yep.", "speaker_id": 0, "speaker_name": "User", "start": 201.34004019073484, "end": 201.9800001907348}, {"id": "b09a3576-c280-4850-9536-6c0b71199e41", "text": "I'm finding that that I did.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 202.7800401907349, "end": 203.2600001907349}, {"id": "1a2fe409-3e4e-4173-806a-1069f95cc2d1", "text": "Rightfully.", "speaker_id": 0, "speaker_name": "User", "start": 203.2600001907349, "end": 204.06000019073485}, {"id": "1c6d314e-5ea0-4e3a-904e-4b740dc7d2c0", "text": "Okay.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 204.06000019073485, "end": 204.46003019073487}, {"id": "46a2e2b3-ac23-45ed-bc89-e26f2e675753", "text": "Just wanna really help you.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 212.34000019073483, "end": 213.93995019073486}, {"id": "812738ba-54e6-4c70-a3d7-48f1cb517d01", "text": "I like to talk.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 213.93995019073486, "end": 214.42000019073487}, {"id": "a87efbbf-5654-4716-8903-280ea078afbb", "text": "And Jake likes to listen to me talk. Where did you get those?", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 215.7800401907349, "end": 218.34004019073484}, {"id": "5dbc2357-72fb-46ff-8f00-2270152f80b5", "text": "Those are gonna Don't you like to listen,", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 218.80000019073486, "end": 220.96000019073483}, {"id": "db2fdd39-2f83-4655-9e62-37e8c0c5607e", "text": "Hailey?", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 220.96000019073483, "end": 221.1200001907349}, {"id": "3897701c-706a-4908-83f7-537ebe08b4a3", "text": "Worried about those things.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 222.0000001907349, "end": 222.4800001907348}, {"id": "f2189074-5fd8-44d8-b8ed-c91e46f8bb31", "text": "Do you wanna be the one talking?", "speaker_id": 0, "speaker_name": "User", "start": 224.30000019073486, "end": 225.5000001907349}, {"id": "0f02b145-93a9-4ebd-89e1-1ff1d6da16f3", "text": "So it's unlikely that I will become their preferred lender. Okay.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 228.82000019073485, "end": 232.2600001907349}, {"id": "da431f75-2f54-462d-bef4-e5e0e5ca4805", "text": "Alright.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 232.82000019073485, "end": 233.3800001907349}, {"id": "b4100e80-35db-4717-958c-63d138a64e2b", "text": "And That the pits for becoming a real estate agent?", "speaker_id": 0, "speaker_name": "User", "start": 235.19996019073483, "end": 236.16000019073488}, {"id": "b8b9ea30-7450-4196-98f8-efecc8a55ac8", "text": "No.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 236.63997019073486, "end": 236.80000019073486}, {"id": "f7e8f94f-eaec-436f-81de-19e7a2b4a304", "text": "No. Okay.", "speaker_id": 0, "speaker_name": "User", "start": 236.95000019073484, "end": 238.31000019073485}, {"id": "df6a2115-9059-4404-8c89-ea2b58d55a63", "text": "The impetus was Rome would send me deals.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 238.31000019073485, "end": 242.10000019073482}, {"id": "875267a7-44a2-4066-9fca-7ccb66b51791", "text": "Okay.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 242.10000019073482, "end": 242.9800001907348}, {"id": "8c274421-5381-4671-8bf0-f5186797b387", "text": "And they did send me one lead, but then K. It didn't pan out.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 242.9800001907348, "end": 246.92000019073487}, {"id": "91f16ccd-1157-41de-9704-967c77cc45bc", "text": "But you just got another one today?", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 248.1200001907349, "end": 249.0000001907349}, {"id": "fb770812-ece5-4ef0-9025-917eb30d4464", "text": "Alone. Yeah.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 249.93000019073486, "end": 251.29000019073487}, {"id": "f28affc7-d069-432c-a757-4c31350a5c49", "text": "Sure. K. So, anyway, it's a mixed bag. K. That's the K.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 257.31996019073483, "end": 261.8799601907349}, {"id": "b9b86ea3-ad2c-414d-9435-f1a75fd5b99b", "text": "The shorter.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 262.7700301907348, "end": 263.17000019073487}, {"id": "52545bf8-e920-4f65-914e-1b844871d70f", "text": "Katie knows something about mixed bag.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 267.0200301907348, "end": 268.2200001907348}, {"id": "f7959d82-2048-4f82-9307-7ad1a450abbd", "text": "We estate? Oh, yeah?", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 268.2200001907348, "end": 270.8900001907349}, {"id": "8b94bb7d-e08d-48af-bf37-09e42706a14c", "text": "Again in months. Then that was kinda fine. I talked to Jeff about He was like, oh, I hate that idea. I'll put his names on if you want. No. What?", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 281.46000019073483, "end": 290.07000019073485}, {"id": "5d940039-7885-4452-b21a-d2f6025cb832", "text": "So he technically shouldn't have some say. Yeah.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 291.69000019073485, "end": 296.43000019073486}, {"id": "5130e8b2-3900-4d72-9a37-b874c07a1862", "text": "And then I think that it's Also not.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 299.18000019073486, "end": 300.7800001907349}, {"id": "7622acd5-f552-4c57-b923-3f42a3ea8f84", "text": "Yeah. I mean, it's fine. But then I likely won't get a commission. Right. And they likely will never pay me back. Yeah. That was that would be my number one. Like So it's a big gift.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 301.19000019073485, "end": 318.6500401907349}, {"id": "944b82de-07c2-416a-8493-40da119bc94d", "text": "Which I don't have.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 320.0200001907349, "end": 321.1400001907349}, {"id": "cdcad56d-8223-48cf-a35b-dff2d1c8a5dd", "text": "Talking to Josh. He's like, is that going for you or Dave? And I was like, Dave doesn't have it. I know. Have it.", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 324.8600001907348, "end": 332.2900001907349}, {"id": "43f216f9-bb4b-4ac6-a0fb-f478edfda7fe", "text": "I was like, where where are we getting Dave? Does Dave have money that we know about?", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 332.2900001907349, "end": 337.07000019073485}, {"id": "cd343648-a338-4e58-b4a3-b75db00872ca", "text": "No. He doesn't. He is just the one that I happen to talk to. Oh. Got it. And he was like, woah. You can't take that. So he's like, I can help, which I can't.", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 337.07000019073485, "end": 346.55000019073486}, {"id": "4e96f700-9b08-4a82-aff4-93efa3faba61", "text": "And you guys talking to Josh. Becky, do you want some?", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 349.2500001907349, "end": 351.6500001907349}, {"id": "b8fdfd6a-91e0-4780-baae-1b8fce5e22af", "text": "Maybe we all take turns.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 352.93995019073486, "end": 354.8600001907348}, {"id": "06ff34a7-5269-486a-a634-ffc60cc18849", "text": "Like, each of us holds the debt for months.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 354.8600001907348, "end": 355.81996019073483}, {"id": "88bcbf21-23ce-4a9b-b8af-4cf61ab509ca", "text": "We're passing to the next sibling.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 358.9700001907348, "end": 360.6500001907349}, {"id": "8ac6a259-4228-4ebe-92ea-ee0d89a4ba1d", "text": "I know.", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 367.7300001907348, "end": 368.21003019073487}, {"id": "336ab74f-7011-427e-837d-a595d33a7917", "text": "I don't even wanna talk to her about it.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 368.69000019073485, "end": 370.1300001907349}, {"id": "4a5dc454-cdbf-4120-9b99-cf12c8c1a20a", "text": "They even made progress on it?", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 370.1300001907349, "end": 372.42000019073487}, {"id": "45666867-d0e4-47a7-93e3-919c7ac6a328", "text": "No. Really?", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 372.42000019073487, "end": 373.6999601907348}, {"id": "6ac985bc-8cef-4bb8-9bdb-8c801e75d69b", "text": "Do you know that?", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 373.6999601907348, "end": 374.2599601907349}, {"id": "2666c798-8cee-4416-8966-b9c8dca9ab49", "text": "Mhmm.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 374.2599601907349, "end": 374.9800001907348}, {"id": "fab97c08-5f5c-40ee-a7a2-ad8d7f833743", "text": "Do you know that the has been no progress made? Yeah. They haven't been slowly paying them back.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 375.5900001907348, "end": 378.55000019073486}, {"id": "f34a055f-4bd0-4db7-8e21-16070e877a80", "text": "No. May I third bucks a month or so.", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 378.55000019073486, "end": 381.8600001907348}, {"id": "a64175a2-1a2a-40c2-9ceb-d8de3da8c0d1", "text": "Oh my gosh.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 381.8600001907348, "end": 383.30000019073486}, {"id": "098e28da-8335-4c26-8930-f3d7c08f92ad", "text": "Really? They're paying anything? I don't know.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 383.8600001907348, "end": 385.3800001907349}, {"id": "ed8dde52-eb50-4365-ab8e-02a358c6124b", "text": "Maybe. I said maybe. I don't know.", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 385.7900001907349, "end": 387.6299601907349}, {"id": "dadde53a-4569-458e-9a87-02156d63f5ff", "text": "Betty, here you go. Okay. I did dinner day baby day. Mhmm.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 390.08000019073484, "end": 394.9000001907349}, {"id": "d6dadd62-99a7-4d26-b915-e8838f6c0bda", "text": "K. I think the rice is gonna be with butter and salt and pepper. Think rice and", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 396.69000019073485, "end": 400.17000019073487}, {"id": "a18db2d5-d81f-43d3-8e3c-f51be3b8aaa4", "text": "It's obnoxious.", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 409.2300001907348, "end": 410.2700001907349}, {"id": "46cbd07c-803e-468b-835c-1381e1dd17f2", "text": "There's probably a feet in the middle.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 410.2700001907349, "end": 412.43000019073486}, {"id": "a3a618ed-26b6-4661-bb60-dea1a7dea9ad", "text": "You're So what are we gonna do?", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 426.5300001907349, "end": 427.56996019073483}, {"id": "a57627f8-e87e-42b3-9fd3-ff5692395beb", "text": "I think well, I was talking to Josh. Was like, we've got Steve and Joel. Oh. Have Yes. They have grand.", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 428.6500001907349, "end": 436.68000019073486}, {"id": "68e89547-d038-4715-8c70-18a5a9f68cce", "text": "They can just lend us money.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 436.68000019073486, "end": 438.44000019073485}, {"id": "9831fec7-0918-4073-ac4a-b7b5858c2e0c", "text": "So indefinitely. The skin is where the flavor is.", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 438.6000001907348, "end": 443.8800001907349}, {"id": "cb8c6380-9908-4b8f-af30-4c6ed0e1b36a", "text": "I don't know. I don't know.", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 450.7200001907348, "end": 452.32000019073485}, {"id": "576243ef-acd2-49b1-b3cb-4ee38907b607", "text": "I talked to jogging for, like, an hour today.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 452.7800401907349, "end": 453.7400001907349}, {"id": "c6fabf7a-cd2a-4c18-a957-a1517eeedf8e", "text": "This homework?", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 462.8500001907348, "end": 463.2500001907349}, {"id": "8ed62426-5d76-45aa-9dec-d3b8c6903cf9", "text": "Your middle name is Stanley? III998. Stanley?", "speaker_id": 0, "speaker_name": "User", "start": 466.05000019073486, "end": 468.7700001907349}, {"id": "c31b4b6b-550c-4ba0-93f1-8f950c9a23e1", "text": "And then four showings.", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 474.1000001907348, "end": 475.30000019073486}, {"id": "0bc9e2cf-9e57-4a6a-bd38-bd81498330fb", "text": "Okay. Okay. Great. While it's been listed? Mhmm.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 476.4800001907348, "end": 479.44000019073485}, {"id": "37565cdd-63d7-4fe7-abc0-168b3629bba6", "text": "Okay.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 483.2600001907349, "end": 483.7400001907349}, {"id": "c43fc57a-be67-45da-9975-8a701f7962cd", "text": "Awesome. Yeah. So she's showing today. That's good.", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 480.70000019073484, "end": 483.2600001907349}, {"id": "a0296eb7-4720-4777-a860-5825a463eb3d", "text": "Fine.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 483.9800001907348, "end": 484.06000019073485}, {"id": "3c82c158-dff8-46f8-aeae-c9809fba871d", "text": "No offers yet.", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 484.8800001907349, "end": 486.2400001907349}, {"id": "af081b36-5cfa-4d8b-93a2-5ed02261cb0b", "text": "The one hey,", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 487.17000019073487, "end": 488.6100001907348}, {"id": "ea948653-6299-4a49-ac4c-e55c49a044ba", "text": "Cali.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 488.6100001907348, "end": 488.93000019073486}, {"id": "59ac70a8-ba1a-44af-8aae-e5e1afb934e9", "text": "There's another floor. I told you.", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 489.71003019073487, "end": 492.1100001907348}, {"id": "0a055b3f-7e9d-4411-8c22-771e9a8db0e0", "text": "Had is that it seemed overpriced, and I don't know if they're gonna pay an offer.", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 498.4900001907349, "end": 502.0100001907349}, {"id": "50114a93-6fad-47ce-b3bd-e9194222fa4e", "text": "Yep.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 502.0100001907349, "end": 502.33000019073484}, {"id": "c040c739-4b96-40fd-a03e-9e942c5c22f1", "text": "But the that they might make an offer.", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 506.1300001907349, "end": 507.0900001907348}, {"id": "c0136c16-4937-4844-8ab8-5c39103e479b", "text": "Is You haven't tried it.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 508.3700001907349, "end": 509.41005019073486}, {"id": "8f2c281c-e3c2-4044-8dd7-5581c97bcdfa", "text": "Maybe full one. Right?", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 509.6500401907349, "end": 511.33000019073484}, {"id": "facd1451-1ecf-40d7-ab09-5082ce755493", "text": "Like Yeah.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 511.4100001907349, "end": 511.4900001907349}, {"id": "eef2f9f5-0c0f-4939-b492-a9d8bb532b07", "text": "Haven't don't know.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 511.71000019073483, "end": 512.1100001907348}, {"id": "5d609bae-660f-4583-b538-534ee45ce700", "text": "Corn means I know.", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 512.1100001907348, "end": 516.7000001907348}, {"id": "9e3c9c13-a8b0-4210-bd08-c9361c996170", "text": "Where you like a kid.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 516.7800401907349, "end": 517.1800001907349}, {"id": "0ce35b0b-29d2-4406-8da6-fe2e72261aa5", "text": "But the", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 518.4600301907349, "end": 519.1000001907348}, {"id": "b6d8746e-6619-4332-83eb-2b9345ae6e67", "text": "Jack.", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 519.1000001907348, "end": 519.4200001907349}, {"id": "7e2ac064-1839-4829-8a82-c92d0416b6f7", "text": "The one I deck cost eighty grand.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 522.8900001907349, "end": 524.4900001907349}, {"id": "8b51266f-a78c-4e7f-9720-8ae4f58b7d87", "text": "I know it. Costs, like more than that was it. That was the initial bid. It was, like, 150.", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 524.4900001907349, "end": 530.0800001907348}, {"id": "09484bb2-f7f1-468f-9dd8-dc93782df040", "text": "We love this. Do you love this?", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 534.0100001907349, "end": 536.0900001907348}, {"id": "334b25ba-4797-4771-b609-675596a35936", "text": "What press did you list the house out?", "speaker_id": 0, "speaker_name": "User", "start": 537.1200001907349, "end": 537.7600001907349}, {"id": "e870b588-9860-45d5-b805-b51abb87b4bd", "text": "998,420. And", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 539.1800001907349, "end": 543.0500001907349}, {"id": "a68b2adc-33e7-4fe2-8266-4f36e9e00cfe", "text": "8,000 I think it would be I don't know how much it would be. The roof is there. The the foundation is there. I don't know how hard it would be to frame it in and put that whole deck as an inside because that's a lot of square footage.", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 549.1399701907349, "end": 568.4000401907349}, {"id": "f012178b-3332-4abb-bb36-b472fdbdb235", "text": "That would be a big To, like, make it a sunroom?", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 572.1800001907349, "end": 576.9000001907349}, {"id": "17821f09-86aa-4800-bda9-f2517aeefb34", "text": "Yeah.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 577.9400001907348, "end": 578.8200001907348}, {"id": "c088920d-3e21-4c5f-9bbf-5c4798150917", "text": "You got rage back and I would pay to have done. Probably 50? $50. It probably increases the value by alright?", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 590.8100001907349, "end": 596.8900001907349}, {"id": "c46f2239-a070-4618-b3cd-5ff16e0a94a0", "text": "Yeah.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 598.3500001907348, "end": 600.2700001907349}, {"id": "f49f5947-deaf-4725-b55c-74426824c1d3", "text": "Problem is they can't do that. Right? No. They can't. I know they can't. What you would do.", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 600.2700001907349, "end": 607.0200001907349}, {"id": "798322f5-ead0-4476-88a2-1f9b692dab3f", "text": "Do you wanna sit down, Jake? Yep. Welcome.", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 610.4700401907348, "end": 613.8000001907349}, {"id": "0ef72dc5-2014-4bf1-9eb5-e6331c7a22d1", "text": "Yep.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 613.8799601907349, "end": 614.5200001907349}, {"id": "70ab76d7-69fc-4f80-b9d8-c0cdcebb1821", "text": "Omi, do you have these talked to your parents?", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 614.8400001907348, "end": 619.1600001907349}, {"id": "79f64360-0f66-4da1-8ca6-f44e253bad58", "text": "Like, how I'm just curious how this happened. Like, they knew that the was coming. Were they trying to prepare, but the golf house threw them off. Like, how much money do they have? 30?", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 619.1900001907348, "end": 631.3300001907348}, {"id": "f1aba589-8855-4c5b-a8c3-4a39939c666a", "text": "Okay.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 631.8500001907348, "end": 632.4100001907349}, {"id": "aa4a1c46-56fc-4286-bc5c-3470f40e9960", "text": "Yeah. They thought that they would have enough.", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 633.3699501907348, "end": 635.1299601907349}, {"id": "4989bb64-a049-43c7-89b5-0aa97b1d3e07", "text": "Of it for long term, but then they only list they only rented up the upstairs And the lady was like, maybe I can rent the downstairs too if I get this promotion.", "speaker_id": 0, "speaker_name": "Speaker 0", "start": 725.4491059780121, "end": 735.1391059780121}, {"id": "9801cc5c-58e3-4ebf-9105-d42f5fa47b5f", "text": "To for more money. Yeah.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 740.4691054780121, "end": 742.2291049780121}, {"id": "9a1ebb13-ae18-46be-a175-c3eb1f5c24dc", "text": "So they, like, were hoping she could someday rent the downstairs But they wanted to just kinda put it out of their mind.", "speaker_id": 0, "speaker_name": "Speaker 0", "start": 735.4191049780121, "end": 739.5791049780121}, {"id": "859cd8a5-7c6f-4854-98c9-71467477ba8f", "text": "Me, Dan.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 747.0291059780121, "end": 747.749106978012}, {"id": "2e87265f-3a6e-4ffc-9df3-7d691b4ba72a", "text": "And they let that sit for a while and like, oh, no. We're not making it, which Josh was the pressure there the whole time. Like, they they're not making it. They only charging 3,500 a month.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 747.749106978012, "end": 760.749105978012}, {"id": "460edfeb-6b63-4d5d-a7ab-3bc3f3dfab01", "text": "For the upstairs.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 761.6891039780121, "end": 762.5691059780121}, {"id": "d93247fd-292c-4be2-9edb-531ce06fbecb", "text": "Anyway, then they're like, oh, we can't afford this. We need to kick her out himself. So then they started the process of her thirty days notice. And then they're, like, for weeks, they're like, it's ready.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 766.3991059780121, "end": 780.379105978012}, {"id": "76b0888e-7d3a-482d-b96e-00dbb72ef798", "text": "It's ready.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 780.7791059780121, "end": 781.0191059780121}, {"id": "f18813b1-c8fc-477d-8584-983315155736", "text": "Didn't they just rent the basement separately?", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 781.1791059780121, "end": 782.2991059780121}, {"id": "80187b80-c86a-4d3c-aa65-45e1b31c44f5", "text": "They should have. They they just didn't prioritize that? Yeah.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 782.3891059780121, "end": 787.609105978012}, {"id": "9ad3b81f-3ba9-4f25-92cc-a9ef43e1e97e", "text": "They lost 37 Not thirty 5,000? Mhmm. Not 37.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 800.739105978012, "end": 804.8891059780121}, {"id": "58e670c6-c9c3-467a-90ac-52415f070367", "text": "That seems crazy to me.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 804.8891059780121, "end": 806.8091059780121}, {"id": "94fe83e0-57aa-4bd5-83dc-c0beb1a8d95d", "text": "That was, like, three months ago. They always dramatize it, though.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 807.519105978012, "end": 809.9191059780121}, {"id": "05ec1ac2-76d9-4611-bebc-f5df2bb5b457", "text": "Like, that was your dad.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 809.9191059780121, "end": 810.7991059780121}, {"id": "533927bb-3793-4e20-be9b-513bd123943c", "text": "Right? Yeah. She he's the numbers guy. Mhmm.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 810.7991059780121, "end": 816.519105978012}, {"id": "3d27a05b-f9ae-4f56-9876-d262c247a275", "text": "I did get where it was then.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 826.999105978012, "end": 829.3991059780121}, {"id": "59fc764a-ba8f-4a19-b1bd-e37c4efba1d8", "text": "I Oh, you have more. I easier for you because you can I only have six gums?", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 829.3991059780121, "end": 859.989105978012}, {"id": "3c4f9e62-2fd4-4998-931b-1246d1c76d63", "text": "Like, I don't know where to live with my They have want the spoon?", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 859.989105978012, "end": 862.6691059780121}, {"id": "89ed19ef-45a3-484b-9add-74ec103d8158", "text": "Like that?", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 865.8491159780122, "end": 866.3291059780121}, {"id": "a8eea9f5-92c8-4abf-923c-8965118f8e26", "text": "Yeah. Okay. Gracie?", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 867.619105978012, "end": 869.2191059780121}, {"id": "9c9f9c0a-5e7e-4bfc-919e-339264900911", "text": "Can I have some Yeah?", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 869.3791059780121, "end": 870.4491059780121}, {"id": "b99498a3-ae0a-4e89-8362-a4a386655b5d", "text": "I'm having nightmares about trying to rescue mom and dad. Oh, my god. Like, pulling them through like a like, a creek bed, like, a muddy creek bed and, like, having to lower them, like like, like, repelling down a rope holding my mom Like, I'm having nightmares of, like, trying to save them.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 878.4091059780121, "end": 901.3491059780121}, {"id": "a2deed40-8c06-480b-ad5d-91a9dd2f2de7", "text": "Oh, god.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 902.3491059780121, "end": 902.989105978012}, {"id": "9bb2a908-3f1f-46a4-991e-dff25e84a1ce", "text": "I wake up, and I'm like, I did not sleep well. And now I'm crying, and I'm just stressed.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 904.6591059780121, "end": 909.3091059780121}, {"id": "131e27b4-d0a2-47e7-bc5b-e8dfbfbac501", "text": "So if nobody saves them, they will lose Said, hey.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 913.1591059780121, "end": 914.999105978012}, {"id": "0c2bca26-0827-4775-81f3-79da59d3218f", "text": "This is what's going on in our life right now. Is it possible to extend it a little bit longer? And he said no. He has investment that are making 10%.", "speaker_id": 0, "speaker_name": "Speaker 0", "start": 944.4586118030549, "end": 957.8286118030549}, {"id": "b5d8541a-2198-4188-8947-c9df5aee7964", "text": "So What if we gave you then they talked about, okay.", "speaker_id": 0, "speaker_name": "Speaker 0", "start": 957.9686118030548, "end": 959.2486118030548}, {"id": "456e1a30-c18e-4f7e-bfd3-aa2e6458020c", "text": "10%? Like, they we changed the terms. So he gave us three months if we need it. And we will pay him 10%. You know? So he they could with the seller. Mhmm.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 961.3386118030548, "end": 974.1686118030548}, {"id": "ce2d3d4e-e063-423d-9499-52096d3ee6e8", "text": "We haven't tried that. I did.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 975.1486108030548, "end": 977.3086118030548}, {"id": "2da4ac6f-90ab-422c-8275-f38653653a0d", "text": "Oh.", "speaker_id": 0, "speaker_name": "User", "start": 977.3086118030548, "end": 977.8686098030548}, {"id": "36029a48-f2c2-4bb3-8e12-7bbe29cf4122", "text": "Oh. I know. I know. It was a pain to deal with him during the initial transaction. I remember this. Oh. I remember.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 977.8686098030548, "end": 986.6186118030548}, {"id": "b09743f5-dc46-4c2b-9090-9777f0f6ed83", "text": "I think the next step is to Oh. Apply for a personal loan.