id,conversation_id,text,speaker_id,speaker_name,start_time,end_time
85623,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,Do you decide what you're doing tonight?,2,Speaker 2,-3.4295953810214996e-07,164.70657279052375
85624,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,Not kiss her?,2,Speaker 2,172.98694407501353,173.46684407501334
85625,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,I found about a thousand dollars in crypto.,2,Speaker 2,208.06007352867846,209.58007352867844
85626,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,That I have. I know if that's good news or not.,0,User,211.2500735286785,215.13017352867882
85627,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,"Well, I mean, don't think I wanna delay the bankruptcy.",2,Speaker 2,217.9999735286783,219.36007352867864
85628,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,"I'd like to talk to my attorney, but I'm I talked to him on Thursday. Don't think I wanna delay the bankruptcy for it. Like, to try and liquidate it and spend it. I don't if if I don't wanna delay things.",0,User,219.84997352867867,232.4900735286783
85629,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,"So if it's, like, I just have to give it to them to give it to the trustee, then that's fine. But I wonder if I can liquidate it. I I would",0,User,234.8000735286787,242.01007352867873
85630,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,"Well, that might look funny. Because that's not a routine charge.",0,User,245.57007352867868,250.81007352867846
85631,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,You know what I mean?,2,Speaker 2,251.0500735286787,252.6500735286786
85632,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,And we're buddies.,1,Speaker 1,253.73007352867853,254.29007352867848
85633,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,"Like, that's not too hard to Maybe you're an attorney, so it's like, it'll be like, you're like, I can fight you. I don't know.",0,User,255.09007352867866,266.1300735286786
85634,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,"It If I can so that he has two payment options. One's like $900 and the other one is hundred fifty dollars zero down, a $150 a month.",0,User,268.41007352867837,274.61007352867864
85635,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,So I wonder if I can pay him. Because I was gonna do the zero down.,0,User,275.01007352867873,279.0500735286787
85636,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,Oh.,6,Speaker 6,279.0500735286787,279.1301735286788
85637,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,"150 a month. But I'm like, if I can just liquidate this and just pay him the 900, Yeah. And that's I don't see why that would be funny. It seems like paying your attorney for bankruptcy would be not be like hiding Yeah. No. That would fraud. Like, that seems reasonable.",0,User,279.45007352867833,295.2900735286785
85638,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,"So anyway, so I think I'm I'm gonna just ask him if that'll work. That's my first thought. Or if I can just keep it.",0,User,296.0500735286787,305.41017352867857
85639,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,"ChatGPT said, can probably just keep it.",2,Speaker 2,306.2499735286783,307.45007352867833
85640,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,"Like, some personal property you can keep. But it's pretty liquid, so I don't I mean, it's it's it's not that they have to move it around and stuff.",0,User,307.8500735286789,316.7500735286785
85641,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,I there's no way they could track their have a where they could Yeah.,7,Speaker 7,318.41007352867837,327.02651898433305
85642,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,"I have a Coinbase account that I have used move money from Coinbase into my banking account. And if they if they look at the Coinbase account, it'll have all the they can trace everything I've ever done.",0,User,327.26641898433263,339.34651898433276
85643,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,"Because everything's all those numbers, it's just a bunch of numbers. They're all available. In Internet.",0,User,340.4265189843327,345.116418984333
85644,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,Right?,5,Speaker 5,345.83651898433254,346.1565189843327
85645,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,"So you just need a starting point. If you have a way to get some if you have a if you have a way to get some crypto where there's no record, if somebody just gives you some. Like, if you just create a wallet, and someone just gives you some crypto, then then nobody knows that's you.",0,User,346.8265189843328,363.9865189843331
85646,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,"Potentially. Right? There are ways to obscure it, but once there's any, like, out outside anytime you wanna move money out, you gotta go through a regular bank, and then there that creates a link, and then they can trace every transaction and every interaction with those with those wallets.",0,User,364.5465189843326,378.7865189843328
85647,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,So and and I have consistently moved money in and out my Coinbase account and in and out of my bank account. So it's it's not hard to there's no there's not a lot of obscurity there.,0,User,379.70651898433243,389.8266189843325
85648,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,"It just depends on how sophisticated they're, but I'm guessing they're sophisticated enough. I'm guessing crypto's something they've dealt with before.",0,User,391.26651898433283,396.816518984333
85649,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,LNC?,1,Speaker 1,398.3865189843327,399.26651898433283
85650,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,"My well, no. It's an s corp. My company entity is an s corp, I believe.",0,User,399.8265189843328,404.82651898433323