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 987.0986118030548, "end": 993.0286118030548}, {"id": "9f7b7869-3e1f-4cd0-bde9-7ba3d8b80b54", "text": "Can we refinance the Blue Wing House? There any way we could do that?", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 993.2686118030548, "end": 997.5586118030548}, {"id": "978ba631-e484-4688-9a1c-bebdfa0f7a5f", "text": "Are you assaulting my table?", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 1000.6986118030549, "end": 1002.1886118030548}, {"id": "fe726305-fe91-4fb5-b7a5-bf714c2a82fb", "text": "No. And here's why. The price. Because the blocked off. Yeah. We talked about it again. Otherwise, the only countable Wow. Living area is the upstairs.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 1004.8086118030548, "end": 1017.5986118030548}, {"id": "0a195738-6b2f-431e-a0fd-cb80e0969761", "text": "That's why he had to sell her finance. So Mom. Hi, baby. Because in order to my son. Qualify a mortgage, they ask to meet. Conventional appraisal guidance.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 1023.1286118030548, "end": 1034.678606803055}, {"id": "6b954be5-412c-47b3-8757-154c17bc0e0c", "text": "Want what? Cheap? Right.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 1036.2386118030547, "end": 1037.758611803055}, {"id": "8386775c-3dc6-4f90-95c8-76150524288f", "text": "Oh, let's not use the salt.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 1041.528611803055, "end": 1043.768611803055}, {"id": "c4b99e25-358a-4c84-8b00-73160591450e", "text": "Yes, Luke.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 1043.9286118030548, "end": 1044.4886118030547}, {"id": "59154eda-95e2-413d-aa00-8bc90164b0b8", "text": "Just for big, big salt. Butter and salt we're gonna use.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 1044.768611803055, "end": 1048.1286118030548}, {"id": "415aa0c3-5c78-4d60-b78d-9b22e4b74eec", "text": "A little bit A little bit. You wanna help me? Hold it. And the setting is k. That's good. So can I have cheesy rice? Mhmm. And pepper.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 1048.4886118030547, "end": 1059.9786118030547}, {"id": "0749068e-a732-4034-905a-ed1f252b4a05", "text": "Mama help. Yep. Mama help this time. We don't have any cheese. Oh, press the button.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 1061.3386118030548, "end": 1065.8786118030548}, {"id": "e275d655-37bd-4622-bae9-8b2033c1eaec", "text": "Let go. That doesn't seem right. Good job.", "speaker_id": 0, "speaker_name": "User", "start": 1065.8786118030548, "end": 1069.268611803055}, {"id": "27c8d54a-d4de-41e2-80da-90fcd3afdd64", "text": "I know. It would grind me if you thought. I thought we ordered, like, two eighteen pound, $18 bags of cheese, like, huge, like huge ones.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 1069.268611803055, "end": 1079.3286118030549}, {"id": "956d9c7c-3bb6-4b18-bae1-6ee3686680d7", "text": "Right. Right.", "speaker_id": 0, "speaker_name": "User", "start": 1079.3286118030549, "end": 1080.3686118030548}, {"id": "db710e07-90d0-4b77-8c37-ffb06a129042", "text": "But this was Jeffrey's first time. Nope. Nope.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 1080.8486018030549, "end": 1082.8686118030548}, {"id": "85d841e6-585b-4aaf-aa49-d97fe33dad19", "text": "Nope.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 1082.8686118030548, "end": 1083.2686118030547}, {"id": "38f03e2d-1100-4b16-ac5f-f8e56cc16e80", "text": "Nope. That's my tea. Yeah. I'm help you. I mean, how do you about", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 1083.2686118030547, "end": 1092.3686018030548}, {"id": "45ba2a8b-b03f-4f8b-a76d-c9f0f88d8362", "text": "We thought they were. In fact, the order was for cheese.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 1098.508611803055, "end": 1101.3086218030548}, {"id": "6e753bf5-bd62-4d79-a45d-e5deffd10b2d", "text": "The rest of the order that I did", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 1101.8386118030548, "end": 1103.6786118030548}, {"id": "7be51911-0fd5-4abf-b10f-07753c4f0ca7", "text": "Was an after the box.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 1103.8386118030548, "end": 1104.7986118030549}, {"id": "3fe3442e-33ac-4226-8fc9-5effba790138", "text": "Yeah.", "speaker_id": 0, "speaker_name": "User", "start": 1105.2986118030549, "end": 1105.778611803055}, {"id": "41f2c2fd-e9c7-4c64-962e-b4c84cab8f17", "text": "Like, this whole thing started because Jeffrey wanted cheese. I was like, oh, yeah. Let's order some salmon and other stuff. But did you never eat it in the park?", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 1107.6786018030548, "end": 1120.3886118030548}, {"id": "0ade5793-0d23-4143-b9cd-63f6160361af", "text": "All this to say it is a crime.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 1123.7086118030547, "end": 1125.4686118030547}, {"id": "7cd1c573-272b-46ec-9242-cf8319106a9c", "text": "I mean Yes. That doesn't seem It's not right.", "speaker_id": 0, "speaker_name": "User", "start": 1126.4086118030548, "end": 1128.2486118030547}, {"id": "fe12be3e-c8be-4c50-ab3c-203489f4d6f5", "text": "It's just wrong.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 1128.6486118030548, "end": 1129.9286118030548}, {"id": "783e5ac9-502d-4c3c-80a6-b612366e8805", "text": "Yeah.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 1130.4086118030548, "end": 1130.6486118030548}, {"id": "365db2f7-c17f-4bbb-b7f3-f0315ac99a66", "text": "It's wrong, and I know that we'll ever recover.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 1131.5986118030548, "end": 1133.8386118030548}, {"id": "ac7709a9-63ba-411d-9db8-2c3af2f2b4e0", "text": "Yeah.", "speaker_id": 0, "speaker_name": "User", "start": 1133.8386118030548, "end": 1134.7186218030547}, {"id": "619a7ece-ac53-4d1f-ac44-614ee4e31021", "text": "How guess how much people are here?", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 1135.3586218030548, "end": 1137.758611803055}, {"id": "c1e4b866-895f-4cdd-95b7-6fa9696ec7b0", "text": "Too many to not have teeth. Yeah.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 1140.1386118030548, "end": 1142.4586118030547}, {"id": "487b655e-b799-489d-9b28-098fd3562d23", "text": "That's very good. Thank you.", "speaker_id": 0, "speaker_name": "User", "start": 1147.9386118030548, "end": 1149.2986118030549}, {"id": "dbc279b6-907e-457b-9668-364ed3feb3df", "text": "I think so. Enoch, have you eaten bed?", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 1152.4186218030547, "end": 1154.4986118030547}, {"id": "2049e277-fcfb-46c7-a328-a2771f3fb593", "text": "Yeah.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 1155.528611803055, "end": 1156.0086018030547}, {"id": "4743fb22-c6e3-47dc-be52-b41d7178524a", "text": "We eat a lot. That was convincing. Over here?", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 1158.3086118030549, "end": 1160.2286018030547}, {"id": "b89fd5e1-ad9c-4e37-8961-28a2b41e3ce1", "text": "So that's where we are.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 1168.7286018030547, "end": 1169.528611803055}, {"id": "26a0d0ca-8c27-4af9-83d0-8e2adc84cfde", "text": "I thought you were carrying all of this. Uh-huh.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 1174.758611803055, "end": 1177.3686118030548}, {"id": "0b4f2271-7919-4da2-b8f7-def88fcfa587", "text": "So none of us have to?", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 1180.3986118030548, "end": 1181.4386118030548}, {"id": "f0d2e009-f5d3-4c8b-bba8-ccfea020e358", "text": "You know, that changed when when I realized I would never get paid back. Like, yeah. I can't I can't carry that. When I not making anything, so that's not gonna help me out back. And I'm not gonna get paid back.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 1184.3586118030548, "end": 1206.8186118030549}, {"id": "e90b2458-d0b8-4723-aacc-3b746941bf21", "text": "Let's Are you not getting paid because there's just not enough room I'll get paid back. The transaction? Right?", "speaker_id": 0, "speaker_name": "User", "start": 1207.8686318030548, "end": 1212.5686118030549}, {"id": "b49efb95-aeb3-4610-9776-89d22511c334", "text": "It'll come out of the way.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 1212.5686118030549, "end": 1213.288611803055}, {"id": "e22a7c2d-8b18-49a3-8ac9-d7357c080097", "text": "Yeah. Right. But, like, there's not there's not enough equity in the house.", "speaker_id": 0, "speaker_name": "User", "start": 1213.288611803055, "end": 1219.0286318030549}, {"id": "8a43288c-61ba-471e-a1ce-64807eb0348d", "text": "A loss.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 1219.0286318030549, "end": 1219.428631803055}, {"id": "84a3ac4d-fe98-47f4-a8cb-383b1d68639c", "text": "I wondered when you were talking about it, I was like, it seems like you're gonna get squished down.", "speaker_id": 0, "speaker_name": "User", "start": 1221.3185818030547, "end": 1224.9986118030547}, {"id": "cdc30239-0aa4-4b71-b15d-09d7a6606496", "text": "Careful.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 1225.7086118030547, "end": 1226.1886118030548}, {"id": "68847345-fffa-40f0-906c-37114570a244", "text": "Way better. Yeah.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 1234.9686118030547, "end": 1237.1286118030548}, {"id": "d5192b15-24a4-47e6-a7bc-701f42276c4d", "text": "Yeah.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 1241.9786118030547, "end": 1242.4586318030547}, {"id": "890ed2fa-22e9-4927-a597-0eadf74c1aa7", "text": "If I was gonna get paid for the transaction, I could carry a little more.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 1259.178631803055, "end": 1262.1386118030548}, {"id": "83b5b07f-d14a-4fc5-a090-0088ffbda914", "text": "Here's a few ideas I have. I am throwing ideas out. Without That idea. Without betting them. You're gonna hate these ideas.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 1275.4486118030547, "end": 1284.8886118030548}, {"id": "45edd357-6675-4429-8f1b-d2e1ef894137", "text": "I'm ready. Boo. I'm ready. That's my job. I'm on team Mandy.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 1285.5986118030548, "end": 1293.1686118030548}, {"id": "cf23db9f-9661-420e-abc1-ef54d22238e8", "text": "Mandy I just booed my Mandy and I could maybe", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 1301.6986118030547, "end": 1302.5786118030549}, {"id": "ace0cd77-e99a-4cb1-8922-ebec10d4e963", "text": "Here's here's the deal.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 1315.1386118030548, "end": 1316.258611803055}, {"id": "adea4d4e-fc28-496d-b4ef-3a1709385d6f", "text": "We have a hundred and fifty grand to pay off.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 1319.4586318030547, "end": 1324.3086318030548}, {"id": "e0a70cdc-a1da-4b75-be1a-c3a46512077a", "text": "Before I would feel comfortable loaning that money out. But I'll be okay loaning it to them against the inheritance", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 1327.538611803055, "end": 1339.988631803055}, {"id": "f1d9d525-fea5-4bac-bb98-d043af0ed2f3", "text": "After I've gotten my house in order, Okay.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 1344.3885918030549, "end": 1348.4586318030547}, {"id": "fd28a282-28f9-428a-91b1-4a8ebb951be6", "text": "One So maybe you could carry the loan. Yeah. Of course, needs to This is just an idea. It's just throwing it out. This is the how do we protect them from losing a $150 in equity plan?", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 1349.788611803055, "end": 1360.8885918030549}, {"id": "280666fb-98d9-4a08-bdaa-b1dad71ac804", "text": "Right.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 1361.5986118030548, "end": 1361.9186118030548}, {"id": "09215ace-d073-4dd4-a7d7-44546c3bc6f7", "text": "But I would I would I think, be okay. Blend it.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 1364.278611803055, "end": 1371.1286118030548}, {"id": "291ff48d-40a9-4e45-8130-222855d11cc1", "text": "Grams that Uh-huh. Fifty grams.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 1371.2086318030547, "end": 1373.4486118030547}, {"id": "fbd4824a-d8e4-4b26-8a86-6813c0a32706", "text": "Josh started managing their pricing. Yes. I was like, oh, thank you. That will change a lot of things.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 1375.9586318030547, "end": 1384.4486118030547}, {"id": "869a8fed-3740-45ee-90c9-d151ee51a5a4", "text": "Yeah. So that that is a big one. That's a huge one.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 1386.3386118030548, "end": 1389.6686118030548}, {"id": "4049a1a2-5654-4d76-b523-de6ec3389f17", "text": "If he stays on top of that, then we'll get paid back.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 1390.538611803055, "end": 1394.0586118030549}, {"id": "00bfb0e8-36f6-404c-a9fc-c83c49e5edfa", "text": "If Mhmm.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 1394.6086118030548, "end": 1395.0886118030548}, {"id": "3aa1f5e9-b0a8-40f1-92f0-fdb559d660f4", "text": "If he doesn't, we won't. And things will get worse.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 1395.538611803055, "end": 1399.008611803055}, {"id": "db9c98d1-1297-43f9-8a30-0d93797b8ca8", "text": "Approve. Deal's done.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 1410.7186118030547, "end": 1411.8386318030548}, {"id": "45724b14-8e9f-4369-afa6-2d7bc03cd4bd", "text": "Yeah.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 1427.4986118030547, "end": 1428.0586118030549}, {"id": "71955327-d00c-4677-a1d1-6a5e7dfaa794", "text": "One option is to ask all.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 1428.298591803055, "end": 1429.738611803055}, {"id": "9a9231f6-bb67-4e40-af33-8580ec300ea3", "text": "Yeah. Don't put it in your mouth.", "speaker_id": 0, "speaker_name": "User", "start": 1429.738611803055, "end": 1433.258611803055}, {"id": "9e3b0937-b471-453d-966d-9b13815466d3", "text": "Another option is to split it with Joel. Maybe I split it with Joel. Or Steve and Joel and I split it. For something.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 1436.5886118030548, "end": 1444.538611803055}, {"id": "012fcccf-6cfb-4a5f-abe7-69de3b6b6ad1", "text": "Maybe I stay really busy this year.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 1446.4485918030548, "end": 1448.2086118030547}, {"id": "cae0abcd-9119-4dd9-bca3-9fea538f6300", "text": "And six months from now, I'm in a position where I can carry that.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 1449.9486118030547, "end": 1452.5886318030548}, {"id": "622bf14c-fcc9-4ab5-b9e2-d5bad9a9076c", "text": "Is it too hot for your fingers, bud? But not hot, too hot for your mouth. Because your mouth's like a goat's mouth. You can eat anything.", "speaker_id": 0, "speaker_name": "User", "start": 1467.9386118030548, "end": 1476.7486118030547}, {"id": "f3c95b33-ba0d-487f-8594-7d45bb2b8b2f", "text": "You can put a tin can in there and just chew it up.", "speaker_id": 0, "speaker_name": "User", "start": 1477.5386118030547, "end": 1480.0186118030547}, {"id": "237dc6cc-4df8-4442-8d1e-56d9cb50561d", "text": "Now? I like your strategy.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 1481.238611803055, "end": 1483.4786118030547}, {"id": "a16ee1ea-6ccc-45c5-bda6-f214dfe3a35c", "text": "Whatever the logic behind it is, I like it.", "speaker_id": 0, "speaker_name": "User", "start": 1485.8486418030548, "end": 1486.8886118030548}, {"id": "4ed76e1c-1111-424b-890d-5ffd9098a1ff", "text": "Or it adds my inheritance someday.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 1493.758611803055, "end": 1495.5186118030547}, {"id": "b71303d9-57bf-4f4a-a468-9945b0793230", "text": "Dude, I don't know if we're getting an inheritance.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 1496.2086118030547, "end": 1498.3686618030547}, {"id": "8087cf1b-3e8d-4bb3-844d-46d7045c667b", "text": "I'm I'm not You were saying all my thoughts.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 1498.6886118030548, "end": 1503.2486118030547}, {"id": "f3e0e50f-cdc6-446a-8733-c17fa1d6f75f", "text": "Way 80 is my mouthpiece on her.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 1504.7785718030548, "end": 1506.0586118030546}, {"id": "e47f1c53-adc3-4a83-b967-a8831b55fed2", "text": "Yes.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 1507.1585818030549, "end": 1507.5586118030546}, {"id": "cc77b4f4-17d6-4586-a253-e141cb3bab22", "text": "Dude, I don't know. Can you please die?", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 1509.8186118030549, "end": 1513.9085818030549}, {"id": "c36d795e-0421-48f3-aa23-c5aa377675f6", "text": "Well, you know what's more expensive than then losing a 150 gram?", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 1514.2286118030547, "end": 1517.4286118030548}, {"id": "589d5960-4b8c-425f-b591-1c6b5182b930", "text": "Us caring for them in their old age? Them losing a 150 gram.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 1517.9585718030548, "end": 1520.3586118030548}, {"id": "ea4dc79a-77ca-4d96-a05b-ec53b4be4b0c", "text": "And having no equity when they have medical bills that are more expensive than that 100.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 1520.3586118030548, "end": 1525.5886118030548}, {"id": "f8dda472-e1e5-4e26-90aa-73f5381170db", "text": "Yeah. $3. 16. Yeah.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 1525.6686118030548, "end": 1528.3086118030546}, {"id": "01b71672-546e-418d-a131-b1968577eda2", "text": "That's that's my bigger concern. Oh, no. That was close.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 1529.6086118030548, "end": 1535.4186118030548}, {"id": "5d8eff90-2256-49f3-844c-f696fe019a25", "text": "Hi. Did you get some food? Yeah.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 1543.9186118030548, "end": 1547.6886118030548}, {"id": "e47bedfa-7af1-4d17-a7e7-361cf5d57de6", "text": "Want Josh wants them to sell everything.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 1548.5686118030549, "end": 1549.8486118030548}, {"id": "01b2a28c-3d80-45da-b6de-98251b44f817", "text": "Like Like, no. Sell bluey, sell the golf house.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 1551.8886118030548, "end": 1555.1286118030548}, {"id": "f5be1605-edb6-4fd2-9161-9a456dd5b77f", "text": "Yep. And move into a retirement community. And I was like, no.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 1555.1286118030548, "end": 1557.8486118030548}, {"id": "4457aa64-8e4f-41b5-a16c-160cc70b1448", "text": "Mom loves managing those guests.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 1558.2086118030547, "end": 1559.3286118030549}, {"id": "68264500-bc4d-4937-b07b-dbc331efb359", "text": "I think they should move back into the ranch house. And then they have all this movement happening around them.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 1562.5486118030549, "end": 1569.2185818030548}, {"id": "09193257-2ade-4c16-b5ec-5dedc18186c8", "text": "Betsy, your turn.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 1570.758611803055, "end": 1571.9586118030547}, {"id": "af3ecd9e-2d36-4db5-863f-c33280dad0bc", "text": "And mom loves oh, their name is this?", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 1571.9586118030547, "end": 1573.718611803055}, {"id": "8555604b-a861-4295-b111-9c324435baec", "text": "Here for this.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 1574.8186118030549, "end": 1575.778611803055}, {"id": "f156c24c-95bc-466f-9a7e-80e6a48d6151", "text": "She loves the customer service. She loves giving dad a list of chores. He loves the", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 1577.0586118030546, "end": 1581.2585518030548}, {"id": "dd2893ed-1ed6-43db-b65b-77ab8056b691", "text": "Chores.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 1582.6886118030548, "end": 1583.5686118030549}, {"id": "467327b6-9a4e-4af8-90bf-1db44b4fcbe8", "text": "He does to an extent He does. For sure he does.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 1583.6486118030548, "end": 1589.398571803055}, {"id": "075b0a3c-1852-464d-8953-f07b559283d0", "text": "And they wouldn't feel as lonely. They'd have, like, a buzz around them.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 1593.8686118030548, "end": 1597.6886118030548}, {"id": "dac193da-9b33-46b5-9710-b603072d362a", "text": "Are you guys playing over there, you think?", "speaker_id": 0, "speaker_name": "User", "start": 1601.5386418030548, "end": 1602.8186118030549}, {"id": "fdba9d09-69ee-4a2f-8892-698de578f281", "text": "So, again, I'm not there child.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 1605.198611803055, "end": 1606.9586118030547}, {"id": "a87ba7dd-eaee-4406-a98b-c5b3f7d579f3", "text": "So Okay. Again, I'm just Haven't heard of that. Brainstorming as well. These might be hot boy guys.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 1607.1386118030548, "end": 1612.4085818030549}, {"id": "6701b13a-77c5-4bb1-9132-bb6916977744", "text": "Robots that Oh, we ask your parents to lend my parents money.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 1612.4085818030549, "end": 1617.4685818030548}, {"id": "a8d55535-f342-4ab6-80dd-22abbff45589", "text": "See, the and that's the thing.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 1619.9786118030547, "end": 1621.8986118030548}, {"id": "135f790e-fcbe-48e9-a4d1-06ce74ef8a0a", "text": "It's like I can't even get into your brains because this is so for to me and my parents. You know? Like, I can't even fathom having to bail my parents out.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 1622.488611803055, "end": 1633.5586118030546}, {"id": "7bdd9859-fc19-4808-b1b6-1fdf2e78d949", "text": "Can't I'm trying. I'm trying to get in that mindset, and I can't.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 1634.0986418030548, "end": 1638.088571803055}, {"id": "ecb5eeaa-00f9-4d1b-92d3-1e445536eacd", "text": "That sounds like a good plan. Let's see how it comes out.", "speaker_id": 0, "speaker_name": "User", "start": 1638.088571803055, "end": 1641.2886118030547}, {"id": "1338453a-36f6-4134-bbb0-e77594e0df86", "text": "Again.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 1641.2886118030547, "end": 1641.5285718030548}, {"id": "dcbe5651-39af-4c10-a1e5-afd6f707c560", "text": "I don't want them to lose a $150. I know. I don't think that losing the house is that big of a deal, but it's the fact that they would lose the $150 that they put into it. It's like", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 1642.0486118030549, "end": 1652.9086118030548}, {"id": "09731104-5dca-431f-9f06-57f43cb2a5ff", "text": "Oh.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 1653.0686118030549, "end": 1653.7086118030547}, {"id": "7e5c626e-a458-4db4-b71e-48cd741fd7c5", "text": "Know? But they have other options for living. So it's just the money. I don't want them to lose that. But I am also a firm believer in you have doing it yourself. Like, you got yourself into this mess. Get yourselves out.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 1653.948611803055, "end": 1670.3786118030548}, {"id": "6bc0e1b9-f118-459a-b622-d5d48df47f4b", "text": "And if you bail them out, they have been like this. For a long time, and they're never changing. Because they were bailed out by bankruptcy or they're they're bail out by their kids paying for their their balloon payment, or their parents.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 1670.7486118030547, "end": 1686.278611803055}, {"id": "26d8dd7e-62cc-44bd-b50b-f71f0d6bb24f", "text": "Yes.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 1687.4585718030548, "end": 1688.338571803055}, {"id": "02198d0e-0487-42a5-acb7-b2dc15da926e", "text": "Yep. They've been very low so many times that I'm like, they're not they've what?", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 1688.4186118030548, "end": 1691.9186118030548}, {"id": "0351636f-d3ad-492a-a72a-7e959c74545e", "text": "How is this she's taking me.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 1693.6585818030549, "end": 1695.338571803055}, {"id": "f962e8c6-0bdc-4054-81cf-393b26d931dc", "text": "Hey. I think she's doing that for fun. I think she loves you. You running around with a knife is not cool. She's chasing you because she wants to play with you.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 1695.8186118030549, "end": 1708.698611803055}, {"id": "1e09dad7-272b-4cfd-9e77-ceb3d444a15b", "text": "Hey, how Holly, I don't think Luke is in a big winner pun.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 1709.8285618030548, "end": 1711.2685618030548}, {"id": "b710e4d2-2840-484b-974e-09ba2316143d", "text": "Do you remember her", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 1715.0886118030548, "end": 1715.8886118030548}, {"id": "8b5d4c17-1232-48c8-97d5-05f351f400cd", "text": "Me? Come in. What I was thinking.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 1737.5285718030548, "end": 1743.6786118030548}, {"id": "2a11fd9a-7695-4ff1-aba0-c5f028e3c48a", "text": "You guys barely contain whatever's going on.", "speaker_id": 0, "speaker_name": "User", "start": 1744.088571803055, "end": 1745.6086118030548}, {"id": "b5e12788-f676-430e-a9f2-6b1426ca5f36", "text": "I'm glad you said it because I was for you.", "speaker_id": 0, "speaker_name": "User", "start": 1752.2886118030547, "end": 1754.5386418030548}, {"id": "f2d54c13-b225-43af-bd13-c6c05e4d2696", "text": "We get that from her parents?", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 1761.0386118030547, "end": 1762.4786118030547}, {"id": "f013ba50-54e2-4a88-888b-5f1ff09a510e", "text": "No. I said I think there are a of tired kids.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 1763.6786118030548, "end": 1766.2086118030547}, {"id": "9981f496-2ba2-4365-a978-3d7f8a1af5e9", "text": "Oh, man. Me and me.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 1766.5786118030549, "end": 1768.4986118030547}, {"id": "925e9752-e3ef-4b06-a43b-05020f7d431e", "text": "Weird tired kids.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 1769.2986118030549, "end": 1770.3386118030548}, {"id": "e3dc391d-c334-4f2d-85fb-73cddc0e86ef", "text": "Okay. So so, anyway, all this to say, I feel like the best way to help them would be to help them dig themselves out Oh. Rather than you guys bailing them out. And I know. Like, how are they do that? This is such a large amount of money, but I feel like we we should expect option.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 1772.4186118030548, "end": 1796.758611803055}, {"id": "b71123e9-6d6b-49b5-b27b-fd757d18d437", "text": "Like, everything we can to find them this money so that it's their money that they're borrowing from a lender, a bank, not their Because Robert Kiyosaki specifically says never loan to family. If you loan money to family, it is a You should never expect to be returned the money.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 1798.0186118030547, "end": 1818.738611803055}, {"id": "afe0dbfb-ec9c-44b1-bafa-dc403a91861b", "text": "Dave Ramsey.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 1820.0185618030548, "end": 1820.6585818030549}, {"id": "d689fa48-bf56-43c6-882f-562929c014e8", "text": "Dave Ramsey.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 1820.6585818030549, "end": 1821.2986118030549}, {"id": "d712023d-84d2-48ea-ad11-ff2e85ca5422", "text": "So of the gumbo rules.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 1822.7185818030548, "end": 1824.238611803055}, {"id": "518fbf22-b2b7-4bc0-89bb-a41e66067829", "text": "Borrow money and But you didn't say to lend it.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 1830.8286118030549, "end": 1832.508611803055}, {"id": "34c615aa-5658-4c1e-8f56-450db11bc6a0", "text": "Yep. Caleb's and Caleb's seat.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 1836.6486118030548, "end": 1838.7286118030547}, {"id": "fce81da8-fb27-4b8f-b5bb-8a977beff9ba", "text": "Kelly's and Hallie's seat. Mama's in mama seat.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 1840.2486718030548, "end": 1844.7286518030548}, {"id": "a88a4578-cacf-4a87-a110-a3655b753943", "text": "Man, is there's seventy this 70,000,000 years old.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 1845.3486118030548, "end": 1849.5586118030546}, {"id": "6a8ff2ce-4292-4f51-a638-b387897d56d9", "text": "I know. I know.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 1849.5586118030546, "end": 1852.1786618030549}, {"id": "0342fc3e-1023-4e9b-84c8-8252f73be0e4", "text": "My I know. Their own decline. I know. So it's not like they're I know.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 1852.1786618030549, "end": 1855.9586118030547}, {"id": "111beeba-8543-42b6-8feb-f435b6202644", "text": "I know.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 1856.0386418030548, "end": 1856.5986418030548}, {"id": "51cdb8ff-7684-4923-b098-634e5ec6b4ef", "text": "It's not like their best years are at a", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 1856.5986418030548, "end": 1858.198611803055}, {"id": "98dd3f77-5f00-455a-8de9-222c29762c43", "text": "I know.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 1858.7986118030549, "end": 1858.9585718030548}, {"id": "d87881e1-dd4d-4d0e-8329-ccfc32feeb1d", "text": "I know. And they should have learned this lesson a very long time ago. They should have. Didn't. Do you guys think if you called all your sip and talked about this situation, everybody would be on the side to bail them out?", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 1859.6585818030549, "end": 1872.6086118030548}, {"id": "7185ebc1-12f5-4af9-9794-6c38bbfed75f", "text": "Probably.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 1873.9886618030548, "end": 1874.7886418030548}, {"id": "c542b5fe-ea5e-46dc-ad36-bcb83787f84b", "text": "Okay.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 1874.8686618030547, "end": 1875.3486418030548}, {"id": "bfbe1dfc-14d1-4be9-9426-dbc535aa7a79", "text": "After who months of nightmares, probably. Weird. Okay.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 1875.3486418030548, "end": 1878.8486118030548}, {"id": "08863fbc-bc09-449d-8677-1e0968817ebf", "text": "I believe.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 1878.8486118030548, "end": 1881.008611803055}, {"id": "5e254cb4-c1d3-4a5b-9c2a-760761376515", "text": "Maybe that's what you ought to do, and everybody pitch in. You're all in it together. And that way, it's not one person's burden. Because let's be honest, it's not alone. It this is a gift. And I think that that's one or two large a gift to give from one person.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 1881.0186118030547, "end": 1895.6486118030548}, {"id": "827759f4-0532-47c0-8942-327c628ae7cd", "text": "If everybody can contribute a little bit, then it lightens the load for all of you.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 1897.278611803055, "end": 1902.2486118030547}, {"id": "d2382223-9844-42b5-a4e9-4fbb423e2eaa", "text": "Right?", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 1902.2486118030547, "end": 1902.4086118030548}, {"id": "4fea4dd2-d62c-451f-80bc-47ab9c04d0a4", "text": "It's just not fair. It's not fair to you guys.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 1905.7685618030548, "end": 1907.7685618030548}, {"id": "f02f0a68-1e1d-44db-9ab0-3d0924ef2d05", "text": "Is Josh is not in the position. Mhmm. Katie's not in the position. Right. Emily's not in the position.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 1910.9586118030547, "end": 1916.2386618030548}, {"id": "7d53cbf9-c377-4002-93d0-c713495596d0", "text": "Even those that are in a better situ or better position.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 1917.8886118030548, "end": 1920.7686118030547}, {"id": "9534938d-17bf-43b0-8d1a-4aaca0c38eed", "text": "Matt's wife would How it would gasket.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 1923.9286118030548, "end": 1924.4085818030549}, {"id": "dd4664b7-e00f-42c5-a74b-4103d1593b58", "text": "That's that's why I asked you. Would everybody be on the same page to bail them out? Because if they're like, oh, yeah. I you should bail them out. That's different.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 1926.5686118030549, "end": 1935.2986118030549}, {"id": "9655391d-c260-41b6-92af-c76d2ce6162b", "text": "You know what I mean?", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 1935.5386118030547, "end": 1936.4186118030548}, {"id": "4d8aaac1-8131-4ef5-8a08-08a61adae042", "text": "Yeah.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 1936.4186118030548, "end": 1936.8986118030548}, {"id": "ea12e792-5f02-4f25-9729-3f87db29e097", "text": "I Like, Steve Steve and Joel are in the best positions to be right now. And then I'm probably third place. In a year.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 1937.7886118030547, "end": 1948.0686118030549}, {"id": "94d5e56e-b4c7-4caa-b2c2-27b115f6444a", "text": "I was like, wow.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 1948.468611803055, "end": 1948.8686118030548}, {"id": "a38e6878-43e4-4382-b1f9-bff9439b61f2", "text": "We're that high up. I feel I feel financially vulnerable.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 1949.218611803055, "end": 1953.218611803055}, {"id": "d170d785-832b-4c84-93a9-7e17c23f8060", "text": "You know?", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 1953.6686118030548, "end": 1954.0685518030548}, {"id": "7f0ed7da-764e-43e0-a636-41a0adcfe32a", "text": "It's just sucky timing for everybody. And I yeah. I don't know. Maybe it'd be okay if you talked to Steve and Joel and said, hey. This is the situation. Can you do this?", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 1956.5285718030548, "end": 1966.5386118030547}, {"id": "ad3237a1-c531-4073-9623-b180b9a2c9e8", "text": "I just don't know their feelings on it. Guys feel confident that everybody would wanna bail them out? I woah. Again, I just can't picture it.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 1967.3586518030547, "end": 1976.9786118030547}, {"id": "7aba65fc-dcef-4823-a93d-054fc0dbc168", "text": "Yeah. I mean, it the prospect of them losing a $150 Mhmm. Yeah.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 1983.758611803055, "end": 1988.6186118030548}, {"id": "310a5d2d-e754-4df0-a36a-526f1b61b100", "text": "Yeah.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 1988.8786118030548, "end": 1989.5185118030547}, {"id": "42c06f74-b5f2-4a05-a9a8-ba5f30fb3728", "text": "So then what we would do, if if let's go back to the bluey house. If the stairs were re put in", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 1989.6786118030548, "end": 1998.9486118030547}, {"id": "cd84b388-5bf9-4d51-8b16-9232a5fbd45f", "text": "Mhmm.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 1999.268611803055, "end": 1999.5886118030548}, {"id": "1561f0a5-f76f-4047-b0e0-e085ca6af3dc", "text": "It then appraise at seven whatever?", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 2000.3586118030548, "end": 2002.758611803055}, {"id": "2308a4ae-77c2-47c8-85a3-84596689254b", "text": "Maybe.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 2004.2386118030547, "end": 2004.7186118030547}, {"id": "8d880f32-7aab-4f8a-b04a-d001673c7e76", "text": "To put the stairs back in.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 2008.508611803055, "end": 2009.3886118030548}, {"id": "f97c63db-03ff-4dde-8d89-48004208f7a9", "text": "And so it?", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 2009.3886118030548, "end": 2010.6885118030548}, {"id": "7e01785f-a529-4670-97f4-4e704e00d660", "text": "And then take them out or sell them. Refinance", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 2010.6885118030548, "end": 2013.0886118030548}, {"id": "034810b9-9568-4e55-b3aa-7359067bdc8b", "text": "and sell.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 2013.0886118030548, "end": 2013.5686118030549}, {"id": "124f9ac6-afa2-42eb-85f6-02c212f09ab6", "text": "But then they don't lose the $150.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 2016.6086118030548, "end": 2018.4486118030547}, {"id": "87efa129-2db8-4c75-9a20-7ef36f9d77f6", "text": "How much do you think it would cost to put the stairs in?", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 2024.3886118030548, "end": 2025.7486118030547}, {"id": "e25850c4-53fa-4915-9f6c-8302cfe6b24e", "text": "$10? Yeah. That's gonna guess too.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 2028.518611803055, "end": 2031.2386118030547}, {"id": "fe733f85-f36a-4f30-a6b3-08a1c6160872", "text": "So then maybe that's what I wanna eat. Needs to be because they obviously don't have that money right now. Or they do. They do have that money right now because they have $30 for the balloon payment.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 2034.3686118030548, "end": 2045.1486118030548}, {"id": "7d355f47-fa24-4a9a-b327-d93038c2dead", "text": "Do April 1.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 2045.1486118030548, "end": 2046.1088118030548}, {"id": "206a97f4-7752-4428-9cab-74d29705a48f", "text": "April 1.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 2046.1087118030548, "end": 2047.228711803055}, {"id": "14f17f40-c239-4107-8d21-f85af74b5d53", "text": "March 20. I think it's March 20. Should be March 20. I can look at the paper I have I have it somewhere.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 2047.3786118030548, "end": 2053.2286118030547}, {"id": "491eebb9-d18a-4560-8675-64326f5f9942", "text": "I think it's March 20.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 2054.508611803055, "end": 2055.4687118030547}, {"id": "42476b38-0671-4977-8437-e2ee38fa1f5a", "text": "Jeffrey, can you hold baby", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 2056.298611803055, "end": 2058.138611803055}, {"id": "b28a6a51-650b-4cde-b7ff-b1f82ff9bbb6", "text": "Jamie? Yep. You probably just need to sit up and burp.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 2058.138611803055, "end": 2063.1987118030547}, {"id": "b792f266-6b83-4503-826a-6503cbd52042", "text": "Hold his neck too. He doesn't have an egg strain. Oh, hey, helly.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 2066.058511803055, "end": 2070.968611803055}, {"id": "70b674a9-bbf6-42fc-8ec0-b6ccd1eae533", "text": "Thank you.", "speaker_id": 6, "speaker_name": "Speaker 6", "start": 2070.968611803055, "end": 2071.848611803055}, {"id": "0c23add6-d465-42d1-97a0-f753800af53e", "text": "There's another blanket on his stroller. It sounds like he's bald.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 2079.8187118030546, "end": 2083.918611803055}, {"id": "7c33b7b2-e4f8-4855-8ed4-5df93a2c1e7d", "text": "He does a specific whiny crap when he's cold. Yeah.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 2084.588611803055, "end": 2087.5485118030547}, {"id": "97342260-be93-4a96-989f-5d38c8027572", "text": "Cool. Yeah.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 2087.5485118030547, "end": 2091.018611803055}, {"id": "d7175267-1576-43f8-ab6e-f52b0d358e64", "text": "He just I'm not happy.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 2091.258611803055, "end": 2091.7386118030545}, {"id": "c7ae6aa2-e655-45d7-9142-08570e084a86", "text": "I kinda", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 2092.378611803055, "end": 2092.538511803055}, {"id": "58ca1cda-b204-45e8-9b61-7dd2ec23c4e5", "text": "I do.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 2092.6986118030545, "end": 2093.258611803055}, {"id": "d5ebc64a-a49f-4660-8fa8-de5a92b63b63", "text": "But we refinanced Hi. How are you? That house. And sell that.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 2098.888611803055, "end": 2104.6586118030546}, {"id": "ed834051-ae65-4f78-b547-2a7471f082eb", "text": "And they recoup and pay back whoever loans money.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 2108.338711803055, "end": 2110.7386118030545}, {"id": "8e61849b-6a1e-4283-b182-d02bd75e079f", "text": "And they moved back into the ranch house.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 2111.318611803055, "end": 2113.0786118030546}, {"id": "9d094ed8-78d9-4651-8003-fe86f8cb192c", "text": "Mhmm.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 2113.0786118030546, "end": 2113.318611803055}, {"id": "eaab3bd6-065b-4e68-9bf0-4b58a94ffecd", "text": "And they have the two basement apartments. Mhmm. They rent out. They keep the upstairs.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 2115.098611803055, "end": 2120.068611803055}, {"id": "678c9e9b-ec46-49fa-af2c-990d54e6bc4b", "text": "They keep the whole upstairs. Yep. Yep. This is their have a variety rentals.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 2120.068611803055, "end": 2123.588611803055}, {"id": "5d95ecaa-f75c-4615-bdad-d345352e5204", "text": "Place. Yep. This is where they settle. Yep. Or someone else manages the event center. They do the do the maintenance and the guest relations, but someone else manage the big picture.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 2124.148611803055, "end": 2139.4886118030545}, {"id": "5e4fa75d-90f3-4192-bfa9-4a5d4eda0d35", "text": "And they keep the event center and they still live in Bluey.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 2140.668611803055, "end": 2145.3187118030546}, {"id": "59ed1591-b768-4cf9-8c7a-ed894d097aeb", "text": "I don't think they can I don't think they can do both?", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 2149.218611803055, "end": 2151.4887118030547}, {"id": "04e8ce1e-0cf5-402f-8b6d-556e99091729", "text": "Yeah. It's their it's their emotional well-being that I'm concerned about. They have to sell the golf house and sell Louis, it I think would feel like absolute failure. Mhmm. Because it", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 2151.4887118030547, "end": 2165.048611803055}, {"id": "e189e8b8-3cf4-42ce-9175-2260b5624dae", "text": "It is.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 2165.6186118030546, "end": 2165.9386118030548}, {"id": "cec035b2-c002-41db-b830-0302d02444fc", "text": "It is.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 2165.9386118030548, "end": 2166.338611803055}, {"id": "0e0fcdb3-5c22-4679-abc3-f8821addc817", "text": "And and I wanna shield them from feeling like they failed.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 2167.2486118030547, "end": 2172.008611803055}, {"id": "23f1171b-972c-4a4a-af4c-23b236dcf64a", "text": "Someone else has to manage everything, though. Yeah.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 2177.788511803055, "end": 2179.788511803055}, {"id": "81b0553d-61d6-4a1e-b31d-6f877fcf9cf6", "text": "I we could get long term renters in their basement. That come check on them. Like, I could find long term renters at Louis?", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 2186.2486118030547, "end": 2194.718611803055}, {"id": "5326745d-1225-4326-b09b-a6bfb46e726c", "text": "Mhmm.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 2194.778611803055, "end": 2196.138611803055}, {"id": "2d6081f3-5f32-433a-a8f9-c602bbe7517a", "text": "At Louis.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 2196.138611803055, "end": 2196.858611803055}, {"id": "18a626a5-6f4a-4c06-a442-5c19c414be60", "text": "Why would you wanna do the long term?", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 2197.098611803055, "end": 2198.458711803055}, {"id": "1b163552-97cb-413f-869d-1443fbfef322", "text": "So it's easier to manage.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 2199.938511803055, "end": 2201.138511803055}, {"id": "23f3f936-e50f-480d-9324-12f8b9e5e2b8", "text": "And they don't make as much.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 2204.068611803055, "end": 2205.028611803055}, {"id": "bba30b56-7dc5-46fa-81d0-ebab7f91ddb4", "text": "I don't wanna I don't wanna manage short term rentals for them. I don't wanna do that.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 2205.028611803055, "end": 2209.688511803055}, {"id": "83e9ef50-c5b2-4c73-97d2-7d07f1e4bc80", "text": "Honestly?", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 2209.688511803055, "end": 2210.568611803055}, {"id": "184caf51-c095-409d-b593-084184982f4c", "text": "I would feel better about managing their properties than loan them money, even though that's kind of loaning them money working for free.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 2211.258611803055, "end": 2219.9386118030548}, {"id": "0c4a060f-afd4-4686-8849-e3ec5283fd83", "text": "You know? But I feel better about that because it's like a service. Yeah.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 2220.508611803055, "end": 2224.9086118030546}, {"id": "bb05ca2c-5ef0-426d-b8ee-7a5f70cbe70d", "text": "Like you would resent them.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 2224.9886118030545, "end": 2226.268611803055}, {"id": "63c6ee1b-83d8-4524-b50f-baa7cfbacc95", "text": "Well, if I crazy and If I could even Hey.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 2226.928511803055, "end": 2228.688511803055}, {"id": "0aaea912-632a-4f03-9ba9-1f19e8c2a3b5", "text": "Whenever there's maintenance, I just say, hey.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 2230.2187118030547, "end": 2232.858611803055}, {"id": "baf77548-8e9e-48e2-9162-dbe74b941a6e", "text": "Stan.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 2232.858611803055, "end": 2233.098611803055}, {"id": "482dee8c-9205-434b-86fb-ec2c61ae648e", "text": "Christy, there's this maintenance. Yeah. Then they're in charge of finding somebody to do it. I think your parents can do that.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 2233.858611803055, "end": 2240.468611803055}, {"id": "bb40a2b6-12ea-4fe2-9d01-acce0138165d", "text": "Don't you?", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 2240.9786118030547, "end": 2241.6986118030545}, {"id": "bb7a2b5b-9867-4f97-8b2b-6d8b5bce37f1", "text": "Yeah. Most of it is surprising.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 2241.6986118030545, "end": 2243.4586118030547}, {"id": "97ffdb4b-f9c9-4879-a6cf-2c3ce2c7b4c1", "text": "Yeah.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 2243.6186118030546, "end": 2244.9786118030547}, {"id": "cf77a3ab-e7ce-4de4-9b87-3bb00b1e2b76", "text": "And I can do guidance Mom loves that, and mom loves to understand what to do. It's just pricey Making sure their calendar's full.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 2245.378611803055, "end": 2250.978711803055}, {"id": "7de7126e-85bc-4f06-8f3f-7cfc84bd67a1", "text": "Yeah.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 2252.838711803055, "end": 2253.2386118030545}, {"id": "242fe660-3b67-42a6-98e5-b246e0dc389e", "text": "I can do it, but All the events in and all of their basement needs to be managed. Mhmm. Making sure that calendar is filling up.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 2253.2386118030545, "end": 2261.898511803055}, {"id": "aca99a62-f1fa-4316-ad6e-fdf85193b24c", "text": "Well, think that's Alright?", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 2262.938511803055, "end": 2265.428511803055}, {"id": "f5cc33fe-a8ab-42b9-b240-7f5ddf387980", "text": "He just started, like, to go to do all of Okay.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 2265.908511803055, "end": 2267.108611803055}, {"id": "e50553c0-7b65-4506-8713-b58cf02b7a35", "text": "I can swaddle him.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 2270.6186118030546, "end": 2271.578711803055}, {"id": "fd245bf9-c73f-4693-bdb7-59b804ea49a0", "text": "Your egg Your egg.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 2280.588711803055, "end": 2284.108611803055}, {"id": "e98f486d-a5e7-4e5c-9f20-393954a96431", "text": "The the the thing that I like the most, whatever scenario it is, if they can pay whoever back very quickly.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 2290.088711803055, "end": 2298.9986118030547}, {"id": "fae50eaf-e677-49bf-b414-faccd294ca27", "text": "Because it it feels so unfair that somebody has the loan money, and they may never be paid back. That just, like, it's not okay. You know?", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 2300.7486118030547, "end": 2308.288511803055}, {"id": "5b15109d-d69a-4caa-9bab-4b93a7d46e94", "text": "So if we could come up with a scenario where, oh, we do a cash out refinance. And then as soon as they get that cash, they pay back whoever that was gonna three month timeline. You know? Mhmm.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 2308.858611803055, "end": 2322.0786118030546}, {"id": "5cf08e83-2272-4427-874a-d29b9d6236aa", "text": "I know.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 2322.9586118030547, "end": 2323.518611803055}, {"id": "5f47856c-3208-4036-a7e3-f11a91842b66", "text": "But even then, they could just oh, this other life event happened and we can't make that anymore.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 2323.548611803055, "end": 2331.098611803055}, {"id": "235cf644-29df-400a-b518-d5e9e2f7ca74", "text": "We can't We have to You know? We're gonna try to screw this over again. Way. Yep.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 2331.7985118030547, "end": 2335.718611803055}, {"id": "2928ab50-b83d-4fc7-b6a5-43acc0e6e41a", "text": "It's not guaranteed to be paid back even with that.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 2336.0485118030547, "end": 2338.848611803055}, {"id": "5ea898b0-7c92-4769-a717-151079acec8a", "text": "Know?", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 2339.4086118030546, "end": 2339.648611803055}, {"id": "557a0ff2-e7c7-418e-b712-baeaaef10d41", "text": "Note, but I feel like I'm reluctant to ask Joe because Joel already has so many reasons to resent Mom and Dad.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 2348.1987118030547, "end": 2357.088711803055}, {"id": "6497bfd7-ed63-41d8-9e48-d7b85dd855ed", "text": "I can't carry it for some time. I'd and I'd rather I'd rather Joel not be the first even though he's in the best position.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 2357.208711803055, "end": 2363.7486118030547}, {"id": "3d203c35-1929-4876-a604-879e4df9fbc7", "text": "Right. I I can carry it. It's better even even worst case it's better knowing that I've carried it. Joel would be more prone to help knowing that true. Knowing that he's not the only one. Mhmm.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 2367.178611803055, "end": 2386.0786118030546}, {"id": "1de978f2-e0a8-401f-92b2-d0494fc82061", "text": "And that we didn't ask. Him to do it. He he would have a ton of resentment if we said, hey. Would you do this? Because then he would do it, but not happily. But if he found out, like, oh, Katie's doing this, she's not in a super good position, then he'd help you. Mhmm.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 2386.0786118030546, "end": 2402.178511803055}, {"id": "5d109178-c452-4a91-8c1f-6546d82ab8a1", "text": "You know? Yeah. And maybe I kill it in estate this year.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 2402.178511803055, "end": 2408.778611803055}, {"id": "5547c1c9-f78d-4f10-a137-3137b00a1bec", "text": "And it's fine.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 2409.678611803055, "end": 2410.2387118030547}, {"id": "dbbc2a09-d4ec-46f9-aba3-b845825ba37c", "text": "To just give them that money? Maybe. Doesn't that make you so sad? So much money.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 2411.2086118030547, "end": 2417.9886118030545}, {"id": "505c8287-89e0-4e47-97ee-2347f9ebd001", "text": "To really care.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 2418.0687118030546, "end": 2418.4687118030547}, {"id": "b0d021c8-d585-47e7-bd67-bcf486bec3a7", "text": "If it was five thousand or 10,000 even, like, 10,000 is painful, but it's, like, what a gift. You know?", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 2419.568611803055, "end": 2425.898511803055}, {"id": "61679222-f5e3-4c1b-827b-a5724769c6e0", "text": "Yeah.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 2426.348611803055, "end": 2426.908511803055}, {"id": "a6567ef0-3164-4d40-9a4c-2c7686a8baf4", "text": "But it's not. I know.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 2427.068611803055, "end": 2428.9886118030545}, {"id": "f84b76a5-f0f8-4ef2-8e8b-2431367a53a8", "text": "It's triple that.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 2429.678511803055, "end": 2431.838611803055}, {"id": "40467649-0ac5-425b-acca-6a9dc70a002c", "text": "Oh, that is so much money.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 2432.398611803055, "end": 2433.598611803055}, {"id": "0b928388-d56d-4658-a82d-a100d9d841c7", "text": "Well, they're planning on paying part of it off with their HELOC, which they won't have access to after their house says.