85651,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,Right.,4,Speaker 4,418.97584668216314,419.29574668216355
85652,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,"Yeah. Anyway, I thought I'd liquidated all of it. Well, not all of it. I thought I'd liquidated enough that what was left was insignificant, but but he wants me to have less than a $100 in my two bank accounts. Now, that's so, like, I was thinking if there's 3 or $400, like, who cares? But apparently, that's enough money that people care. And so was like, oh, I should go double check.",0,User,421.66584668216365,443.085946682163
85653,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,"And when I looked, I found about $400 I just didn't know was there. And then I've got some NFTs. I've got like 200 NFTs. But, 10 or 15 of them are worth about $200. It like combined. Yeah.",0,User,444.1858466821632,458.0258466821633
85654,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,So that's not,0,User,458.86594668216367,460.4659466821631
85655,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,Nothing.,7,Speaker 7,461.30574668216286,462.10574668216304
85656,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,"Yeah. I mean, I spent a lot more down on NFTs. That is less than pennies on the dollar than what I bought them for. But some of them are worth a little tiny, like $20 here, $30 there, $60 there. So I could liquidate those.",0,User,462.2657466821638,476.48584668216336
85657,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,"And then I have an account on Binance that has some doge. I bought the boys doge one year for their birthday because they were into they loved it. Not the coin, but they love doges. Like, the meme.",0,User,476.98584668216336,488.53584668216354
85658,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,"And so I was like, I should buy my kids some crypto. So I spent like a hundred bucks and then it popped up to like two thousand and that and that's back to 2 now it's back to a $100.",0,User,489.10584668216325,498.9459466821636
85659,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,"So anyway, so I was like, okay. I've got this and I've got this and I've got this and I've got this. I was like, it adds up to more than I thought. The biggest thing was there's there was this so there's Ethereum's like the main coin that runs a lot of the chains. That's the like base It's like a like a platform coin.",8,Speaker 8,503.42584668216296,517.9357466821639
85660,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,So is Ethereum taking over a bit of No.,4,Speaker 4,519.5458466821638,520.5058466821629
85661,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,"Like, I thought it might, but but Bitcoin is stronger.",8,Speaker 8,525.9088951403564,530.2289951403563
85662,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,"Like, from when I got in, Bitcoin has gone up more than I mean, they've both gone up and down.",0,User,531.9488951403564,534.5088951403559
85663,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,Yeah.,6,Speaker 6,534.5088951403559,534.5889951403569
85664,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,"But Bitcoin has been a little bit stronger than Ethereum. But Ethereum is like you build other things on top of it. So there's Ethereum, and then you can build your own coins that are like derivatives of Ethereum. Like, you program code that's your version but it's it runs on the Ethereum network.",0,User,534.7888951403565,551.0288951403563
85665,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,"And which is cool, and I thought for that reason, because it's a platform, that Ethereum would take off. And it did at the time that I got in, that's that was happening.",0,User,551.5488951403568,560.2987951403566
85666,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,"It still wasn't quite at where Bitcoin was, but it was kind of it was like done in for it. And then and then in the slump, it went down more than Bitcoin. Bitcoin has held value better in the downturns than Ethereum has.",0,User,560.4088951403564,573.4188951403567
85667,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,"And now it doesn't I mean, I remember when when I got in, Ethereum was like 3 and 4,000.",0,User,573.9088951403564,580.3588951403563
85668,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,"It's like two right now. I think when I got in Bitcoin was like 50 or 60. Don't I don't know where Bitcoin is now, I think it's more than that.",8,Speaker 8,580.9888951403564,588.5488951403568
85669,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,"Anyway, So but I had something called beef. Which is some version of wrapped Ethereum, but it wasn't showing up in my wallet. I didn't know it was there.",0,User,592.428895140356,599.0687951403561
85670,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,"And I went to some website that was like, tell me what's in my wallet, and it was like $500. Because my when I log in on my computer, it says it's $94.",0,User,599.6688951403567,608.2688951403561
85671,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,"And then I went to another website and it says it was 500. And I was like, what's the other four where's the other 400? And then I found this BETH, is like some form. There's WETH, there's all these derivatives of eth So it's just some derivative that I bought. I bought it at some point probably to spend it on something else. Like, usually these wrapped ethereums are used in some exchange or some NFT transaction or some marketplace. Like, you you you only ever do that to pay for something else with it.",0,User,608.8689951403567,640.6687951403565
85672,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,"I have no idea what I was doing, but I happened to have you know, a fifth of an Ethereum token that I had forgotten was there, and it didn't show up in my wallet because it's kind of an obscure one, so it wasn't counting it.",0,User,641.7088951403566,655.0488951403568