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 2435.6186118030546, "end": 2442.808611803055}, {"id": "d62d731f-0a2f-4866-a1a0-ca6c9f81c725", "text": "So the 30 that they have But don't they have to pay off the HELOC?", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 2444.9786118030547, "end": 2447.6186118030546}, {"id": "4c4543f2-ccd9-4b01-9df1-e87f2c27955c", "text": "Oh, with the proceeds of the house?", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 2448.358611803055, "end": 2450.0386118030547}, {"id": "d843bcc1-7101-4e6e-8534-97d8ee2f7b6b", "text": "Which they're not gonna make enough.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 2450.0386118030547, "end": 2451.878611803055}, {"id": "749db7f7-66fa-49a3-8ed5-d783570af7e1", "text": "Oh my god.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 2452.0786118030546, "end": 2454.558511803055}, {"id": "be224189-6e97-42ce-8712-ed50d92b9d3f", "text": "Maybe how he say They don't even have someone might have to bail him out of Oh my the golf house.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 2455.028611803055, "end": 2458.6186118030546}, {"id": "c68c62c4-47fe-4e57-a808-ca75351e6cd5", "text": "Someone might have to produce cash so that they can sell the house.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 2461.008611803055, "end": 2463.4886118030545}, {"id": "a67b9525-281e-4ebf-a76d-b0d90372b2c0", "text": "These are the problems I try to solve Oh my god.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 2472.3286118030546, "end": 2473.928611803055}, {"id": "46f8e92b-9722-4640-9bae-8ce74bcb1853", "text": "On your CD. I wonder you're having nightmares.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 2474.088611803055, "end": 2477.7187118030547}, {"id": "8461dded-0ebd-47e6-b08f-ca77c0152e82", "text": "I called Josh on Saturday And outside, don't know what to do. I think you and Daniel and I should sit down and, like, brainstorm how how to help them. Mhmm. And I gave him, like, a a brief run down. Like, I know how much the house is gonna sell for. I just talked to three appraisers.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 2484.638611803055, "end": 2506.2386118030545}, {"id": "a3ef6f62-c86e-4e43-80f6-7b04e49d83ef", "text": "What did they all think? What price range are they thinking?", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 2507.1987118030547, "end": 2509.9386118030548}, {"id": "e62aa586-5098-4318-b1f6-a23097fda8af", "text": "Well, one of them said between $7.90 and $8.90. I know.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 2509.9386118030548, "end": 2516.0085118030547}, {"id": "c4adc0a0-461a-47fa-a35f-16482bab2938", "text": "Mostly the lowest.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 2516.568611803055, "end": 2517.128611803055}, {"id": "6d948dbd-c3ec-4aa3-b1eb-f1af66eed5c6", "text": "The other one said, what's unique about this property? There's nothing unique about it. And the other appraiser that gave me the that ballpark, he gave me 5 Okay.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 2517.688511803055, "end": 2526.9886118030545}, {"id": "40827913-ca85-44c3-93f8-2df2bce1e9cf", "text": "But they're all over. Like, he's like, oh, there's one in West Jordan.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 2527.628611803055, "end": 2530.588711803055}, {"id": "334babd0-e2a0-4cd6-adb5-f57c193e2fe3", "text": "It's a great comp.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 2530.588711803055, "end": 2530.748711803055}, {"id": "1a8071bc-44aa-42b2-9210-eba5df9566e5", "text": "And I'm like, why?", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 2530.938511803055, "end": 2532.138611803055}, {"id": "bb54a087-d4d8-407c-9d36-3319c9f02f1d", "text": "That's why here.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 2532.138611803055, "end": 2533.818611803055}, {"id": "7bdfef74-625a-4c6a-87ad-82189dd49c3f", "text": "In West Jordan, a great comp. So thank in the area are going from And now.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 2534.138611803055, "end": 2537.0285118030547}, {"id": "adecd762-750a-4de3-8d34-26ff491f2db4", "text": "Oh,", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 2537.108611803055, "end": 2538.5485118030547}, {"id": "f5d41dcb-63c9-4e3a-bc57-fd28dcaf91cf", "text": "no.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 2538.788511803055, "end": 2539.108611803055}, {"id": "9f8aabdf-09f9-4241-8d54-5f926dc5b3f4", "text": "But why does the appraiser take houses from all over? Mhmm. I don't I I don't know understand.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 2541.598611803055, "end": 2549.2187118030547}, {"id": "ea9f9173-167b-4c94-9890-bee1c73f8e96", "text": "So probably because there isn't a good comp nearby. So that's the best comp that they have. And they say the golf course doesn't matter. It's across the street.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 2550.468611803055, "end": 2559.268611803055}, {"id": "40653b18-034e-40c3-84d6-2311cde84f95", "text": "It's not on the golf course across the street. So that doesn't factor into the appraisal.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 2559.308611803055, "end": 2563.228711803055}, {"id": "1a7f241b-91f3-4a11-be11-4adc4bb28d76", "text": "Dang.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 2563.798611803055, "end": 2564.0386118030547}, {"id": "1d4b5f66-c712-4f9d-a917-91426f93b0b1", "text": "You're like, this is not gonna hurt.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 2564.0386118030547, "end": 2565.3187118030546}, {"id": "15870987-a844-426e-a5fb-aa436fb3bfcb", "text": "And then yeah. Then the other guy was like, oh, there's nothing unique about it, but I can do an appraisal. Oh, that doesn't sound promising.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 2571.088611803055, "end": 2581.258611803055}, {"id": "cb316f70-9823-4af0-b1ea-203128fbf19c", "text": "And then I asked Kevin Clawson, the guy that said Mhmm. He's done some over the He sent me the one that he did in twenty one.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 2582.008611803055, "end": 2589.5386118030547}, {"id": "55830997-78ca-4f7d-bbcf-cb3eef8f0869", "text": "In 2021?", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 2590.638611803055, "end": 2591.838711803055}, {"id": "7351a684-1163-422f-9390-5974c93d29c3", "text": "2021 when they refinanced. They got an appraisal. Oh, okay. And the market has gone up and down since then, but it hasn't changed a ton, actually, since then.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 2591.838711803055, "end": 2602.608611803055}, {"id": "921f8f50-4b8c-4626-8d88-97fd5e46ee3b", "text": "What was it? $7.75.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 2602.938511803055, "end": 2605.338611803055}, {"id": "16916d8a-e664-41b2-b688-634498af76a1", "text": "Let's not open the door because we wanna stay inside and be Wow.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 2606.1186118030546, "end": 2609.318611803055}, {"id": "5b1941d4-9dcd-4cba-a0fa-82af45d13bbf", "text": "Laurie's sister was pretty on point.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 2610.2985118030547, "end": 2613.5786118030546}, {"id": "bd804774-ba35-48e1-aa2a-366b99e87851", "text": "I've been that's low. I do.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 2613.6986118030545, "end": 2615.058511803055}, {"id": "670c4b3e-a7f0-4ddf-a629-152b6240d483", "text": "I think that's low. Eight 100,000 is low?", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 2615.058511803055, "end": 2616.418611803055}, {"id": "81854ed0-7e76-42f5-a3a9-94ac0570d7bc", "text": "Yes. I do.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 2616.418611803055, "end": 2618.258611803055}, {"id": "4ab5e79b-e8d7-4b57-aecc-f2e6cd4dec4e", "text": "I did until I'm hearing the the appraisals.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 2619.128611803055, "end": 2624.6685118030546}, {"id": "25f6d3c9-a85f-4fe7-9f2c-eadb3751b63c", "text": "There is a house. Just around the corner that's 1.2.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 2624.6685118030546, "end": 2628.568611803055}, {"id": "9c4757dd-8212-4d9e-af17-d7697f794b77", "text": "No.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 2628.568611803055, "end": 2628.968611803055}, {"id": "f5f885a7-1544-4194-be81-1af02edee5c8", "text": "No. 1.1. 0.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 2628.968611803055, "end": 2631.028611803055}, {"id": "82dec847-c856-4d6d-9f02-766acd7dcd04", "text": "98 or something. When did it sell?", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 2631.028611803055, "end": 2632.6285118030546}, {"id": "c2bb1416-88af-416b-9e66-5260de057d71", "text": "It hasn't sold. It's been on the market.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 2632.8686118030546, "end": 2634.628611803055}, {"id": "06144d24-9f0b-4e06-b519-45a80b91399a", "text": "Then it's not a call.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 2634.6586118030546, "end": 2635.2187118030547}, {"id": "43734022-e261-491a-80d5-71050fb8bd3c", "text": "I know. But I love that it's there. I love that it's there. I love having someone around the corner that's way, way higher. That's true. Love that's true.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 2635.2187118030547, "end": 2643.5386118030547}, {"id": "cb0ff2db-8760-4416-afde-c611aed6dd77", "text": "It won't affect the appraisers.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 2644.1886118030548, "end": 2645.628611803055}, {"id": "9768d9c7-bf3c-4f8b-9488-0185870f1b7c", "text": "No. It won't, but it will affect the buyers.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 2645.628611803055, "end": 2647.228711803055}, {"id": "bb9465d4-acc1-4602-89c0-47f91c8cd931", "text": "Okay.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 2648.4086118030546, "end": 2648.808611803055}, {"id": "957ad585-3432-4469-b1d3-08b43d73cd12", "text": "So 70 $7.75, you said? We know it's at least that probably more. I think the market's gone up since 2021.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 2652.098711803055, "end": 2660.788511803055}, {"id": "0f20609c-6221-43f9-bcf5-2f10b4364f82", "text": "Bit. Yeah.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 2660.9486118030545, "end": 2662.188511803055}, {"id": "dbacea4d-d378-487f-b28d-ff1773272e1f", "text": "Our houses have gone up, like, $1,010,000.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 2662.188511803055, "end": 2665.388611803055}, {"id": "22fdee0c-2cb0-4291-81d7-f3bb683047eb", "text": "Yeah. And the deck is new. There are Right. There are no", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 2667.2187118030547, "end": 2670.338711803055}, {"id": "81181e12-3841-4996-aa09-3c3fcdd2b8d2", "text": "Yeah.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 2670.6186118030546, "end": 2671.018611803055}, {"id": "be5c12bd-2abd-4db5-b51d-d5e102b71749", "text": "Yep.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 2671.018611803055, "end": 2671.178511803055}, {"id": "d020a6da-4bf5-412c-8640-a7b965159a36", "text": "But it's not updated. The flooring is all this thing. The cabinets are all the same. It's staged well, and it's photographed well.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 2673.168611803055, "end": 2680.598611803055}, {"id": "89878680-25f0-4a38-a412-bf460f91d09f", "text": "But they need at least nine twenty to to pay off their HELOC, to clear the house. And then they don't have any money for the full repayment.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 2688.758611803055, "end": 2702.258611803055}, {"id": "282b8fdc-97bd-45a2-b110-e9735ef5cba8", "text": "Because they were planning on using HELOC. So they need at least $9.80. Get through till April.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 2703.4786118030547, "end": 2714.008611803055}, {"id": "4001c3fc-eafb-465e-ac2e-331b2d96b142", "text": "And that's what we have the listed at or $9.90.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 2720.808511803055, "end": 2723.608611803055}, {"id": "ffb65b61-06df-4ae9-81d8-02031079cb37", "text": "We have it listed at $9.98.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 2723.608611803055, "end": 2725.4486118030545}, {"id": "2cb26cd2-8833-49ae-89a6-698c9ab89907", "text": "Okay. Okay.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 2725.4487118030547, "end": 2726.168611803055}, {"id": "9a2b6013-a8d6-4a1a-9482-56dc6b3e196b", "text": "Well, as soon as soon as Morris and Orphan die, Oh, wait.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 2726.9986118030547, "end": 2729.718611803055}, {"id": "46851cd4-a83c-485f-b8f6-8f59a66775c3", "text": "There it is.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 2730.968611803055, "end": 2732.4885118030547}, {"id": "64d49dc9-f7a9-4000-b341-da40253b56f0", "text": "Dang it. Dang it.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 2732.4886118030545, "end": 2733.5285118030547}, {"id": "d2f61754-9522-43ac-85b5-4a960f2a18a1", "text": "I already got that.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 2733.9786118030547, "end": 2735.098611803055}, {"id": "8b01fd5e-b11f-473b-8cf5-9dfd48fe7744", "text": "That half meal is already gone.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 2735.098611803055, "end": 2736.298611803055}, {"id": "0a5faf4c-d402-4837-a75a-18f33c14cde6", "text": "It's already gone.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 2736.6987118030547, "end": 2736.9386118030548}, {"id": "49b6306c-9a89-4d9d-9558-a03eb6d1c3e9", "text": "Oh my Ranch.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 2738.098711803055, "end": 2740.7386118030545}, {"id": "3f13e9a1-b278-4f53-a6d8-7f46ce815390", "text": "No.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 2740.7386118030545, "end": 2741.058611803055}, {"id": "3c5f6df5-3df0-4c0d-ad09-51f4b04ca3c3", "text": "What did they spend that on? I know.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 2741.8286118030546, "end": 2744.148611803055}, {"id": "42c4ce74-950e-47cc-92cc-2eb9d52f4665", "text": "When did It's in the houses. That's where it is.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 2744.308511803055, "end": 2746.308511803055}, {"id": "7f43d688-3997-4c5c-8d2f-ffb50e7f2acc", "text": "Well, but I thought that they used the golf house to buy the ranch house.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 2746.568611803055, "end": 2750.3286118030546}, {"id": "0de90339-64db-4056-a2ca-1a5f2ea77c26", "text": "It's in the banana It's in there's always money in the bananas. Bananas.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 2752.058611803055, "end": 2753.7386118030545}, {"id": "0a40d3a4-4da5-41e8-9644-5179b75191cf", "text": "Stand. That was like the banana farm.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 2753.878611803055, "end": 2755.398611803055}, {"id": "6678bc18-4fc7-41e2-9bd6-39feacc8cc30", "text": "Oh, de used the golf house he locked to buy Bluey.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 2763.1186118030546, "end": 2765.758611803055}, {"id": "cf18672e-a226-40a2-8fb3-c43478c67d5e", "text": "They used the golf house he locked to buy the ranch house.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 2767.468611803055, "end": 2769.8686118030546}, {"id": "385bdef3-0cec-4ed2-a2c8-b80a5566a136", "text": "What did they do with the inheritance? Also the ranch house? Paid out Oh, the renovation.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 2770.338711803055, "end": 2774.018611803055}, {"id": "73313a96-479a-425d-a3a4-2ed21ae70ec4", "text": "Oh, they paid off the golf house.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 2775.7187118030547, "end": 2776.838711803055}, {"id": "5f1aba4c-3474-445e-803e-b28179a58d50", "text": "So they have a ton of equity. So they're gonna they're what is their HELOC?", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 2777.4886118030545, "end": 2783.708711803055}, {"id": "99c1eae5-2b83-46f6-96d0-5f0d541ceebb", "text": "The HELOC is for $3.83. Their mortgage is $4.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 2784.188511803055, "end": 2787.718611803055}, {"id": "c27ab852-0676-4d76-9cf8-1ccaff0e62bc", "text": "90.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 2787.718611803055, "end": 2788.678511803055}, {"id": "28b207de-b3f4-4289-bc84-f76c851b6458", "text": "Biggest Yeah.", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 2788.838611803055, "end": 2790.1186118030546}, {"id": "6a683fef-7e58-48da-9a91-4422e440e20d", "text": "Holy crap.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 2790.6586118030546, "end": 2791.778611803055}, {"id": "6b83b720-1b1d-48a9-9602-bcdf675ff3ad", "text": "And they haven't paid any of it off?", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 2793.168611803055, "end": 2794.4486118030545}, {"id": "d3acf767-b2ba-418f-90e9-38709b18e56d", "text": "No.", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 2795.168611803055, "end": 2795.7286118030547}, {"id": "e1b7b8da-545b-41e9-b466-02096d6de6a2", "text": "I mean, yep. They've maxed it out.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 2797.4486118030545, "end": 2800.008611803055}, {"id": "890394fb-9208-488f-bc06-d758c73470d0", "text": "400, taken out.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 2801.0687118030546, "end": 2801.548611803055}, {"id": "bd758a2d-ffd4-43b6-9fd3-d5f66e1a682f", "text": "Sorry. I need to my family to put my finance trauma.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 2808.908511803055, "end": 2812.6685118030546}, {"id": "780fe9d2-c1ec-48db-9eaa-01a57d15fff4", "text": "My parents.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 2813.678611803055, "end": 2814.558611803055}, {"id": "ad2207ae-e5e0-45df-8412-a3e7e2f9fc25", "text": "You know?", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 2814.638611803055, "end": 2815.0386118030547}, {"id": "2d5a0d5d-50b8-4fb0-b7bb-58afa2ab645f", "text": "Imagine your parents were in this destitute of", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 2816.008611803055, "end": 2818.888611803055}, {"id": "3182cc15-e817-409e-842d-7cd11dfe6aa3", "text": "Again, I I still can't.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 2819.218611803055, "end": 2820.8187118030546}, {"id": "c0eaf01d-22e0-4768-b03a-af7c6c6e4828", "text": "It's really hard to think that way just because it the I have to change my parents' characteristics and make them like your parents, and that doesn't work in my brain.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 2824.028611803055, "end": 2833.638511803055}, {"id": "63f1d0a4-e03e-40c2-a44c-9225ea63a91f", "text": "Well, there's some of delusion and hope and everything will work out. We don't have to worry about this.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 2833.638511803055, "end": 2842.418611803055}, {"id": "4bf3883e-a299-4861-aa8d-08bb97e156f3", "text": "In their what?", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 2843.5687118030546, "end": 2845.978711803055}, {"id": "013dc0af-1e58-41f5-856e-6f550c9304ba", "text": "So, Nathaniel, what what plans do you can you think of where they can get that cash back quickly to pay off whoever loans it?", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 2857.958711803055, "end": 2867.808511803055}, {"id": "6cdd1273-4c22-417d-805b-f283e8a32c77", "text": "If Josh was managing the event center, which he is, they have potential to pay it back. Josh is confident, and dad is confident.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 2868.168611803055, "end": 2877.168611803055}, {"id": "dd9d40a8-683f-4d7f-95f9-caf7ca5f620b", "text": "Within him he's confident means nothing to me.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 2877.808611803055, "end": 2878.6886118030548}, {"id": "7a6fd5b4-043a-48db-8f8a-ee0c2ddd6fd6", "text": "Right.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 2880.128611803055, "end": 2880.608611803055}, {"id": "b7f5d7ba-5578-4ff6-9418-0258cb04d19f", "text": "But Josh's confidence is a little bit.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 2880.7886118030547, "end": 2882.7886118030547}, {"id": "f39497a2-5c21-441b-b2f9-b299cb979e69", "text": "Josh's confidence means a little bit to me.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 2883.028611803055, "end": 2886.4687118030547}, {"id": "7b349222-2134-4e80-9129-0b3b726dcdf1", "text": "I don't have to Not a lot.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 2886.4687118030547, "end": 2887.508611803055}, {"id": "87c401c3-3e9f-4ae4-ab4f-b18870ce13ce", "text": "You know, I've seen their income on a I talked to Josh the other day about their ranch house income, and it's sufficient. It would I mean, they can't go on cruises all the time, but yeah.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 2887.508611803055, "end": 2902.088611803055}, {"id": "5890bd8e-ba8b-4c6b-a671-0bce974e542c", "text": "Slowly it could pay back.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 2904.628611803055, "end": 2905.9086118030546}, {"id": "38c7f5d6-3302-4914-a92b-b7b2174c3549", "text": "Omi could do is we lend them the money when we can, and then we manage their cleanings and their pricing and their whatever. And you get cohost payouts.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 2914.4986118030547, "end": 2931.2386118030545}, {"id": "e50bee87-e2c8-44a7-97c9-30721f706cfb", "text": "And then that's, like, paying myself back.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 2935.9386118030548, "end": 2936.898611803055}, {"id": "c2af3b50-0b69-41fc-b74f-b5e5cdd1132c", "text": "Like, we we just we just take That's gross.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 2937.048611803055, "end": 2942.348611803055}, {"id": "b375f818-b765-4c40-a163-43dd333acbeb", "text": "Like That's gross. That's gross. That's gross. No.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 2942.428611803055, "end": 2944.348611803055}, {"id": "2ae3d07d-96cb-49a8-afca-45fe5d1d5302", "text": "No. Boo. At least I'm paid back.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 2945.1586118030546, "end": 2948.528611803055}, {"id": "e142ea90-9bce-4e6c-9427-0522fd58661c", "text": "You will be working for my parents,", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 2948.528611803055, "end": 2949.968611803055}, {"id": "f33030d8-e2ad-44a7-b221-d7003d8abe54", "text": "and they would be paying you, which Yeah.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 2950.768611803055, "end": 2952.4486118030545}, {"id": "2c371e1e-14e5-4cc6-bcb8-d239353de1f8", "text": "Nope. Nope. Nope.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 2955.1087118030546, "end": 2956.548611803055}, {"id": "7bbeeda1-6300-48a5-924f-c917429538bd", "text": "Nope. Nope.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 2956.548611803055, "end": 2957.508611803055}, {"id": "8ee7fe27-0c46-4f92-8541-5313fc6a9a44", "text": "Give it for free. Walk away. Walk away.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 2958.138611803055, "end": 2962.0386118030547}, {"id": "0fbd81f5-8624-4788-832e-348469bed1cc", "text": "That is the worst. Yeah. I wouldn't prefer to just give it away for free even though that kills me so that everyone knows what it was.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 2962.0386118030547, "end": 2967.518611803055}, {"id": "d2cad5a3-8b0a-4b26-a67a-5428e0c4d4d0", "text": "I I would not mind gifting it if we had it.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 2970.338611803055, "end": 2974.168611803055}, {"id": "af225d4d-1a23-4852-bd50-3734a5fd0357", "text": "I know you're not.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 2974.4886118030545, "end": 2975.4486118030545}, {"id": "78ef8070-cbd8-474d-ac13-ce464c202e0d", "text": "I feel the same. Like, my dad came and helped me renovate the basement. Like, every day, all day for months. I would give it pick up.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 2975.4486118030545, "end": 2985.758611803055}, {"id": "0ce0ad7b-cea6-4563-961e-02ad99203ede", "text": "Yeah. And he did the same for us in West Jordan. Yeah. Every Friday, he was there. I had to redo the work that he had.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 2988.1886118030548, "end": 2996.678611803055}, {"id": "731440d1-cb1f-49c9-b42f-b3139cbde3e2", "text": "Just about to say that, but I was like, no. The time, Mandy.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 2996.838611803055, "end": 2999.888611803055}, {"id": "36e83421-73df-4ad0-b5eb-dce749380e27", "text": "Eight years ago, he was hopeful. Two years ago, he was not.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 3000.128611803055, "end": 3004.2686118030547}, {"id": "a94bc582-2ab2-4dde-bb67-f706633e6efd", "text": "I had to reframe the whole room. We yep.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 3006.358611803055, "end": 3009.0786118030546}, {"id": "41171e60-d812-42a9-89b2-4d69f749bb9a", "text": "That's us too. I remember that. I remember that.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 3009.0786118030546, "end": 3011.9386118030548}, {"id": "2716ccb7-3a0f-4e9d-9bee-9e85122e1c73", "text": "So bad. So bad. I remember. How we had to do it. The guest has in my closet being, like", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 3011.9386118030548, "end": 3018.7286118030547}, {"id": "4672fa50-ce7c-4fe3-ab64-f67f55684e86", "text": "I have to reframe.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 3020.2787118030546, "end": 3021.638611803055}, {"id": "df388c1e-4d6b-4f72-99ff-4a8784ebfc76", "text": "But we just we just kept letting him do it.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 3021.638611803055, "end": 3022.9986118030547}, {"id": "67b2f802-40e9-4e4c-819e-1094bc856a73", "text": "We're like It's so much harder to reframe than to frame it the first time.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 3024.238611803055, "end": 3027.878611803055}, {"id": "e8b2d0b6-a1a5-4f5a-adc2-a5bd04b5509c", "text": "Yeah. But Nathaniel didn't wanna hurt his feelings, so we just let him do it. And we were like, okay. He's gone. I'll stare it down.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 3028.1186118030546, "end": 3034.3486118030546}, {"id": "b2edc25e-f1e0-4233-b1e0-4aada9ceb8fe", "text": "Do it right.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 3035.0986118030546, "end": 3036.0586118030546}, {"id": "3df6eb65-13d3-4d7f-bb5e-f5c56cd7272b", "text": "But, like, the things we do is we're doing.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 3037.898611803055, "end": 3040.168411803055}, {"id": "6eafe8b4-75c8-4e8e-b777-3808ee18fc23", "text": "Net was positive. Yeah. For sure.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 3040.4084118030546, "end": 3042.008611803055}, {"id": "562f3c26-369e-430f-a039-6c545f1eb042", "text": "Sometimes having a second person there helps tremendously.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 3044.5588118030546, "end": 3048.158611803055}, {"id": "c2ffbb0a-0bb1-4444-9449-7acf44ce3ca1", "text": "Yeah.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 3048.158611803055, "end": 3048.318811803055}, {"id": "654bba6c-bafe-49e5-be54-c4c8af5b88f7", "text": "Even for motivation to push.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 3048.398611803055, "end": 3051.3086118030546}, {"id": "0b9d8e57-4810-4c52-8968-b56faa335452", "text": "I mean, I I I feel like I owe it to my parents to protect them.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 3053.548611803055, "end": 3059.858611803055}, {"id": "3c6cdea9-131c-4d74-9fc8-b6c88b005eb4", "text": "Because they've me emotionally, if not financially.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 3063.4786118030547, "end": 3065.878611803055}, {"id": "60eb7665-739c-48fe-818a-08e5f4980e9b", "text": "And we learned a lot.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 3067.8486118030546, "end": 3068.968411803055}, {"id": "98b8b835-66a3-4742-84d5-dd2e997376f3", "text": "Yeah.", "speaker_id": 8, "speaker_name": "Speaker 8", "start": 3070.1886118030548, "end": 3070.588611803055}, {"id": "bf03ad10-1372-4cb5-a82b-7f38e321fd62", "text": "From watching them.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 3071.658611803055, "end": 3072.858611803055}, {"id": "f5473fd3-46c6-48ea-ad54-984543470172", "text": "Yeah.", "speaker_id": 8, "speaker_name": "Speaker 8", "start": 3072.858611803055, "end": 3073.4986118030547}, {"id": "b978aa5a-5f84-4bb9-958b-56df61776819", "text": "That's why we're so well off.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 3074.6186118030546, "end": 3075.178611803055}, {"id": "449945ba-ef39-4c0a-89ac-d3c27923376b", "text": "I know. So much money.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 3075.388611803055, "end": 3076.988611803055}, {"id": "52cb4daa-c466-48cd-9762-832b3b9333e4", "text": "I know.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 3076.988611803055, "end": 3077.8686118030546}, {"id": "5f2383db-9538-42ae-ac41-f1b99ca25ab3", "text": "And an emergency fund.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 3079.338611803055, "end": 3080.298611803055}, {"id": "1adc18cc-70c0-4009-9853-90bf0c94bdbe", "text": "All of us, clearly.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 3081.758611803055, "end": 3084.638611803055}, {"id": "32e5b573-18af-4198-988c-cf4d0c537fcc", "text": "I mean, anybody pay them back this money.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 3085.398611803055, "end": 3086.0386118030547}, {"id": "75992a63-3a1c-4436-ab13-18fc1acee577", "text": "No problem.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 3086.5186118030547, "end": 3087.158611803055}, {"id": "ae7752e9-4086-4728-9053-cbbb3cef294c", "text": "I get wanting to gift to them because it's paying them back. I also again am like choice and accountability. It's just I don't want them to lose it all.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 3098.528611803055, "end": 3113.918611803055}, {"id": "efa63796-aabd-471c-abe8-a4f1514cd4cf", "text": "But I do want to help them solve their own problem.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 3114.768711803055, "end": 3118.3686118030546}, {"id": "f3c0adb1-d72d-495d-a510-e262bbfa87b9", "text": "You know?", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 3119.3486118030546, "end": 3119.508611803055}, {"id": "3552a566-0784-46bc-99f6-b80c895de17a", "text": "I don't think they're capable. Anymore. This is where they're mid seventies. This is where we're caretaking.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 3120.4986118030547, "end": 3131.468611803055}, {"id": "5d852418-d801-4c05-9aa5-2bf70120558a", "text": "This is where we start Then at what point do we minimize their situation and say, okay.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 3134.198611803055, "end": 3138.198611803055}, {"id": "bd9e3944-9e3d-48a5-8bba-7fc0ba7acc9c", "text": "Let's get rid of the golf house. Let's get rid of Bluey. Keep it simple. That's we are. And then they have all this money. They have the money from the sales.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 3138.6886118030548, "end": 3146.628611803055}, {"id": "1a7c78fe-51fa-407d-9fb7-03e0e9bd3cb0", "text": "They just break even. They don't have any money.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 3147.638611803055, "end": 3150.668611803055}, {"id": "74cc29ed-00f5-45d6-93fc-77860ca58d54", "text": "Oh, yeah.", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 3152.988611803055, "end": 3153.3086118030546}, {"id": "f26733e0-bd40-4e0c-bbbd-e6e3f378165f", "text": "Because they wouldn't They don't have any money.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 3153.3086118030546, "end": 3154.5087118030547}, {"id": "d0d703e9-6e3a-4ee6-a3e2-1b589ee26f2a", "text": "They wouldn't get money from Bluey if they refinance They haven't built any equity in. They've done Oh, they put a hundred thousand down.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 3155.5087118030547, "end": 3162.988611803055}, {"id": "ae86db4b-ff0e-465b-a027-b5f7ab3d499f", "text": "And they have Yeah.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 3163.838611803055, "end": 3164.398611803055}, {"id": "30f84a51-8dc3-422c-80f2-276cddc9a58c", "text": "But they also overpaid by thirty grand.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 3164.878611803055, "end": 3167.198611803055}, {"id": "678915aa-a33c-4ddd-8ed5-a9c964ed8e61", "text": "And they made it handicap accessible, which just is annoying. It's a poor use of space unless they're them. The renovation they've done isn't doesn't add value.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 3167.488611803055, "end": 3182.0287118030546}, {"id": "bc47f4bf-23c9-4eca-a979-a4b709b493ac", "text": "What?", "speaker_id": 8, "speaker_name": "Speaker 8", "start": 3185.338611803055, "end": 3185.978511803055}, {"id": "0c2ecc4d-35d5-4381-9430-efc553c127be", "text": "The $10,000 see, man?", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 3188.328811803055, "end": 3190.088811803055}, {"id": "528337c2-4b96-4113-8833-9ec7f79e99d5", "text": "It couldn't be sold in its current division.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 3197.178611803055, "end": 3198.698611803055}, {"id": "dece7374-c561-48d2-9d3d-d66ca907dc97", "text": "What?", "speaker_id": 8, "speaker_name": "Speaker 8", "start": 3198.698611803055, "end": 3200.0588118030546}, {"id": "9e38a529-bfb0-42b2-ad86-de94f71869a6", "text": "That $10,000 was the most frustrating $10,000 of my thirty seventh year of my thirty seventh year.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 3200.0588118030546, "end": 3209.148611803055}, {"id": "9fa31447-1986-412e-b26c-f80ea1562282", "text": "The reign of the judges.", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 3212.078811803055, "end": 3212.638611803055}, {"id": "7dcd1642-6b7a-4b39-bca8-36f5bde2ed32", "text": "Oh, boy.", "speaker_id": 8, "speaker_name": "Speaker 8", "start": 3214.6186118030546, "end": 3215.498511803055}, {"id": "40756caa-d929-4fa2-9f5f-2484a7a68802", "text": "You have 3% left. Right.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 3215.498511803055, "end": 3216.938411803055}, {"id": "452eb89a-99e6-4c9f-aff3-759ea05240a8", "text": "I percent.", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 3218.388611803055, "end": 3221.0588118030546}, {"id": "36c9ad67-890f-4857-9975-2fe003d11455", "text": "Great.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 3229.1584118030546, "end": 3229.5586118030546}, {"id": "5cc5834e-9348-4c96-ac0b-5cfe4df7762a", "text": "Pero is to the point where we're, like, where we're talking about their end of life care and what that looks like. And part of that might be managing their rentals.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 3244.758611803055, "end": 3253.768711803055}, {"id": "ed907d1c-a486-444b-a7c6-f42c95d719ac", "text": "And telling you I keep thinking about sober living.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 3257.608611803055, "end": 3260.248511803055}, {"id": "65cb21de-63d1-447c-a45c-a48b29ce9e78", "text": "That would be so hard, Nathaniel.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 3263.9986118030547, "end": 3265.678611803055}, {"id": "397bb451-411d-470b-bc06-d6c1a188340a", "text": "I know.", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 3265.678611803055, "end": 3266.798811803055}, {"id": "8444ffe1-81e3-45b1-98e9-997a97407fc6", "text": "I know. Know.", "speaker_id": 8, "speaker_name": "Speaker 8", "start": 3266.798811803055, "end": 3268.5786118030546}, {"id": "8ea71e4c-0e1e-4c02-ac21-aa1e4d4546bd", "text": "Paul would just like second", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 3268.5786118030546, "end": 3269.698411803055}, {"id": "1b08873d-695f-40e1-a28e-cdb32ee81af8", "text": "No.", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 3270.508611803055, "end": 3270.8286118030546}, {"id": "ce998125-3151-4357-b613-7ac120c49fb0", "text": "No. Them selling their the easiest.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 3270.8286118030546, "end": 3274.458411803055}, {"id": "54ab4a20-fd54-4f22-9c91-0f24341eaca0", "text": "Capital gains tax. Did we factor that into their nine eighty? No.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 3282.858611803055, "end": 3288.0986118030546}, {"id": "2c622f65-4c6d-466d-93e2-ba987fb47b57", "text": "Well, they they was a it's a primary residence.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 3289.708411803055, "end": 3291.8686118030546}, {"id": "075ac73a-eb45-48a1-8092-d56ebe16995e", "text": "Oh, Yes. It is.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 3292.9786118030547, "end": 3294.658611803055}, {"id": "11a6e777-4d27-4061-b2fe-285ff9cb9752", "text": "They lift that for how many years?", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 3294.658611803055, "end": 3295.5386118030547}, {"id": "5e59ad87-e4d9-48d0-bd06-20bd24b362cb", "text": "It's in a primary residence.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 3296.548611803055, "end": 3298.3086118030546}, {"id": "46336605-d692-4f05-b57c-675d89371249", "text": "To have lived there for at least two of the last five years. Oh my And and the most recent two? Four years. Ago.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 3298.628611803055, "end": 3306.388611803055}, {"id": "6f2f29d2-6dd6-4f02-bb85-94b19b8e1563", "text": "Not the most recent two. Just within five years.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 3308.548611803055, "end": 3310.468611803055}, {"id": "ac0b0ebb-4457-47a4-a1ab-b11c88b97cf4", "text": "Last October. They don't just go off of the loan type.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 3314.798611803055, "end": 3317.838611803055}, {"id": "0626d99d-2071-492b-b3bd-ea0f6b529c84", "text": "Yeah. That is not factored in.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 3325.2787118030546, "end": 3326.798811803055}, {"id": "c1e9fb93-43e5-4dc7-aaa7-f6edf76c6f63", "text": "That's gonna be a hefty check.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 3344.298611803055, "end": 3345.7385118030547}, {"id": "0941273e-78b6-4f28-b6e6-0af957388a3e", "text": "I'm much how much is that can What's their basis?", "speaker_id": 0, "speaker_name": "User", "start": 3346.8686118030546, "end": 3348.948611803055}, {"id": "7cd8cd1d-e6cb-463f-854c-af470e6c4196", "text": "They bought it for $4.60 something.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 3350.678611803055, "end": 3353.718611803055}, {"id": "d2f97ac9-a891-44be-80b2-12e7395ba679", "text": "I don't know how the basis was when did live in it for, like, five or", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 3355.5586118030546, "end": 3360.338611803055}, {"id": "f45e587f-86fb-499a-afb1-a944fc19d60a", "text": "I assume that you would look at what the value you would have to estimate the value when it was converted. But I don't know. I don't actually think the tax code Yeah.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 3364.7286118030547, "end": 3375.518711803055}, {"id": "75e5a518-887b-42f0-82d9-02931c254944", "text": "Might not distinguish that.", "speaker_id": 0, "speaker_name": "User", "start": 3376.418611803055, "end": 3378.0986118030546}, {"id": "19ca21e4-ff95-46f1-9cf9-aa3748c07e33", "text": "So it may be a $400,000 or $500,000 tax basis.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 3379.0586118030546, "end": 3382.978511803055}, {"id": "52c06349-4e06-4df1-ba2a-c56426a0697a", "text": "They have to pay at least 10% of the $500.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 3390.2888118030546, "end": 3394.298611803055}, {"id": "0c83f492-0870-4900-a6a7-08147a0f1876", "text": "$500.", "speaker_id": 8, "speaker_name": "Speaker 8", "start": 3394.8286118030546, "end": 3396.748511803055}, {"id": "95cc46d1-7fc6-4e29-a495-1e47841d86e1", "text": "$50.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 3396.748511803055, "end": 3397.468411803055}, {"id": "0220aad5-e8bf-4cf5-a5f8-3aade1c13edf", "text": "So they're losing money selling the golf house?", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 3402.378611803055, "end": 3404.138611803055}, {"id": "78eee3b9-dfe8-4497-8fa9-1fd383f13a8d", "text": "Maybe.", "speaker_id": 8, "speaker_name": "Speaker 8", "start": 3405.268711803055, "end": 3405.908611803055}, {"id": "46b8eba5-2041-4f86-8c78-7f77c0fa3bb6", "text": "Probably. For sure.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 3405.908611803055, "end": 3406.948611803055}, {"id": "56f4edc4-54b6-4a80-846e-cfa941543bff", "text": "If there's a $50,000 tax bill, and then they have to pay off that HELOC Katie doesn't even get a commission.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 3407.888611803055, "end": 3415.2888118030546}, {"id": "a47533d8-4f7b-48b7-8176-3cc3e1a7490c", "text": "Oh, I'm not planning on a commission. That's like That's that's not factoring in commission. Right. Yeah.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 3415.3686118030546, "end": 3420.9786118030547}, {"id": "6bccf4fd-4ea1-4a32-91d7-d7e9ddd8a6f9", "text": "Right.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 3421.2286118030547, "end": 3422.0287118030546}, {"id": "4fc68e04-c45f-4f7e-9e36-faca7572ccc2", "text": "I didn't wanna take a commission on the last one.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 3422.0287118030546, "end": 3422.828811803055}, {"id": "3e844f06-0d6b-4f6e-ac58-41e7971a189a", "text": "The game where you're new job.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 3424.2486118030547, "end": 3425.768711803055}, {"id": "757844b0-a6c6-4ad3-9b60-bcf522683ae3", "text": "On the last one? The fly.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 3425.768711803055, "end": 3427.2888118030546}, {"id": "38855cc3-b9ff-403b-a465-9e50713d5ce1", "text": "The one bluey.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 3427.2888118030546, "end": 3427.768711803055}, {"id": "033352f0-450c-4213-894a-04177ef3c1fb", "text": "Didn't take a commission.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 3428.298611803055, "end": 3429.178611803055}, {"id": "0baf2778-6c09-414a-851f-8a3e27637e7e", "text": "Well, it'll come out of my inheritance if there's an inheritance.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 3430.5186118030547, "end": 3433.668611803055}, {"id": "0c6bd94b-ce41-4aa3-8a5c-1b9517298c76", "text": "Oh my gosh.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 3435.418611803055, "end": 3436.698611803055}, {"id": "8d585402-3ccd-4056-97ab-5bceb4d69fe2", "text": "It's just, like, working for free?", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 3438.5586118030546, "end": 3439.758611803055}, {"id": "d173100f-fffc-43cf-a4e2-87c8087adeb5", "text": "Mom and dad They were hoping they were hoping Mac can owe you that photograph.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 3440.658611803055, "end": 3442.5786118030546}, {"id": "a7288f86-f22c-47da-a67e-5114233910cc", "text": "They owe me fifteen plus for Bluey, and then", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 3445.858611803055, "end": 3451.5087118030547}, {"id": "c158329e-0201-44b8-b422-418cc7f00099", "text": "You guys are good children.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 3460.0388118030546, "end": 3461.318811803055}, {"id": "2783f8be-761f-4a19-902d-0bdb60724845", "text": "Very generous.", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 3467.8286118030546, "end": 3468.628611803055}, {"id": "0b98d1dc-570d-440d-b303-a963fb14690d", "text": "You're very generous, Katie. Your parents are lucky to have you.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 3469.358611803055, "end": 3475.1186118030546}, {"id": "7ac11d70-ad04-4d8a-b4c2-fac81c93d742", "text": "Good thing they raised you to be so financially good. Good. Good. Good.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 3478.3686118030546, "end": 3486.838611803055}, {"id": "a2707394-d600-4b0e-83e9-d582eca0bb63", "text": "Well, I'm gonna have to put this conversation out of my mind, so I don't have nightmares.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 3509.678611803055, "end": 3513.5986118030546}, {"id": "3180975b-e19c-4588-88ac-7c207b762dca", "text": "I've been meditating at night too.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 3514.338611803055, "end": 3516.178611803055}, {"id": "124ddcff-26e5-4276-9db1-81bb8fff6001", "text": "Good.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 3516.178611803055, "end": 3516.898611803055}, {"id": "e3b8f4f9-1ceb-493f-8afc-cda4816d916f", "text": "I still wake up.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 3516.9786118030547, "end": 3518.178611803055}, {"id": "ff4746da-564f-470e-a691-69582cc24c38", "text": "That's because it's an unsolved issue Mhmm. That you are taking all yourself.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 3519.178611803055, "end": 3523.178611803055}, {"id": "3237fa92-b139-4a32-b883-e048231e99e4", "text": "I I can just be, like, nope. Not my problem.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 3526.9986118030547, "end": 3528.798611803055}, {"id": "b2a551da-865d-460b-bbb0-d7ff1986f05a", "text": "Mhmm.", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 3528.958411803055, "end": 3529.438411803055}, {"id": "4f8466f2-1c25-4a9e-937c-4ac30aee6f45", "text": "This is so much trickier because I'm also trying to solve Our issue.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 3529.438411803055, "end": 3532.988611803055}, {"id": "616c9c04-8393-4287-9732-a2b1dbaafd5c", "text": "Our issue. Exactly.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 3533.388611803055, "end": 3535.388611803055}, {"id": "5d7fa29b-c28f-4491-946f-8cc75e1229a0", "text": "Have to refinance our house in a month.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 3535.5386118030547, "end": 3538.418411803055}, {"id": "f25c6f72-2de0-44d5-b66d-aea2412cad5a", "text": "And that's probably why I don't feel so generous to just gift them money is because I feel financially vulnerable.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 3539.278611803055, "end": 3544.908611803055}, {"id": "5e747e0e-2f92-4f93-bd87-cedbcb0190f4", "text": "Mhmm. You know?", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 3544.908611803055, "end": 3545.7086118030547}, {"id": "e218f1eb-af59-4e86-8a04-7198296c348c", "text": "And you are you guys especially write write right right now. Mhmm.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 3545.7086118030547, "end": 3548.408611803055}, {"id": "4b9275a2-d91c-4bb7-a2e3-f03e33d371ba", "text": "For probably the next six months. You know? And even then, I'm not gonna have all my debts paid off. I mean, not the mortgages, just the renovation Mhmm. Of Draper.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 3550.2385118030547, "end": 3562.568811803055}, {"id": "eb5fc9fc-70d3-412b-9b8d-8db3676a3780", "text": "Like, so it's like, I can't even imagine gifting that money.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 3566.658611803055, "end": 3569.138611803055}, {"id": "562fee24-60ad-4d4d-8a72-49128d043986", "text": "Yeah.", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 3591.338611803055, "end": 3591.818611803055}, {"id": "16167bd8-a0c4-4d1a-9d2c-18e1cc8f9cca", "text": "Maybe you're just way to do it is to split it.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 3591.818611803055, "end": 3594.5388118030546}, {"id": "c5034694-f397-436c-8cf0-fd79919e00f0", "text": "Yeah.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 3594.9386118030548, "end": 3595.338611803055}, {"id": "03ec121a-3c14-488b-84fa-67d5464dd9b8", "text": "With whoever's willing and able.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 3595.418611803055, "end": 3596.5386118030547}, {"id": "31c93910-f641-4617-9142-13354c656ff7", "text": "I don't see You could even phrase it.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 3603.198611803055, "end": 3604.798611803055}, {"id": "f63c84fe-8d68-40a3-bd7b-ad7658a626b8", "text": "Voice.", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 3604.798611803055, "end": 3605.1186118030546}, {"id": "72eb09fe-d4b2-4b82-8724-477ee33e0837", "text": "You could say, like, hey. Set expectations of, like, this is a brainstorm session mom and dad's situation because we want to help them.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 3605.5386118030547, "end": 3619.338611803055}, {"id": "a031bed5-e9e5-43ad-b7aa-ded67afb490f", "text": "You do not need to feel obligated to help in any way. And and we don't want any help that comes with a resentment, you could start with that, as, like, this is just a brainstorming session. We need ideas on what to do.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 3620.1784118030546, "end": 3635.208411803055}, {"id": "8e1efc5e-0911-47da-914f-5f99d5a773a7", "text": "If it comes to it, we will contribute money. Whoever wants to help with that can. But maybe somebody will come up with this other awesome solution.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 3635.9885118030547, "end": 3645.8486118030546}, {"id": "0ec0251f-6567-4dbf-bef7-b5977844dc69", "text": "That is less painful for the siblings. You know?", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 3647.2486118030547, "end": 3650.5287118030546}, {"id": "1b1eef6e-e547-4c93-98fb-103b72f09f50", "text": "Maybe I'm just cocky thinking that Nathaniel, and I are the only ones who could come up with a better solution.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 3654.7286118030547, "end": 3662.818611803055}, {"id": "3c6785da-32f5-4bb8-914d-0dfefb51cc16", "text": "So just Yeah.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 3664.008611803055, "end": 3665.128611803055}, {"id": "2b82f02b-0fc5-40fe-a590-3a9d1c8b63f5", "text": "Yeah.", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 3665.128611803055, "end": 3665.608611803055}, {"id": "d87bd422-8d62-4a9a-b326-4bfd845c2485", "text": "Well, I mean, you guys can talk before.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 3666.8086118030546, "end": 3668.168611803055}, {"id": "8a44aa19-8f50-4a81-ac89-e39a0b9ef5e6", "text": "Right.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 3668.758611803055, "end": 3669.1584118030546}, {"id": "8d80f707-22fa-4da3-9169-d739945a6ab7", "text": "And then say, this is what we have thought of.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 3669.2385118030547, "end": 3671.318611803055}, {"id": "168e0f89-b13b-4535-a1b9-a727dbd4449f", "text": "You know? Because Josh can't help.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 3672.218411803055, "end": 3674.6186118030546}, {"id": "ab584bca-14cb-4ca1-b142-b986f0a3ca68", "text": "Mhmm. Right.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 3675.2686118030547, "end": 3676.148611803055}, {"id": "a48dc47c-7feb-446b-9b40-09b5b4cbfc3a", "text": "And maybe a lot of your other siblings can't help, but put it out there. You know?", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 3679.698611803055, "end": 3684.578811803055}, {"id": "0d912fbb-a173-4871-a9b2-b2d17dca8c7f", "text": "And see who is able.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 3685.2385118030547, "end": 3687.478511803055}, {"id": "afeed19a-a9f6-4806-869e-29aa0a227343", "text": "Dave's willing, though it's stressful. Really stressful.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 3688.488611803055, "end": 3692.468411803055}, {"id": "3bde7f9f-86c6-481d-97af-8b3b86ddf575", "text": "Well and, really, whatever people contribute, it's really just to help the siblings. Like, somebody is going to fork out more money than somebody else. You know?", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 3692.7886118030547, "end": 3702.668611803055}, {"id": "ea8253d8-3332-4eac-ae78-1ac821e21e8f", "text": "It's not gonna be split equally.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 3703.478511803055, "end": 3704.5986118030546}, {"id": "174fbfef-91ec-4962-8509-ca4fc9c6f4d0", "text": "So if somebody can anything, they can, and then it's lighter for the person who's paying the majority. It does make payoff trickier, though, to do that. So, again, you, Josh, and Nathaniel should just brainstorm all the options and what it would look like.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 3708.6886118030548, "end": 3724.278611803055}, {"id": "29dc15f6-8523-4b51-9fad-c035112c1b06", "text": "And then you could talk to the siblings if needed. Maybe you've come up with a perfect solution between the three of you.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 3724.858611803055, "end": 3732.1886118030548}, {"id": "62905803-6dc7-4097-bba0-2fc28209995c", "text": "I think the the real conversation happens when we don't sell for what they need. And then it's we need a 160,000 to build an apartment.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 3733.8486118030546, "end": 3746.928611803055}, {"id": "e95f15e9-85fd-428a-b640-57ef7e430d1a", "text": "Oh my Well, if it doesn't sell, then they keep the house and rent it long term upstairs and downstairs.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 3746.928611803055, "end": 3749.488611803055}, {"id": "c386ba8a-2a31-48ab-a365-cd524e86e54f", "text": "Right?", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 3754.448611803055, "end": 3757.168611803055}, {"id": "6f01aa5e-7fec-48e1-af56-34a51f136f69", "text": "That's illegal.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 3758.408611803055, "end": 3759.2086118030547}, {"id": "305e8936-a6e6-4aad-879c-7b7fac6d97d4", "text": "I know.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 3759.718611803055, "end": 3760.4386118030548}, {"id": "3bda314e-d24f-4f28-b2e1-b628950cc7d6", "text": "But, like, they they have no proof of the listing. Or they", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 3760.4386118030548, "end": 3764.5386118030547}, {"id": "62fa623b-a32e-4d55-8f15-05a78dbbf8cf", "text": "get the", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 3764.5386118030547, "end": 3764.9386118030548}, {"id": "9bf669b3-e352-4e0a-a223-ad30cc83cd62", "text": "permit.", "speaker_id": 8, "speaker_name": "Speaker 8", "start": 3764.9386118030548, "end": 3765.338611803055}, {"id": "823a6c70-e40d-49b1-99d7-d18eaaf9f2fd", "text": "Which they can get. They can say they live there half the time. Mhmm. They could live there half the time.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 3765.8088118030546, "end": 3771.548811803055}, {"id": "23d6892d-5f35-4fb8-8669-720fb8e4817e", "text": "Mhmm. Mhmm.", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 3771.548811803055, "end": 3772.1886118030548}, {"id": "e607b38d-a859-495d-9164-3fbbfa56b7eb", "text": "They can get I know your mom would be like, no.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 3773.6784118030546, "end": 3775.5186118030547}, {"id": "e8912491-720e-494c-926d-f0425a9c190a", "text": "I will not I know. Have to type that.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 3775.758611803055, "end": 3777.588611803055}, {"id": "c63546c5-5fa9-402e-9d5e-951df1f35bf2", "text": "It's a mental block because of dang Linda.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 3777.8286118030546, "end": 3779.588611803055}, {"id": "cb788d0c-7990-419a-a9e6-4fbd3d78138f", "text": "Mhmm.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 3779.588611803055, "end": 3780.468611803055}, {"id": "f3186e1c-4c28-4976-884b-fef7b413fb31", "text": "But they could make money from that house. I feel like it was just they didn't they didn't care to figure it out. Right. Make it make money.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 3782.338611803055, "end": 3791.5388118030546}, {"id": "5e2b373c-677c-4753-9823-4dcd5c7e1834", "text": "As two midterm rentals.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 3792.908611803055, "end": 3794.3486118030546}, {"id": "f2f4ae14-d0ce-4521-b8bc-480b4a4c43de", "text": "You know?", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 3794.898611803055, "end": 3795.298611803055}, {"id": "ff3f63d0-f9c2-4efe-b826-1e81216cfde6", "text": "Yeah.", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 3799.028611803055, "end": 3799.898611803055}, {"id": "17c8078a-0f9c-47d1-bd22-557e60a13f94", "text": "So do we bail him out of the house? With a $100? Or do we manage that house? So that they break even or make a profit? That's the next question.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 3799.898611803055, "end": 3815.278611803055}, {"id": "0e9d874d-6c2e-42de-beff-f2dc674c1f72", "text": "Mommy.", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 3815.358611803055, "end": 3816.478511803055}, {"id": "329280be-ea20-4740-b9dc-f91438293269", "text": "I just got feedback that the house is over priced and it smells bad, and they think there's a rodent. There.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 3831.128611803055, "end": 3837.678611803055}, {"id": "3cd700c1-e677-4ded-9e66-3f2d9f370488", "text": "Oh, the yes.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 3838.0786118030546, "end": 3838.958411803055}, {"id": "815d3760-41aa-4a77-a2f6-b4912e1895ae", "text": "Your parents did have rodents.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 3840.6186118030546, "end": 3842.218611803055}, {"id": "6f4e6048-116e-4be0-a2aa-5f634169d3dd", "text": "If sent me a photo, one they she did a cleaning for them one time Mhmm. A dead mountain trap. And I was like, oh, did you tell them? And she's like, yeah. But she didn't know what to do with it.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 3845.928611803055, "end": 3857.968411803055}, {"id": "a6f7e045-cf11-4466-b99a-0e1d67451fff", "text": "So I talked to Stan, and he was like he, like, wanted to keep the trap, but throw away the mouse.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 3857.968411803055, "end": 3862.968411803055}, {"id": "70abd11b-22f9-415f-8516-91a71a5798d5", "text": "Mhmm. And I told Heidi to do that, and she's like, no. I'm just gonna throw it away. So she threw away the whole drap and everything. But I think it was upstairs in their pantry.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 3864.158611803055, "end": 3873.138611803055}, {"id": "420684d2-655d-4d32-9391-b2ec6bc22a97", "text": "Oh, wow.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 3873.818811803055, "end": 3874.618811803055}, {"id": "cb1ebea0-715d-4553-b0d5-7b14914c0f40", "text": "Where which wasn't, a supply closet or something.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 3874.618811803055, "end": 3875.898611803055}, {"id": "1a336122-6ce4-4ded-8577-72a1ac6b72fa", "text": "Yeah.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 3877.388611803055, "end": 3877.948611803055}, {"id": "43f3abd4-73b2-4b0e-9b36-f0bb9a7da167", "text": "Yeah, they're curly Oh.", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 3878.0287118030546, "end": 3881.678611803055}, {"id": "f1e3160d-5e7a-44f6-829d-964c02d5e71d", "text": "To fix it, or do I go", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 3889.148611803055, "end": 3890.5087118030547}, {"id": "4bc37e65-9c5e-4119-a9e9-a72043046c36", "text": "Straight.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 3890.7486118030547, "end": 3891.548811803055}, {"id": "496c55e3-20fd-462d-a141-9e4705fb2799", "text": "Fix it? Mhmm. So so tired. K.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 3892.108611803055, "end": 3894.578811803055}, {"id": "876f7235-7e2b-4fbe-a5fa-e3822cae4871", "text": "And then What?", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 3894.578811803055, "end": 3895.298811803055}, {"id": "18192afd-22c8-4de0-96d3-c342002b5b2d", "text": "Dad. You're so tired. Woah.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 3895.298811803055, "end": 3898.798811803055}, {"id": "3b526416-d119-4dca-b9a4-390817c26a79", "text": "Well, this is weighing so heavy on it. Mhmm.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 3898.798811803055, "end": 3901.2787118030546}, {"id": "21685c45-5705-408f-a814-571710efe801", "text": "Carol. Sibling, trust.", "speaker_id": 8, "speaker_name": "Speaker 8", "start": 3914.258611803055, "end": 3915.6186118030546}, {"id": "d27246c5-1a89-4675-a8e2-5f6e5f224115", "text": "Well, I'm trying to think of is there anything we haven't talked about? I've talked to you about this, and I've talked to Josh about this.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 3916.358611803055, "end": 3924.358611803055}, {"id": "3531aa23-7257-4492-a1d4-52ddad419c4c", "text": "Yeah.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 3925.248511803055, "end": 3927.008611803055}, {"id": "3d672f73-87fe-4bd3-9cfb-e77529a7770a", "text": "Maybe all of us together come up with something we haven't talked about yet.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 3927.6886118030548, "end": 3930.648611803055}, {"id": "6277d677-3eb0-4629-9aa2-5119070e7d33", "text": "Yet.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 3930.7086118030547, "end": 3932.2286118030547}, {"id": "4b4ae85b-a675-4b50-a55e-b19a58f54a6e", "text": "So you're gonna step forward with this question?", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 3932.548811803055, "end": 3933.588611803055}, {"id": "0dc8c3b7-94d5-41ef-9e90-6d2da611aba4", "text": "Yep.", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 3934.068611803055, "end": 3934.468411803055}, {"id": "a6840cd2-1eb3-404d-9c60-056824e35fc6", "text": "That's better.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 3954.888611803055, "end": 3955.6886118030548}, {"id": "e34eabe8-8750-489d-8884-43b8b5f1b1bb", "text": "Inside of my foot, can bruised.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 3960.088611803055, "end": 3961.608611803055}, {"id": "28e7897d-071b-4c1a-a7e7-9b8d83cafe35", "text": "Wow. The options are we keep the house and manage it differently. Or we bail them out. For a $160.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 3975.8686118030546, "end": 3985.668411803055}, {"id": "6a09b00e-e6ea-466c-8e6c-39327490cae1", "text": "Or Sell both houses to break even?", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 3997.318811803055, "end": 4000.7587118030547}, {"id": "533f75c2-05ad-48cd-8fe4-8e045fd3c02d", "text": "Have a e lock on the ranch house?", "speaker_id": 8, "speaker_name": "Speaker 8", "start": 4000.7587118030547, "end": 4001.798811803055}, {"id": "25785316-c2a7-436a-be49-6df747850ee5", "text": "I don't think so. Mom remembers that you wanted the golf house leveraged and not the ranch house.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 4002.628611803055, "end": 4010.0786118030546}, {"id": "ac963dff-f2a3-4e7d-8a67-11257139ceec", "text": "I remember that.", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 4012.0087118030547, "end": 4012.968611803055}, {"id": "9d840e9f-72de-47b9-8d0a-be755fd3ea1c", "text": "I remember that. Really?", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 4013.6886118030548, "end": 4014.968611803055}, {"id": "8bee2d58-b487-4cba-9780-9f5a3cbfe529", "text": "Didn't want them to take on more debt because they just were drawing it.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 4015.338611803055, "end": 4019.5786118030546}, {"id": "250a8107-2a2b-483c-9821-62c00d8d530c", "text": "And you're like, rather you lose the golf house, worst case scenario, than have anything to be able to touch the ranch house.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 4021.548611803055, "end": 4027.678611803055}, {"id": "77e17155-e50e-4b90-8827-8d4fab83be47", "text": "That's what she remembers.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 4028.568611803055, "end": 4029.7686118030547}, {"id": "fb44d23a-79a5-4ef4-bc9f-d2c1da41dce4", "text": "Sounds like a really smart idiot.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 4031.608611803055, "end": 4032.568611803055}, {"id": "3da0c1c1-d560-422c-b7fc-dff112879758", "text": "I I remember you because they were renovating the ranch house. And they had a huge HELOC And she was like, well, we could get a HELOC on this place. And you were like, no.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 4034.168411803055, "end": 4046.778611803055}, {"id": "5e0da03c-c1f1-45eb-9b79-cc3bb86a8ba8", "text": "Go. Imagine that they couldn't qualify.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 4049.7886118030547, "end": 4052.1886118030548}, {"id": "0c554014-6e4b-4fbd-a72e-a7bc714c74c4", "text": "But maybe if, I mean, if they've paid off, if the golf house is gone that HELOC is gone, then they probably could get a HELOC on the ranch house.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 4054.718411803055, "end": 4064.858611803055}, {"id": "518fa725-7d07-4870-86c2-5bd39eeec45f", "text": "We should never let that happen.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 4064.858611803055, "end": 4066.7787118030546}, {"id": "bf151823-8400-494c-8b7b-103a343ae19b", "text": "Well, it's either Yeah.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 4068.448611803055, "end": 4069.488611803055}, {"id": "8dc6438a-1e0a-40d6-8d6c-23344e5a54c5", "text": "Our or theirs? Yeah.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 4070.048811803055, "end": 4071.928611803055}, {"id": "f6ac1aea-fe6c-46b9-87b1-eb4eb088336a", "text": "It's either our money or their equity.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 4071.928611803055, "end": 4072.728511803055}, {"id": "9de5df7f-d793-471d-ab06-c8fd76e71b5c", "text": "I like theirs.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 4073.878611803055, "end": 4074.918611803055}, {"id": "3f183f5c-5dde-4167-bc9e-f26680c31731", "text": "Well, yourself? No.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 4078.358611803055, "end": 4080.2787118030546}, {"id": "865381c3-3527-4fce-87bf-17959be743dc", "text": "Just keep using it, though.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 4080.2787118030546, "end": 4081.238611803055}, {"id": "76c35a4e-0cf0-447a-9394-8019aa68b4ad", "text": "But one month just close it out? Using whatever money if they're bailed out by you guys too.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 4083.528611803055, "end": 4086.888611803055}, {"id": "3e31b281-a934-4962-bdf0-0cdf7228a708", "text": "Like, it's just that's just their habit.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 4086.968611803055, "end": 4090.488611803055}, {"id": "67782f89-184e-492a-a63b-5d7850f9de64", "text": "Know?", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 4091.298811803055, "end": 4091.5388118030546}, {"id": "076b073b-f0bf-49fd-88d1-a9efcd40ab49", "text": "I don't know how short sales work.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 4098.858611803054, "end": 4100.858611803054}, {"id": "06c01583-9ef6-4e76-ae17-4c8d792af7e7", "text": "To sell the golf balls.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 4104.328611803055, "end": 4105.928611803055}, {"id": "39d35b17-7c04-4564-91c4-83d24df97b0b", "text": "But both both lenders have to be have to approve the short sale. Both lenders have to be okay taking a lower price.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 4106.788611803055, "end": 4115.628611803055}, {"id": "a79d7a31-d39a-4b83-9913-d81e646de631", "text": "Yeah.", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 4119.338611803055, "end": 4119.658411803055}, {"id": "57cebf0d-833e-4ad5-a3a3-f1288a548015", "text": "I know how to short sell the golf house.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 4120.638611803055, "end": 4122.638611803055}, {"id": "5f3d223d-ce0b-495f-a636-362076caf100", "text": "Can they go through bankruptcy or lose", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 4127.008711803055, "end": 4128.848611803054}, {"id": "2be752c6-eb6f-4d79-a17c-5b376c78b70e", "text": "Them losing two houses is fine if they keep the ranch house. Yeah. Right? Yeah. We're hoping for a breakeven on both houses.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 4135.188411803055, "end": 4144.738611803055}, {"id": "1b6bea7d-dc55-4e13-8fe2-b4e43f9605ad", "text": "That's the the That's not depressing. No pancreatic.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 4151.378611803055, "end": 4154.548811803055}, {"id": "3517dbf7-b1f2-469d-9edf-91e9d6e5756e", "text": "No. That'd be funny.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 4154.548811803055, "end": 4155.508711803055}, {"id": "85048bbe-bbaa-41e4-b8a0-7fb48306ae64", "text": "I've had a task item in my notes. To do.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 4162.088611803055, "end": 4166.518711803055}, {"id": "3f6a0613-ed7a-4cde-be17-f4cc4fdea571", "text": "And it is", "speaker_id": 8, "speaker_name": "Speaker 8", "start": 4168.038811803055, "end": 4168.438611803054}, {"id": "da690f0d-b7c2-40e0-8c11-84af8a4912b9", "text": "Good.", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 4168.678611803055, "end": 4168.998611803055}, {"id": "0ba04f10-946f-4220-a07e-2ec2b4a2afd6", "text": "It's just a bunch of notes about mom and dad's sitting", "speaker_id": 8, "speaker_name": "Speaker 8", "start": 4169.1586118030555, "end": 4171.558811803055}, {"id": "a071e6a4-ab53-461a-9a10-07417e4176d7", "text": "I've had it on there for, like, two weeks.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 4174.098611803054, "end": 4175.938611803054}, {"id": "b067bd33-94c0-49b1-9a7a-61b570abd236", "text": "And every day, I finish all what I have to do. And I look at that, I'm like, I wanna deal with that.", "speaker_id": 8, "speaker_name": "Speaker 8", "start": 4177.098611803054, "end": 4182.438611803054}, {"id": "ea198884-ba4d-46be-93ba-6d8d97269d94", "text": "And I feel blissfully unaware. Mhmm.", "speaker_id": 8, "speaker_name": "Speaker 8", "start": 4187.588611803055, "end": 4189.348611803054}, {"id": "f3b33795-616e-4f69-af24-873cdf272329", "text": "But I think the time should be blissfully unaware of his past past", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 4193.938611803054, "end": 4197.6986118030545}, {"id": "12e1acd5-5341-4387-9940-06fe55df7550", "text": "You should look into the e lock thing on the ranch house.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 4206.848611803054, "end": 4209.728611803055}, {"id": "63fe5d4c-514f-40d2-a493-2a32f75ef090", "text": "See what their equity is, and What's being torn over there, guy?", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 4215.668611803055, "end": 4217.588611803055}, {"id": "fe4469f3-1ca5-470e-9763-89b97fc72001", "text": "I have a new paper. We have? What kind of paper?", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 4218.4486118030545, "end": 4220.208611803055}, {"id": "27d04ebb-5364-4010-acd0-c1835f76aafb", "text": "Paper is that? It's a brand paper.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 4220.208611803055, "end": 4222.528711803055}, {"id": "dc93e46a-4d65-44be-83fd-81a929633b68", "text": "Oh, okay.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 4222.718611803055, "end": 4223.678611803055}, {"id": "949acc49-2445-433d-8c98-289160570ffb", "text": "Oh, I know it's not. Oh, that's fine.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 4225.118611803055, "end": 4226.718611803055}, {"id": "37a4db6e-a858-4b9a-893a-bfb04e861d69", "text": "I could sell my Toyota Tundra.", "speaker_id": 8, "speaker_name": "Speaker 8", "start": 4244.518711803055, "end": 4246.758711803055}, {"id": "3077e1bd-9445-40d1-8444-4b92ea4e4828", "text": "I could sell my minivan.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 4248.4086118030555, "end": 4250.248611803055}, {"id": "9f1f216d-e027-4a3e-aff9-05d4f2e17fda", "text": "Just kidding. Nobody would buy that.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 4253.348611803054, "end": 4255.108611803054}, {"id": "771e4809-d912-457e-9059-b014f16f0dba", "text": "I would buy that.", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 4257.278711803055, "end": 4258.398611803055}, {"id": "91b54059-e5f2-41e4-b359-73ae40264633", "text": "We'd love your minivan.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 4258.398611803055, "end": 4259.118611803055}, {"id": "4bc9d758-d5fa-4c7d-ae18-b994a2b42e2a", "text": "Have you looked at the bumper late? No. There's, like, 30 zip ties.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 4262.058611803055, "end": 4266.618611803055}, {"id": "2aaba58c-b1c9-40f4-bdfd-f365484970ed", "text": "Maybe more than 30.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 4267.338611803055, "end": 4267.738511803054}, {"id": "163c6c75-dd67-44e6-9342-7eeac2e3cf1a", "text": "Yeah.", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 4268.778711803055, "end": 4269.418611803055}, {"id": "9e464aed-5403-4bd7-b419-abf2692250f9", "text": "You should just, like, have an auto notification on eBay whenever that bumper is for sale.", "speaker_id": 8, "speaker_name": "Speaker 8", "start": 4269.418611803055, "end": 4272.538811803055}, {"id": "4250072e-278a-4e7d-829f-10b4edfd9dde", "text": "It's supposed to be the bumper and everything it clips into. Like, the whole front of the car has to be replaced.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 4278.6586118030555, "end": 4285.438611803054}, {"id": "4d8a22c4-0591-4977-8e97-494cc321c2c1", "text": "Did you get in an accident?", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 4289.398611803055, "end": 4291.078611803055}, {"id": "05313aa6-6cca-4007-ae15-21cbc4c72f80", "text": "No. It was a it was a branded title when I got it. Oh. And the bumper was never fully on.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 4291.078611803055, "end": 4297.268711803055}, {"id": "45b82bd2-7559-4b76-997e-08b556cc25eb", "text": "Never.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 4297.828811803055, "end": 4298.148611803055}, {"id": "f8284413-8235-4928-93d7-8cf03dcf902a", "text": "And it could never be fully on. The clips were broken. And I was like, that's fine.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 4298.678611803055, "end": 4306.928611803055}, {"id": "99920572-8829-432a-a3bf-5993b58e9025", "text": "I mean, it was $8,000 under You got you got a good deal.", "speaker_id": 8, "speaker_name": "Speaker 8", "start": 4308.588611803055, "end": 4309.308611803055}, {"id": "5b635e33-3b29-4374-a645-1c3e0a9f4604", "text": "Zai, I could fix this for $8 if I really cared.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 4309.618611803055, "end": 4312.258711803055}, {"id": "b633e556-a1f2-4c73-8362-1fa209d8cc55", "text": "Mhmm. That's fine.", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 4312.338611803055, "end": 4315.568611803055}, {"id": "3b6df745-08c3-4d17-a255-ec44c45723c2", "text": "My What is money?", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 4318.108811803055, "end": 4320.368611803055}, {"id": "48bfb33c-1a84-4bca-a67e-bdd3a89c2b73", "text": "Maybe your mom could write a letter to governor Omi and ask to contribute money.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 4332.028711803055, "end": 4337.638611803055}, {"id": "c1135912-e234-497b-87be-c6152f85f552", "text": "Do you remember her? If anyone president Nelson to our wedding.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 4338.598611803054, "end": 4340.9086118030555}, {"id": "712e3227-3620-4b8e-90dc-62dde79cdd4d", "text": "Yes.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 4342.448411803055, "end": 4343.088611803055}, {"id": "49bfea71-0ac4-44ad-902c-30b1041cf5ff", "text": "Or yeah.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 4344.008611803055, "end": 4344.4086118030555}, {"id": "9f380bbe-cb81-40a8-acb8-eb9881f2b86a", "text": "It was Nelson. Awesome.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 4344.4086118030555, "end": 4345.688611803054}, {"id": "15dd472d-0238-4ea0-8666-dd83582ea27d", "text": "Nelson? It would've been", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 4346.4486118030545, "end": 4348.208611803055}, {"id": "f82145dc-c2e0-4c0c-960e-4c28b6f6a44d", "text": "Nelson. Right? Was it?", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 4348.208611803055, "end": 4351.278711803055}, {"id": "9269e61b-0240-44f5-8f1a-deaf5fd7daa2", "text": "Anyway, whoever it was prophet at the time.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 4353.2485118030545, "end": 4354.688411803055}, {"id": "0ff3be49-88fa-4111-8130-54698537830a", "text": "Yeah.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 4355.448411803055, "end": 4356.168611803055}, {"id": "b0ead297-1d13-4e8d-af9f-ff6afa702972", "text": "We gotta let her back. Yeah.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 4356.168611803055, "end": 4357.368611803055}, {"id": "a122ebf3-79e1-453f-b1cc-60acc5b69a7f", "text": "We did. I mean, it well, wasn't from him. I mean, it looked like it was. But they just have other people right now.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 4357.368611803055, "end": 4364.848611803054}, {"id": "c178eb6f-0f23-453f-898e-2981772a6523", "text": "Didn't contribute to our What?", "speaker_id": 8, "speaker_name": "Speaker 8", "start": 4365.878611803055, "end": 4366.678611803055}, {"id": "a7daebb6-faee-4c72-81f9-3bbf70de5415", "text": "Our Red Yeah.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 4368.038611803055, "end": 4369.298811803055}, {"id": "80586ee5-908d-4c90-835a-0d375c86d7dd", "text": "He's all the time in the world to write back for when people invite him to a wedding.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 4371.438611803054, "end": 4375.678611803055}, {"id": "fc8db24e-2e74-46a0-bb51-523066a92777", "text": "Wedding.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 4375.718611803055, "end": 4375.878611803055}, {"id": "7a6505cb-258d-467c-978b-569d7e230397", "text": "Ask for their tiny money back.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 4380.688611803054, "end": 4382.208611803055}, {"id": "6044c1ed-cc3f-4e5c-99b0-8e9c1bc23004", "text": "Ali.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 4401.618611803055, "end": 4402.738611803055}, {"id": "edd8b069-001c-4e8f-8340-b9defe436707", "text": "Ali, all done.", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 4402.738611803055, "end": 4403.058611803055}, {"id": "a70cd0ee-29fc-427c-8b58-ae7fc4453cf8", "text": "I'm here. Whatever you need from me.", "speaker_id": 0, "speaker_name": "User", "start": 4410.628611803055, "end": 4413.028711803055}, {"id": "1e4fa713-0f93-4164-a496-39116d1948ef", "text": "That's not when I came over.", "speaker_id": 0, "speaker_name": "User", "start": 4416.138611803055, "end": 4417.578811803055}, {"id": "0c7bca62-b855-4bfd-8610-dba3217a3a74", "text": "But I Okay. Okay.", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 4421.348611803054, "end": 4422.628611803055}, {"id": "df715d95-893f-4445-a52b-692c9846ba4f", "text": "I don't know why you gotta make these things so difficult.", "speaker_id": 0, "speaker_name": "User", "start": 4425.378611803055, "end": 4427.378611803055}, {"id": "20c4cafe-e443-4b1f-93c9-335ccc971b39", "text": "We should figure out the capital gains tax.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 4441.168611803055, "end": 4442.928611803055}, {"id": "b9170973-fed0-4825-83d6-c6b987148ad9", "text": "You want me to Lou? Yep. Okay. Pull him up to hug.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 4453.888611803055, "end": 4458.058811803055}, {"id": "ccb519b9-f2f4-4cb8-bef4-78ead4ee006c", "text": "And do you?", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 4459.498611803055, "end": 4460.138611803055}, {"id": "122481bd-f654-4653-b7f5-7d9ad685bcbe", "text": "Maybe not.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 4460.138611803055, "end": 4461.018611803054}, {"id": "6bf6e4af-18a8-4697-8e93-d4f2a00064a2", "text": "You.", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 4461.1586118030555, "end": 4461.398611803055}, {"id": "9a7089fd-4204-4cfd-b034-0ca3bc147842", "text": "What ideas do you have, Jake?", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 4474.828611803055, "end": 4476.188411803055}, {"id": "75bd2395-841c-4f5d-9ec0-fa1c5932cd50", "text": "Yeah.", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 4481.4486118030545, "end": 4481.848611803054}, {"id": "6a09f7a7-5abd-46aa-9738-75a3f7186736", "text": "It'd be good to know what the basis on the on the house is. So you know what the damage is gonna be from the capital gains.", "speaker_id": 0, "speaker_name": "User", "start": 4483.728611803055, "end": 4490.178411803055}, {"id": "083b5a28-53df-4a3b-9744-6034ec6c0aae", "text": "Yeah.", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 4490.178411803055, "end": 4490.418611803055}, {"id": "9268c1c3-34dd-4961-a657-0894143cf23c", "text": "It does seem like if they have equity in another property, it should come from them. And not from you guys, if it's if there's any other option.", "speaker_id": 0, "speaker_name": "User", "start": 4491.198411803055, "end": 4500.468411803055}, {"id": "43bd3a97-70d7-4724-94f6-9a36afe20213", "text": "But I've got parents and they don't always I mean they're okay right now but they spent a lot of years not being okay. So, and I don't, they're not set up well.", "speaker_id": 0, "speaker_name": "User", "start": 4501.808611803055, "end": 4509.668611803055}, {"id": "78fe9928-4ef0-45cd-a7a9-e59188fab125", "text": "I'm gonna be in the position you're in here. And hopefully, I'll have some money at the time myself. So I I I feel what you are debating more than you know.", "speaker_id": 0, "speaker_name": "User", "start": 4509.978611803055, "end": 4523.288611803055}, {"id": "aa9bd1be-469b-4542-9098-557dec7615d6", "text": "Think we all knew this day would come.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 4529.018711803055, "end": 4530.618611803055}, {"id": "163aa681-44c0-4dfd-b7bc-46f770704a61", "text": "I need you. I need to.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 4533.418611803055, "end": 4535.578611803055}, {"id": "0218119f-f8bc-4c7f-92f9-da63ae7934f6", "text": "We can be savvy about their care. But they're gonna need some. Like, having someone move downstairs and check on them", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 4567.038611803055, "end": 4575.288811803055}, {"id": "54b704e0-e283-44bb-8ba0-0266c81231e3", "text": "Like, there are easier things than having them in an assisted living. That's so so expensive.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 4579.188611803054, "end": 4585.638611803055}, {"id": "d2bc640f-ba95-4419-a249-0d4a8047febf", "text": "So are you thinking about their care just because if we have them solve this problem, then they're not gonna have money for their care?", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 4587.1986118030545, "end": 4594.338611803055}, {"id": "5abcc04c-7b0e-4149-9285-08a25018d4da", "text": "I just think, like, this year's problem Mhmm. Is part of it. And then, like, we need to make sure they have Money. Money. For their care. Because I don't wanna pay thousands of dollars a month for them. Right.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 4595.298811803055, "end": 4612.188611803054}, {"id": "1e03ad37-3221-4efc-ade1-2c58afc37a22", "text": "Yeah.", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 4613.378611803055, "end": 4613.778711803055}, {"id": "ceb08f99-08a2-4493-b865-453a1fae0e3f", "text": "Yeah. And maybe the way we do that is through managing it.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 4615.1986118030545, "end": 4618.638611803055}, {"id": "0b0d9b33-9147-4fba-88a7-4325c1d395d8", "text": "Yeah. So we do guest communication.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 4618.828611803055, "end": 4620.668611803055}, {"id": "93c98168-2c33-4c33-ba73-b45cc5b3fe2d", "text": "Danny.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 4624.1586118030555, "end": 4624.958611803055}, {"id": "90c3d014-2caf-4c85-80c3-0f9fa21723af", "text": "And then if it's two if it's two of a burden for Josh to manage the pricing for that long, we can take turns, you know, for six months.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 4625.038811803055, "end": 4633.148611803055}, {"id": "f7ff1834-f3e4-46d6-a565-c3faf0824007", "text": "We switch. Like, managing pricing, I do it anyway.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 4634.258611803055, "end": 4639.478511803055}, {"id": "567e6087-a263-4b49-a981-8e3be8b087e2", "text": "We do it anyway.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 4639.638611803055, "end": 4640.438611803054}, {"id": "cfd73c65-8ce0-42a3-92f8-6e2acba570d1", "text": "I have a weekly reminder to hop on Price Labs.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 4640.598611803054, "end": 4642.518611803054}, {"id": "a79bdbc8-53d6-468c-b941-497f494ce214", "text": "Yeah.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 4642.518611803054, "end": 4643.398611803055}, {"id": "66bd93b4-a347-4075-a4dc-6e83a7f5229e", "text": "And I'm constantly checking the calendar, and even multiple times a week, sometimes I log in and change pricing. If I'm not booked, then I'm oh, I really wanna get this booked. He keeps dropping the price.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 4644.928611803055, "end": 4655.338611803055}, {"id": "72951523-6e9e-4d63-a0cc-054a7497f413", "text": "So it's just going into a few more properties or to do that. Do Okay. It's not nothing. I'm realizing how many units they have.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 4656.708611803055, "end": 4669.608611803054}, {"id": "2aec7b96-afba-4f5d-8a22-4f0ad8c2281d", "text": "Ideally, they have like, an event center. Ideally, it's one thing. Then the bluey basement. Yeah. So two.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 4670.2485118030545, "end": 4679.378611803055}, {"id": "e6b0f8ab-f508-4e33-8323-f0b7989a1a39", "text": "Yep.", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 4679.378611803055, "end": 4679.6986118030545}, {"id": "1ebe6233-f797-44f1-9d02-8ab4bb273cc8", "text": "Two bookings.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 4680.368611803055, "end": 4681.328611803055}, {"id": "f118ad84-43b2-4471-b4ca-6647969dd3d1", "text": "Yeah. See, that's very doable.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 4681.328611803055, "end": 4683.168611803055}, {"id": "a854aa3d-f035-4f62-9377-05701b693975", "text": "That's very doable. If it's the event center and all of them separate, that would be difficult to manage. That's six units. That's a lot. That's a lot. That's a lot more time. Two. Mhmm.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 4683.168611803055, "end": 4697.098811803055}, {"id": "68118cd2-9261-4d38-bc2b-87683f7e4414", "text": "Thank you.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 4697.098811803055, "end": 4697.6586118030555}, {"id": "c2c8bad9-71ea-48e5-8e20-fdd52e8eff9f", "text": "One and a half? But that's the way that we help them continue to have money. But I really love the idea of helping them solve their own issue with their own money.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 4700.048611803055, "end": 4709.488511803054}, {"id": "3b13174e-da82-413e-ac2c-dc015d9acc12", "text": "Because they have the money. It's just tied up I think I think they have the money in the house. I actually don't know this.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 4710.598611803054, "end": 4718.668611803055}, {"id": "932e673e-e5e4-4522-bcc9-aba271ba694f", "text": "Ranch house has lots of it. The other problem with the ranch house is it's weird.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 4718.668611803055, "end": 4722.988611803055}, {"id": "bc50b174-3a0d-4b47-b744-2fd4dddb87bd", "text": "So what?", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 4724.218611803055, "end": 4724.778711803055}, {"id": "e975a209-cf4f-401d-a848-4f6d4a64de50", "text": "It's two it's two homes. Oh, yeah. And one of them is I mean, it's basically a polygamist. House.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 4724.778711803055, "end": 4731.868611803055}, {"id": "82463662-47a8-4513-8261-c25298746f9f", "text": "Compound.", "speaker_id": 8, "speaker_name": "Speaker 8", "start": 4731.868611803055, "end": 4732.588611803055}, {"id": "bda3ee91-4ab9-4ae6-bc2f-e2ede22ba7d6", "text": "Compound. Yeah.", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 4732.588611803055, "end": 4733.468611803055}, {"id": "c1176945-a6c4-483c-a1a4-f3d4ec79ff58", "text": "Nope.", "speaker_id": 8, "speaker_name": "Speaker 8", "start": 4734.548811803055, "end": 4735.108611803054}, {"id": "5ad758f0-5982-4640-8810-3ce522060bd0", "text": "Callie, not right now.", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 4735.108611803054, "end": 4735.828811803055}, {"id": "b5f6c498-5357-4132-b9ca-73efc257d61f", "text": "Lucky needs space.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 4735.828811803055, "end": 4737.188611803054}, {"id": "d898f553-4f79-463b-a821-4a6f918f777f", "text": "Kelly.", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 4740.538611803055, "end": 4741.018611803054}, {"id": "31f6ecd2-1326-4de0-bb0a-20d6d474afd9", "text": "You hide, and I'll come by you.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 4741.458611803055, "end": 4742.898611803055}, {"id": "09a29157-568b-4f1b-b6cb-2a74be117182", "text": "+1 234 gonna give her some time. Five six seven Alright.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 4748.148611803055, "end": 4753.388611803055}, {"id": "151df5c3-96e7-4f6e-9b2c-419a619013a1", "text": "Kiddos, it's after eight. Ten.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 4753.388611803055, "end": 4755.708411803054}, {"id": "da7a67d1-8781-466c-a128-2fb4985d0c34", "text": "Ready or not. You're right.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 4755.708411803054, "end": 4757.228511803055}, {"id": "dc6732a9-b749-46e8-973c-50610ad1eb1d", "text": "Does that mean for screens, kiddos?", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 4757.808611803055, "end": 4759.008711803055}, {"id": "9e0ca21e-8068-4879-b06d-ecdbaca8bd3b", "text": "Well, what's your schedule tomorrow, Fado?", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 4779.338611803055, "end": 4780.778611803054}, {"id": "661428e0-c550-4c60-affd-b72943c4184b", "text": "Just contract stuff, just real estate stuff.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 4782.578611803055, "end": 4784.6586118030555}, {"id": "aac615a2-e088-48f7-9c99-08ddd3d32701", "text": "What what if we do a group text with Josh? And see if we do a Zoom tomorrow morning.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 4785.428611803055, "end": 4789.168611803055}, {"id": "3750d3f3-0e7e-4d96-b0b8-64fbc6b870f0", "text": "Yeah. I love that. At, like, ten?", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 4789.968611803055, "end": 4791.568811803055}, {"id": "ee016326-f518-45e9-accf-861dcb828fb9", "text": "I can work. I can make that work.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 4792.968611803055, "end": 4795.048811803055}, {"id": "991c4fbe-3db5-44fa-80f0-3c85c884f157", "text": "Or eleven?", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 4795.368611803055, "end": 4795.768711803055}, {"id": "eb3f379f-7b3f-4c4b-bf5b-21c75d166c3e", "text": "Or something.", "speaker_id": 8, "speaker_name": "Speaker 8", "start": 4796.618611803055, "end": 4797.418611803055}, {"id": "43c27e61-45b8-45fc-8655-58a80aae26a7", "text": "I'll see what I have.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 4799.418611803055, "end": 4799.978611803055}, {"id": "77e734fa-72e1-4404-a28f-ed064d676582", "text": "Oh, I have a I have a client at one. That's the only thing that's not movable. Everything else is fine.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 4806.088611803055, "end": 4811.9086118030555}, {"id": "2c974276-5c5c-4437-9848-ba2c260155af", "text": "So it's two to, like, eleven. And then we'll talk through all the options. Good options and bad options and everything in between.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 4813.108611803054, "end": 4823.728611803055}, {"id": "f6fb9dde-6620-4209-89a6-d6a7c8792fd3", "text": "Come find me.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 4825.258711803055, "end": 4826.298811803055}, {"id": "4c64fa00-ff34-4419-9068-f7a3f3f66f42", "text": "And then figure out if we should bring it to everybody. And then see what comes up.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 4828.938611803054, "end": 4837.918411803055}, {"id": "55a4b709-6caf-486a-885e-095be9bb0e1a", "text": "Omi is gonna find you. I love that I love that plan. Because it's all of our Come find me.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 4838.698411803055, "end": 4846.838611803055}, {"id": "ba04d02f-7ba6-4137-9e86-f91b6bcc0ceb", "text": "And it might be insulting for something to not be included.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 4849.728511803055, "end": 4851.648611803055}, {"id": "ca45d272-69b9-4dd6-8d73-7ccc93545533", "text": "I think that they should be given the opportunity.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 4854.238611803055, "end": 4856.478611803055}, {"id": "8f8661e9-c8bc-449e-afca-ffd877421edf", "text": "Even if it you know, just let them know they don't need to. You know? This is not an obligation.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 4857.548611803055, "end": 4863.638611803055}, {"id": "0deb2c0d-2510-40b8-a106-d36a61937fd9", "text": "What would suck is if they're four to sell and they don't make payments.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 4878.6986118030545, "end": 4885.868611803055}, {"id": "38d9aae3-acd3-42cf-9d39-0b33597ec2aa", "text": "And they get a whole bunch of penalties that eat up what little proceeds might have come from selling.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 4890.268611803054, "end": 4893.708611803055}, {"id": "6d396dc8-fab4-410e-90a8-ebdb4662df63", "text": "I have to borrow from somewhere to pay Four?", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 4916.328611803055, "end": 4918.968611803055}, {"id": "534f15c6-d540-42c3-858c-611714170b4b", "text": "To keep the $7.08", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 4919.208411803054, "end": 4921.318611803055}, {"id": "3f73dce5-8e83-4817-89e4-8e873b4123fa", "text": "9.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 4923.398611803055, "end": 4923.718411803055}, {"id": "f6076463-2c89-4d7e-8041-df65c945f283", "text": "But if there's I see here. Monthly income, is higher because they don't have as much of the HELOC or they don't have the HELOC?", "speaker_id": 8, "speaker_name": "Speaker 8", "start": 4928.688611803054, "end": 4936.748611803055}, {"id": "d3afc6a5-49aa-433f-864e-0d53ed3c9f4e", "text": "Because I think Josh and I were calculating, I think, they net $10 a month.", "speaker_id": 8, "speaker_name": "Speaker 8", "start": 4939.048611803055, "end": 4943.448411803055}, {"id": "fa2986b6-bc1e-47d2-8829-c4496f759827", "text": "With Bluey and the Ranch House. And social security. They met $10 at one So if they can put three of that aside that's $36 a year.", "speaker_id": 8, "speaker_name": "Speaker 8", "start": 4946.208611803055, "end": 4958.818811803055}, {"id": "c0e091ce-6057-4c76-b428-f393e022b559", "text": "I guess that's not enough to pay the second balloon. But it's enough to pay off the first balloon and maybe a personal loan loan or a HELOC pays the second loan.", "speaker_id": 8, "speaker_name": "Speaker 8", "start": 4960.368611803055, "end": 4969.688411803055}, {"id": "1626ae04-65c6-4b43-9ff7-b19a84e7e2dc", "text": "So you're staying there as a chance.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 4974.308811803055, "end": 4976.308811803055}, {"id": "7e28f407-054b-40f6-bba8-4f525ed3fb6b", "text": "Yeah.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 4978.718411803055, "end": 4979.758611803055}, {"id": "dffadf48-245a-4f79-89b4-c0bab3a2f883", "text": "I I think honestly, a second HELOC makes some right now.", "speaker_id": 8, "speaker_name": "Speaker 8", "start": 4982.328611803055, "end": 4984.568611803055}, {"id": "285b2585-1b1d-48c0-b925-07b52c14cead", "text": "Obviously, I'm a lot more willing to help him.", "speaker_id": 8, "speaker_name": "Speaker 8", "start": 4996.588611803055, "end": 4999.368611803055}, {"id": "9a85e2eb-cfdd-4cc6-a0aa-8f3e117bb52c", "text": "That's how all the In laws will help.", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 5001.4486118030545, "end": 5004.4486118030545}, {"id": "34ee3d8b-fea6-4dd0-bbdd-97b43ee16974", "text": "Look. Just stay there. You have to have five knee two.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 5005.528611803054, "end": 5008.008611803055}, {"id": "f523455d-445b-46ed-b789-5ee41ccf5301", "text": "I'm ready.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 5014.428611803055, "end": 5015.228611803055}, {"id": "73f4da10-9d6f-40db-af42-541f9e3d6201", "text": "That thing's gonna rock.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 5033.428611803055, "end": 5034.628611803055}, {"id": "a68ce370-1c57-4b48-bf83-9611306f3810", "text": "Come find me.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 5040.358611803054, "end": 5041.478611803055}, {"id": "c9a1d107-a48d-4823-aeb0-e90fe536628b", "text": "So they're short, like, $25 right now or something?", "speaker_id": 8, "speaker_name": "Speaker 8", "start": 5052.489011803054, "end": 5055.368611803055}, {"id": "5b14b28e-db89-46f8-a88c-f9cfb944b735", "text": "That's not That's if they sell for what they're listed for.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 5056.308611803055, "end": 5058.308611803055}, {"id": "46d8180e-2478-45c9-8ea6-b5c96f0b33c3", "text": "Which Short a 150 grams.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 5066.688611803055, "end": 5068.668211803055}, {"id": "9e832584-b12b-4bba-9ec5-011c67139c91", "text": "But that money was not including this. Right?", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 5070.428611803055, "end": 5073.098611803055}, {"id": "5f0670b7-7762-4c77-8cbb-92941f18993e", "text": "That's right.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 5073.098611803055, "end": 5074.138611803055}, {"id": "31829438-e556-4d07-92de-cd082c648c85", "text": "So they're short $200.", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 5074.138611803055, "end": 5074.538611803055}, {"id": "36db6fd8-6f46-470d-be4a-38dcf39c94f1", "text": "Omi.", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 5085.259011803055, "end": 5085.739011803054}, {"id": "ec666e9a-df91-488c-9dc8-4583b6b9a79b", "text": "Where did mama go?", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 5087.848611803055, "end": 5089.048611803055}, {"id": "b34ef648-9111-40a2-8980-28c4541d3903", "text": "K.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 5100.328611803055, "end": 5100.808611803055}, {"id": "d576786c-af28-4a4f-8ddf-5d770d3a8197", "text": "Your prostra is know.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 5100.808611803055, "end": 5101.688611803055}, {"id": "97ffc1e2-8e51-4697-9b0e-9fdbdc5d590d", "text": "I remember. I remember. Me.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 5105.118611803055, "end": 5108.478611803055}, {"id": "09ea5b43-968f-4e93-b3d3-020a4c2bb540", "text": "One two three.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 5113.148611803055, "end": 5114.9886118030545}, {"id": "cad4e9a3-7f80-4456-9c58-6b4ccd4c7ceb", "text": "Four five six seven time. We need to watch this. Eight, nine ten.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 5117.378611803055, "end": 5125.4886118030545}, {"id": "88f7c2ad-d38c-4872-bddd-b6257dbfaa23", "text": "Must be just in the pit.", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 5128.818611803054, "end": 5132.678911803055}, {"id": "602978ae-6670-4d95-9077-b437ce756b28", "text": "Right now.", "speaker_id": 8, "speaker_name": "Speaker 8", "start": 5133.038611803055, "end": 5133.598611803055}, {"id": "f6fd522b-c32f-4baa-bc07-ab5451158aed", "text": "Well, Josh them and berated them. Oh, that's what I was gonna say. So I called Josh. He's like, hey, we need to set up a meeting between you and me and Daniel to talk about this.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 5137.108611803054, "end": 5144.958611803055}, {"id": "d0a0a5c6-c6b2-42b5-a4e6-44ed80f93d4a", "text": "Just talk to the appraisers. They're not gonna get what they need. Somehow, we have to come up with a difference. And then he called them He was like, what are you gonna do? How are you gonna fix it? Why didn't you do this?", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 5146.049011803055, "end": 5159.498611803055}, {"id": "4ffd6b09-079d-4d01-8193-4e8e9502e8cf", "text": "Why didn't we deal with this in October? Mom started falling.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 5159.768611803055, "end": 5165.008611803055}, {"id": "814e32d1-5cce-4b88-94fc-878d57920064", "text": "And you had all the information that I had just told them. That they had just found out. They had also just found out So they were heartbroken already, and then he was getting mad at them.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 5170.908911803055, "end": 5181.908611803055}, {"id": "6863bd42-c969-49a8-b699-0b2c86752e1e", "text": "The position they were in.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 5182.368611803055, "end": 5183.489011803054}, {"id": "d82f0425-aeb6-436f-a44f-43264fc093e4", "text": "So that didn't help.", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 5185.088611803055, "end": 5188.458211803055}, {"id": "4cba2148-eb63-40d7-be9b-b7c825b9aac1", "text": "But Josh has been under a ton of pressure You can't handle this stress either.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 5193.548611803055, "end": 5199.578311803055}, {"id": "927e50b3-daf7-4cd7-8258-707650fcbd59", "text": "Nope.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 5212.058611803055, "end": 5212.538611803055}, {"id": "9003f398-f82f-40fe-a02a-8fcd57b46494", "text": "I did. No. It's okay.", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 5222.228611803055, "end": 5223.508611803055}, {"id": "b1960920-ad7a-4df4-bc1b-00db83361d85", "text": "Oh, I think she might be Let's get two minutes now.", "speaker_id": 8, "speaker_name": "Speaker 8", "start": 5223.508611803055, "end": 5226.068611803054}, {"id": "9fc24b15-4af5-4bb4-bbb7-d9776d3d0e50", "text": "This is nowhere I know that's not what you want.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 5228.638911803055, "end": 5231.358611803054}, {"id": "e8f2ece4-3780-4870-8639-106d73638bcb", "text": "She might be hiding That's not what you want.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 5231.358611803054, "end": 5232.078611803055}, {"id": "287592d3-d1d6-467b-bb7e-7c0c9e3dac36", "text": "Just a minute.", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 5235.578611803055, "end": 5235.898611803055}, {"id": "3bc5c70c-68a5-49ce-bb3c-09d80dff66f9", "text": "It's four nights a week I can go. I don't need to go off four nights.", "speaker_id": 0, "speaker_name": "User", "start": 5239.818611803054, "end": 5242.918611803055}, {"id": "7b7f36b0-68a8-442f-99dd-fd2ff35dfcc3", "text": "I was gonna go tonight, but I can go tomorrow and start You know what I mean?", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 5243.478611803055, "end": 5247.478611803055}, {"id": "b4840ec4-1fb3-4a47-95be-fc3c298cf2af", "text": "It's all good. Made that decision, like, an hour ago. Right?", "speaker_id": 0, "speaker_name": "User", "start": 5247.478611803055, "end": 5252.378111803055}, {"id": "5daa622d-afaa-4560-9f2c-2ad6237876ea", "text": "It's it's like, something.", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 5253.338611803055, "end": 5254.378611803055}, {"id": "11d87202-e5cf-4180-a816-3d4a12397a32", "text": "I'm gonna leave for my thing. I should It is. You're feel what I need to do with.", "speaker_id": 0, "speaker_name": "User", "start": 5255.178611803055, "end": 5259.268611803055}, {"id": "25843422-1e70-4f2c-96fa-4dc79d163d3e", "text": "I thought head in the playhouse. I'll find you.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 5259.748611803055, "end": 5261.509011803055}, {"id": "0fb6bd8c-a4b9-4a26-b348-5468a6902663", "text": "I made a different come on.", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 5261.509011803055, "end": 5262.468911803055}, {"id": "87b7ae02-40e2-4898-8086-570c9f50a0c0", "text": "One. The choice I'll make. Two.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 5262.528611803054, "end": 5265.008611803055}, {"id": "4e22ee44-83a7-4d0c-b971-c5a70a8a8e31", "text": "It is what I want. Three. Worry about it.", "speaker_id": 0, "speaker_name": "User", "start": 5265.008611803055, "end": 5267.088611803055}, {"id": "e5bcd7ed-33fd-4ee6-a9a0-24c10e90a480", "text": "Choice four five, six.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 5267.638911803055, "end": 5267.398611803055}, {"id": "6ee3de8e-10de-4390-9040-54919b146bee", "text": "Caleb, what time is it?", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 5269.928611803055, "end": 5271.608611803054}, {"id": "cbe47602-cdf2-4225-9e82-f6ab129e450c", "text": "Seven, eight 09:10.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 5273.648611803055, "end": 5275.328611803055}, {"id": "8122d4e5-499c-42b5-9ef1-48a3999be4e1", "text": "Ready or not.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 5276.368611803055, "end": 5277.009011803055}, {"id": "d3f77c43-24e0-48d1-9155-104abf2bbc1f", "text": "You 09:10.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 5278.008611803055, "end": 5278.4886118030545}, {"id": "2218e40d-1eb4-4595-88d6-01e8ea9e4fe1", "text": "So we do screens off at eight. Right?", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 5287.068611803054, "end": 5289.148611803055}, {"id": "3f441ef7-8d00-4fba-ba38-a73870815874", "text": "For them?", "speaker_id": 0, "speaker_name": "User", "start": 5293.009011803055, "end": 5293.568611803054}, {"id": "b242d434-05da-438b-8a38-93a580329141", "text": "For everybody, and then we do bedtime, and then sometimes you gotta do a little more. Right?", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 5296.9486118030545, "end": 5301.168611803055}, {"id": "fb2530bc-8924-4c06-a8f5-d2820929b15f", "text": "I don't know your chore passes, bug.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 5308.358611803054, "end": 5310.1986118030545}, {"id": "de8adb54-47f9-4c08-b938-12673051bff8", "text": "Maybe not.", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 5320.568611803054, "end": 5321.128611803055}, {"id": "6da3c4b6-38cc-4fca-bc8d-702a0dd499a2", "text": "Maybe not.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 5321.128611803055, "end": 5322.808611803055}, {"id": "ca53278d-bc8f-46dc-be22-2eb07ebf6f69", "text": "So that's where we are.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 5345.658911803055, "end": 5346.858611803054}, {"id": "fc1062cf-a150-4c53-a5ce-35b15dcd09d1", "text": "They're hoping They're wishing a prawn of prayer that their house sells", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 5348.118611803055, "end": 5350.598611803055}, {"id": "08e3a8b5-5bd7-414a-892c-7c9e22c4c082", "text": "Me too.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 5354.658611803055, "end": 5355.218611803055}, {"id": "fd854c0c-1f3f-4c87-b7a3-54a8a125152a", "text": "Wouldn't it be cool if it sells for what we listed it for?", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 5355.298611803055, "end": 5357.828611803055}, {"id": "8085feec-93fb-4151-b798-fe67e9345c1b", "text": "It'd be awesome. Yeah.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 5359.538611803055, "end": 5361.938611803055}, {"id": "714bf601-3aa4-4968-ba38-32ce9eec51d5", "text": "Where could shade be?", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 5362.418611803055, "end": 5364.958611803055}, {"id": "40ba15ba-384d-4787-901c-c3e89e14d1b2", "text": "Only feedback we're getting is that it's overpriced.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 5366.318611803054, "end": 5368.478611803055}, {"id": "dab082d4-95fc-416c-b567-5d4447a5c468", "text": "And the stain center's around.", "speaker_id": 8, "speaker_name": "Speaker 8", "start": 5370.5583118030545, "end": 5371.5983118030545}, {"id": "9472d3eb-28e1-4264-82d8-49383a9ad6a9", "text": "Yeah.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 5371.5983118030545, "end": 5372.478611803055}, {"id": "fc18f655-d202-41e3-b1f3-2653b86dcea9", "text": "That's not fun.", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 5373.2386118030545, "end": 5373.478611803055}, {"id": "693c2f6f-8a81-4da9-8c7c-abf6c23a169d", "text": "I Ali.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 5377.048611803055, "end": 5377.928911803055}, {"id": "be526c6d-0089-4c13-87c1-2ae9b8413f4c", "text": "Haven't noticed an odor, but I haven't been there for since sun", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 5378.468611803055, "end": 5383.268211803055}, {"id": "84129fda-febe-435c-84bb-4815d3a25bfb", "text": "Saturday.", "speaker_id": 7, "speaker_name": "Speaker 7", "start": 5383.758611803055, "end": 5384.638611803055}, {"id": "22a9acee-49bb-4cea-901d-604d65a0a414", "text": "Monday. Monday.", "speaker_id": 4, "speaker_name": "Speaker 4", "start": 5384.958611803055, "end": 5385.838611803055}, {"id": "779e5f38-d970-4c2f-aa9e-b29702f68960", "text": "Like, four twelve hour days in a all days, I had my kids.", "speaker_id": 0, "speaker_name": "Speaker 0", "start": 5425.4651781763305, "end": 5427.94517917633}, {"id": "7f271751-979b-4e5e-a87f-51f1d58bbb9a", "text": "So it's like, gone busy and at the computer level time.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 5430.765178676331, "end": 5435.40517917633}, {"id": "1590c373-2618-4a8a-8a7e-15b3f8a95277", "text": "row. Oh, fine.", "speaker_id": 0, "speaker_name": "Speaker 0", "start": 5427.965179176331, "end": 5429.005179176331}, {"id": "0963f5f1-3c2c-499e-8e76-dfd8da4cfcce", "text": "What's your plan, buddy?", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 5442.835179176331, "end": 5443.875180176331}, {"id": "57d27c3d-245b-4a9d-ba06-ae69281d4b8c", "text": "Three. Sounds like that. Four five. Is the trash still on the floor? Seven eight nine ten.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 5471.77517917633, "end": 5481.545179176331}, {"id": "7e0bc5e4-980e-4bc0-a787-d64e8da6cafd", "text": "When did I?", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 5487.94517917633, "end": 5490.10517917633}, {"id": "fc20eeab-e865-42ca-a23d-dc13eb893f45", "text": "I Genius. That's how they can refer to me.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 5513.69518417633, "end": 5515.93517917633}, {"id": "64de1445-aa4b-4709-83c2-0879c1ee824f", "text": "That's creative thinking, Daniel.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 5525.005179176331, "end": 5530.665179176331}, {"id": "408607b2-f9db-466c-87ea-ce4731f1503b", "text": "As always, money in the bananas.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 5530.705179176331, "end": 5533.585179176331}, {"id": "82363df0-b870-41ff-919d-2d0e39728ce7", "text": "There is I have seen a couple episodes.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 5543.655175176331, "end": 5545.65517917633}, {"id": "608cf79a-acd5-43b1-8ede-7f5358d20f47", "text": "What's his name?", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 5556.875179176331, "end": 5557.7551891763305}, {"id": "1e720f0a-c94b-46ad-ba2d-06dbed27e847", "text": "He's a doctor. Married to my character's sister, Robert.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 5561.625179176331, "end": 5567.245179176331}, {"id": "f37f6cf1-24ea-4827-937b-ba5a7c5961b5", "text": "Tobias? Tobias. Yeah. Bias Fume K?", "speaker_id": 0, "speaker_name": "User", "start": 5567.545179176331, "end": 5569.8651791763305}, {"id": "fb45cd4d-638e-4c7a-942a-127cf424a45a", "text": "Yeah. The episode of him being in the afternoon. Mhmm.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 5569.8651791763305, "end": 5573.2551891763305}, {"id": "3b48c60a-f380-4b86-a47e-2c44f733d5be", "text": "I vaguely remember that.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 5574.5751791763305, "end": 5576.015179176331}, {"id": "b7af6025-e0e5-4309-8b7b-18027485cf7c", "text": "There are dozens of us.", "speaker_id": 0, "speaker_name": "User", "start": 5577.585179176331, "end": 5579.90517917633}, {"id": "7a8a0ab2-180a-4c9d-9c54-50fba15b75c9", "text": "There are dozens.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 5579.90517917633, "end": 5580.7851791763305}, {"id": "b00ae22b-5901-45a3-9762-cdd8d2f5b627", "text": "Feeling like failures. This game for twenty eight years. Look at And from their kids. What? They're delusional, though. They'll let that go and be happy. Five. If six. If we let it go, don't let it go. Eight, nine ten.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 5619.095179176331, "end": 5639.3151691763305}, {"id": "81a0eeaf-2ddf-4e29-9cfa-5c88c18f281f", "text": "Ready or not, here I come.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 5639.93517917633, "end": 5641.85517917633}, {"id": "fd4c50b6-044b-4ed3-b9af-ea7af3863e48", "text": "As long as we all get grabbers for Christmas.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 5645.40517917633, "end": 5647.515179176331}, {"id": "cc9a394d-2d69-40a8-8f17-78f783a660ac", "text": "What was that? By twenty, get one free for mom?", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 5653.015179176331, "end": 5656.16518917633}, {"id": "3bbf68a0-3cc9-4f87-8fdb-093d5f5b9920", "text": "She's like, buy all these for the kids, I get one for free.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 5663.165179176331, "end": 5665.64517917633}, {"id": "ddece560-d6c2-4e2f-9575-c2a3acf00cb9", "text": "That's from grandma.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 5666.995179176331, "end": 5668.1151791763305}, {"id": "13674e62-31a8-4d2c-889e-d07924b83643", "text": "Reach her grabbers?", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 5671.5751791763305, "end": 5672.77517917633}, {"id": "2c21af4c-7003-4600-95cc-a4a78e618d3e", "text": "Grandma.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 5672.77517917633, "end": 5673.495179176331}, {"id": "f771e7ef-2721-441e-96e9-fd246124fe4a", "text": "Grandma. How's grandma?", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 5673.495179176331, "end": 5677.97517917633}, {"id": "0580e058-1114-4182-ab9e-6a49733634bb", "text": "Oh, yeah. You're right.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 5679.41515917633, "end": 5680.41515917633}, {"id": "ad2195dd-8e98-4d82-ba45-0c9c3233d2bd", "text": "We're starting to get gifts like that too. Yeah.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 5684.85517917633, "end": 5687.335179176331}, {"id": "8dab6093-ad4a-4a9d-9729-e1aab5730a3c", "text": "We didn't used to get any gifts at all. Only the last three or four years, they've", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 5689.345179176331, "end": 5695.5751791763305}, {"id": "7d44af35-efd8-42b4-af7a-f419cd2ec8ff", "text": "Last time. Ready? You go.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 5746.065159176331, "end": 5747.98517917633}, {"id": "3ee38fc5-0b75-4338-8350-e5a30339ac1e", "text": "One two three.", "speaker_id": 0, "speaker_name": "User", "start": 5748.68517917633, "end": 5750.845179176331}, {"id": "2afa94a5-23a2-4ffd-8d2b-8c6d49ec4615", "text": "Four five, six, seven eight nine ten. Ready or 9. Here I come.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 5752.015179176331, "end": 5764.72517917633}, {"id": "0fe6f66d-bc8e-46cf-adc4-8664c2aecc8a", "text": "Please be happy here. This is where I'm happy.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 5765.575199176331, "end": 5769.0151991763305}, {"id": "6cb33ae2-9dec-4b29-9a59-b023749a4fa1", "text": "I'm I like the lighthearted play not the heavy conversations. Yeah.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 5770.875179176331, "end": 5777.29519917633}, {"id": "36312de8-005a-44ab-904f-ae853001cfac", "text": "Really?", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 5777.855199176331, "end": 5778.175179176331}, {"id": "a79745f9-9425-4e70-967b-4b1d2084da8f", "text": "You guys think that burns off. Okay. I'm just gonna play. Okay.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 5778.585179176331, "end": 5781.385179176331}, {"id": "fdb829fd-56b4-4236-9194-45eaf10fe115", "text": "Feels like I think the right move is to nail them out.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 5798.975159176331, "end": 5800.89517917633}, {"id": "42833c69-c506-4f5d-a786-936ef0275c72", "text": "Of like, they they sell the golf house You losing the commission is your fair share. And then some.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 5803.205179176331, "end": 5815.165179176331}, {"id": "5a3b4354-76d5-483a-99c9-1b3df3391fbb", "text": "So you're off the hook. Just get it sold for whatever. And then they take out a HELOC on the ranch house. One that pays off whatever they're not getting paid off.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 5819.27517917633, "end": 5832.465179176331}, {"id": "b3fb6f1b-89ca-47ad-bc34-4a86fd09da1d", "text": "Whatever they were bailed out for. Louis and whatever deficit was on the whole house. They make it through one year pay the capital gains. They keep Louie. They keep the ranch house.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 5834.355199176331, "end": 5848.245179176331}, {"id": "f24ba6bd-c7e0-4199-a8b5-3e7cd0ff9c66", "text": "They don't feel like as big a failures. And they're free of Linda. And the OSH lock, but we manage pricing and make sure that they're they're booked.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 5848.98517917633, "end": 5862.795179176331}, {"id": "83fe0506-ab49-47d5-b682-6ca582cd0ee1", "text": "And Can we make it so they don't have access to the HELOC?", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 5864.8251791763305, "end": 5867.225159176331}, {"id": "c38d97f9-8f94-4007-8fdb-5e22721b5c68", "text": "I'm doing HELOC. It's a fixed rate.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 5870.3651791763305, "end": 5873.455199176331}, {"id": "bf436ce3-a5b3-4e2f-9245-6a589923877d", "text": "Fixed rate.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 5874.35517917633, "end": 5875.23517917633}, {"id": "2281a6dc-208e-42e6-a8e2-ba4c4bff9963", "text": "That would be the case. And they don't keep ROA against it? We're gonna take a water break. How about? Okay. How are come on.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 5886.40517917633, "end": 5895.125179176331}, {"id": "b75d8785-e670-45ee-b9c9-6bcc75892ab4", "text": "I think that's what makes the most sense.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 5906.27517917633, "end": 5907.875179176331}, {"id": "eca9bf09-476a-4576-86ba-e150e4704b30", "text": "We have bailed out temporarily.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 5911.60517917633, "end": 5913.205179176331}, {"id": "7029d72e-1a84-47b7-92a8-568d316b74d2", "text": "Start from scratch with a new lock, which sucks.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 5918.455179176331, "end": 5920.93517917633}, {"id": "288229e9-42b3-4a3f-8303-819ae49191ba", "text": "I like the home I could've lawn better. If I don't keep arming against it. And once it's paid off, it's paid off. It's done.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 5926.3751491763305, "end": 5935.925179176331}, {"id": "c37366bd-5283-4f96-9bfa-c41a5d0d3c9c", "text": "If they were fiscally responsible, I would love them to have you walk. Howie, do you want some water? You could bail them out if they needed it again. That's they'll need it again if it's there. Yeah. And just keep going.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 5942.245179176331, "end": 5952.995179176331}, {"id": "0a109f35-4a1d-4719-990d-f048c505a5d8", "text": "Hiker, Lucy. I couldn't even find you that one time.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 5978.44517917633, "end": 5981.885179176331}, {"id": "eaca6838-3dad-40a4-aab8-a23b80261833", "text": "The time that we just had our turn, you could not mind me. Oh, no. It took me, like, four fries.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 5986.095179176331, "end": 5994.15517917633}, {"id": "e083bbba-1226-434b-ba1f-a109f5da3bd5", "text": "Yeah.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 5995.125179176331, "end": 5997.52517917633}, {"id": "6a0d803d-7aca-4072-bb81-ba05b72809e0", "text": "The more Louis payment, but ideally, they're making enough that they can", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 6003.8651791763305, "end": 6011.29522917633}, {"id": "4bf1e776-b479-436d-bfbc-2a1f06f377cd", "text": "But it's also but I don't think the walls were the big ones for the winter. I think they water damage in that basement that drops Oh, yeah.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 6051.52514917633, "end": 6058.85517917633}, {"id": "2ae6604a-6041-4db2-acd2-d0547224c41e", "text": "Scratches on the floors were men.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 6063.78521917633, "end": 6066.4252291763305}, {"id": "33236f33-016c-445c-be95-0e0a279bffaa", "text": "It's just", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 6067.06517917633, "end": 6067.94517917633}, {"id": "2e5e6b53-e217-4995-84ec-92bb96e8b697", "text": "a tunnel.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 6067.94517917633, "end": 6068.345219176331}, {"id": "62f4d16f-ed29-4ad4-a373-a3665083e848", "text": "End up.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 6073.175179176331, "end": 6073.97517917633}, {"id": "9bc12427-2180-4767-a41c-857944c009ff", "text": "Can I have some more help? Hey, sis. You have a cup, where do you need to be? Cali. Remember you gotta be in the kitchen if you have a cup of water.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 6073.97517917633, "end": 6084.39513917633}, {"id": "5e7642a9-741e-48cf-ac19-54906b241634", "text": "Five, four,", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 6085.3251791763305, "end": 6087.245179176331}, {"id": "708c1e1e-bf90-4ef7-a061-1394846289aa", "text": "three, two, one zero.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 6087.965209176331, "end": 6089.64517917633}, {"id": "bca301e8-07b6-40ef-bf49-d6cadc44e46a", "text": "Good. Job.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 6090.935179176331, "end": 6094.48517917633}, {"id": "ff8a7048-4cb1-4b49-87f6-2580ed8bddf6", "text": "Thank you.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 6098.445129176331, "end": 6098.845179176331}, {"id": "c833c65b-1b54-4fac-ac92-61fff203d6c7", "text": "Get some ice.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 6099.2851791763305, "end": 6100.325139176331}, {"id": "d1a3a1e6-f7d2-4eb4-af1d-c6a269e9136b", "text": "It'd be a premium sober living maybe they'd get $800 a row. Except for one one room.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 6107.72517917633, "end": 6115.505179176331}, {"id": "1cefdc0f-5834-4398-bdc6-8008101772b3", "text": "Had $700 a room. Anyway, it's just not legal.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 6116.095179176331, "end": 6119.5351791763305}, {"id": "6832b0b5-39dc-4e5f-a03c-ee61b26f0e0a", "text": "Yeah. I'm doing process.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 6120.23517917633, "end": 6121.755179176331}, {"id": "a501f0c9-93f8-43fb-9c7c-3b8598d538ff", "text": "Someone else would have to manage it for them.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 6124.02517917633, "end": 6126.185179176331}, {"id": "b754ba9f-57e8-4011-889e-504a86823444", "text": "Yeah.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 6126.185179176331, "end": 6126.6652191763305}, {"id": "bbcd69b0-1b60-4932-ac02-b05d52768be0", "text": "Yeah. And it would be another full time job probably. Because there's a lot of okay. I'm staying here for one month. I'm out. You know? Like, Yep. A lot of turnover.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 6126.745179176331, "end": 6137.55517917633}, {"id": "2dd14661-a744-4220-a690-f2fdce12ef70", "text": "To find the house manager gets pretty and it's their job to keep rooms filled.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 6138.995179176331, "end": 6143.505179176331}, {"id": "7d6a8fce-555d-4bcb-8e77-1dbdca0e75ab", "text": "One.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 6147.8251791763305, "end": 6148.545179176331}, {"id": "6aa25893-fb2d-4efd-b074-2109c2762286", "text": "Two three.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 6149.745179176331, "end": 6150.7851791763305}, {"id": "ccdb8bba-ac86-401f-86f9-741b475640dd", "text": "Four five six, seven eight, nine, ten. Ready or not. Here I go.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 6157.02517917633, "end": 6161.695129176331}, {"id": "44df9afe-d6c6-48bd-8b8f-6f98eecfc3b8", "text": "Well, if we think of the HELOC as what's used to get the ranch house and get that up in the morning, taking a loss on the golf house.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 6199.325139176331, "end": 6204.64517917633}, {"id": "737f3d9c-345c-4002-9a50-3fc1487c3140", "text": "Doesn't feel terrible.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 6212.4252291763305, "end": 6213.705179176331}, {"id": "6de237cc-6be1-467b-9c0d-48128927035b", "text": "Mhmm.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 6214.2851791763305, "end": 6214.60517917633}, {"id": "09410556-3e11-4965-92dc-b8aae15adaa6", "text": "I mean, he wanna payoff part of the Helawk. And bail themselves out for Bluey. It can be repaid.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 6225.975219176331, "end": 6233.85517917633}, {"id": "7bf1e511-b6c9-4ac9-a800-2a1df429d601", "text": "One.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 6328.185179176331, "end": 6328.8251791763305}, {"id": "8a123be2-f901-4d59-8ec4-05a9b4cb0e9e", "text": "Five eight There's nothing to three.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 6335.745179176331, "end": 6348.215209176331}, {"id": "8f62941a-2ada-474c-857a-b72fc8865b0f", "text": "Said to be out.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 6349.205179176331, "end": 6350.005179176331}, {"id": "d3217659-85eb-4b20-8536-25597278702a", "text": "10. Ready or not. Here I come.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 6350.005179176331, "end": 6352.3251791763305}, {"id": "0171d2c1-da16-4817-8b85-8b4567380097", "text": "Puts it back on him.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 6360.5751791763305, "end": 6361.85517917633}, {"id": "0d47502f-f324-42b2-9125-b91a44297e28", "text": "And it can be a thirty year fixed.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 6364.715179176331, "end": 6366.15517917633}, {"id": "7902b72d-41bb-4bad-8fec-1d82d6d7f430", "text": "When you amortize, $200 over thirty years, it's not that bad. It's like a thousand bucks.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 6369.585179176331, "end": 6375.385179176331}, {"id": "9748a7ce-e90f-4f8e-bdfd-cb7d0116fd38", "text": "That gives them good quality of life in the meantime.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 6394.1151791763305, "end": 6397.31517917633}, {"id": "d8179e52-65dd-4c64-b825-853bbf7809db", "text": "We're past the point of, like, wanting them to have it paid off for their last ten years of life.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 6400.81517917633, "end": 6406.665179176331}, {"id": "a74769c0-a53e-4f63-9aa7-74e4dda68f58", "text": "Yeah.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 6407.56517917633, "end": 6407.885179176331}, {"id": "e57e4134-7157-49fa-a98b-34c3a5a80abd", "text": "So they have my cash flow for it.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 6408.355229176331, "end": 6409.475219176331}, {"id": "7d13223a-5720-480e-92bb-9fb2392aa359", "text": "It's $1,400.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 6409.475219176331, "end": 6410.9152191763305}, {"id": "cf115e78-e8c9-4332-af67-7d59c0c59853", "text": "Gotta come In fact, I think that's the solution. Mhmm. Because I think we need to ask everyone else. Who needs it to you?", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 6417.495179176331, "end": 6422.135179176331}, {"id": "7cc4fee4-7e3a-4197-8b0e-fe008fce99d4", "text": "What's the solution? You missed it.", "speaker_id": 6, "speaker_name": "Speaker 6", "start": 6423.175179176331, "end": 6424.6151791763305}, {"id": "c2ebf2ad-907e-4783-b897-57fc7edf9135", "text": "That right now, I'll see.", "speaker_id": 3, "speaker_name": "Speaker 3", "start": 6441.85517917633, "end": 6442.89517917633}, {"id": "d98210f3-908e-4d2a-bbfe-d9817b471635", "text": "You have a first and second mortgage first and second mortgage payments. And balloon payment.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 6451.515079176331, "end": 6457.10517917633}, {"id": "c14ae118-906b-4485-8754-264fcd97e1bf", "text": "The payment?", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 6475.14517917633, "end": 6475.705279176331}, {"id": "93ebb756-4df2-4c91-9920-4e797ff47485", "text": "The Yeah?", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 6477.845179176331, "end": 6478.56517917633}, {"id": "fed3277b-11bd-4e1e-bbb9-c0f73d1a17df", "text": "Yeah. The payment's in the shop.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 6478.965179176331, "end": 6480.085179176331}, {"id": "e8a10757-4853-4657-84a4-f4b26c555969", "text": "Over here?", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 6480.16507917633, "end": 6480.965179176331}, {"id": "df4ffd8d-f262-402c-8990-42c7b5dfc45d", "text": "Don't see her. Howie, I think she's over here.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 6485.255179176331, "end": 6488.61507917633}, {"id": "e4adeb73-fc43-4201-8f1b-6bd1165e5f22", "text": "She over here somewhere.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 6489.045179176331, "end": 6490.08527917633}, {"id": "20f9e592-6ba5-4faf-a5a3-ca894e3e9cf3", "text": "That's not you. See her. I think Did I think Mhmm. How are you clear?", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 6490.40517917633, "end": 6498.205179176331}, {"id": "700e2473-3578-4b03-a8bc-16330131c6f1", "text": "Ready.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 6542.935179176331, "end": 6543.415179176331}, {"id": "ced2b10e-b395-42f4-b45c-98850f806f6d", "text": "So three four.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 6543.415179176331, "end": 6543.89517917633}, {"id": "6fa8c5be-fbe7-4181-8b25-87fe64331dcb", "text": "Remember looking at it.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 6545.165179176331, "end": 6547.245179176331}, {"id": "64ed9799-1081-4ad6-8a19-0439b743bf9d", "text": "That's not 6.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 6547.245179176331, "end": 6549.68527917633}, {"id": "9308eaf6-1066-4d89-b40f-b6b067573b53", "text": "7.", "speaker_id": 2, "speaker_name": "Speaker 2", "start": 6551.15517917633, "end": 6551.635179176331}, {"id": "93b34e63-3f09-4df4-a873-f316651bc9e7", "text": "Eight nine ten. Right? You're not. You're right. Come.", "speaker_id": 1, "speaker_name": "Speaker 1", "start": 6553.145079176331, "end": 6559.27517917633}, {"id": "f832fab4-61bc-4e33-912c-8f88d4f87c77", "text": "Well, instead of barking the kids till then, they die, your barn for yourself.", "speaker_id": 5, "speaker_name": "Speaker 5", "start": 6562.6151791763305, "end": 6566.53507917633}], "geolocation": null} |
Links from other tables
- 1,057 rows from conversation_id in omi_transcript_segments
- 1 row from conversation_id in omi_action_items
- 120 rows from conversation_id in sentiment_segments
- 0 rows from conversation_id in conversation_insights