85673,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,"Anyway, so I converted it back to Eth and it's so I have when I thought I had $90 in ETH, I have more like 500. In that in one of those wallets. And then I've got three or four other wallets that have less smaller things in it. I have have a Tim Ferriss NFT that's worth 60 or $80 that I probably paid a thousand for.",0,User,655.7488951403566,677.0787951403563
85674,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,"But that I just you know what I mean, have not thought about because, I mean, I like I say, I've got a 140 of them. They're like Yeah.",0,User,678.7488951403566,684.5488951403568
85675,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,"You have any kind of four zero one k's, IRA's, and",7,Speaker 7,686.2888951403565,691.5488951403568
85676,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,Yes.,0,User,693.1421335228479,693.7021335228474
85677,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,How does there's not much in it.,0,User,696.4521335228474,697.732133522848
85678,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,"I think there might be a thousand bucks in it, maybe.",8,Speaker 8,697.732133522848,698.1321335228477
85679,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,I'm trying to remember how bankruptcy treats that.,7,Speaker 7,699.9421335228471,702.5821335228475
85680,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,Retirement.,0,User,702.5821335228475,703.7821335228473
85681,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,Yeah. And whether you could consider the Bitcoin,7,Speaker 7,704.2620335228476,708.102133522847
85682,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,Yeah. Crypto as a I should look.,0,User,708.982133522848,711.6621335228474
85683,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,I didn't even think about that.,4,Speaker 4,711.6621335228474,712.2221335228478
85684,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,"I should look in look at my Wealthfront account. I had about $1,012,000 dollars in there. And I took 10 of it out to buy crypto with.",0,User,712.2221335228478,721.0221335228471
85685,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,"So that went to zero. Well, not zero, but whatever it ended up being, you know.",0,User,722.8621335228472,730.2521335228475
85686,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,"I mean, I probably put a 150 something in into crypto, and I got about 30 out.",2,Speaker 2,730.2521335228475,733.052233522847
85687,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,"So some of what I've been living off of this year was that 30. I started pulling it out and spending it and Like, you know, using it to pay bills and stuff.",0,User,733.5020335228473,741.7821335228473
85688,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,"So if I had gotten in six months earlier, that 150 would have been worth 2,000,000. You know what I mean? Was just the timing thing. Like, I got in like you know, it's things start accelerating and everybody gets excited. And then I got in. And it went up some more but then it went right. Like, if I had gotten in right at the beginning of that. But again, that's not how we're like, I'm wasn't people that just are into it for its own sake are the ones that get in that early. Like Yeah.",0,User,745.5421335228475,774.1420335228477
85689,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,"Everyone else gets in when it starts to heat up. So it's just a question. It's like a housing bubble where you're like, where are we, you know, where are we in this process? It's gonna pop some point Are we still do we still have some to climb or are we about to get screwed?",0,User,774.4621335228476,788.6621335228474
85690,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,So that was the dumb money that made all the other people that got in before me rich.,0,User,789.3021335228477,791.6221335228474
85691,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,"Anyway, so yeah, I just figured that out. I've got, like, a little bit of a little bit of money there I didn't anticipate having. I kicked this If I could just I'm wondering if I could just hold on to it. Would I do that? I'm like, and and stopping the bankruptcy attorneys, do the the payment plan ends up double.",0,User,796.1821335228469,810.562133522848
85692,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,"Like, it's an eight you know, at $1,800 because it's a couple months. $150 a month.",0,User,811.1420335228477,816.5020335228473
85693,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,"So I pay it's half, But the financial place I'm in right now, I'm kind of like go down is pretty appealing to me.",2,Speaker 2,820.1521335228472,822.3920335228477
85694,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,"Like, any kind of money that's have a job an extra $900 doesn't like Does change my life right now when I have no name. Right?",0,User,823.1421335228479,832.9421335228471
85695,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,"But then I'm like, it's not a",6,Speaker 6,833.8621335228472,834.5021335228475
85696,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,"But it might be. In the middle of the bankruptcy, even problematic.",0,User,836.062133522848,840.6621335228474
85697,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,Have two NRCs in my career.,7,Speaker 7,845.7021335228474,848.0222335228473
85698,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,I don't remember. Yeah.,3,Speaker 3,848.0222335228473,889.5409132490176
85699,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,So he doesn't have to fight with the trustee.,7,Speaker 7,889.9409132490173,892.8209132490174
85700,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,Uh-huh.,5,Speaker 5,892.8209132490174,893.220913249017
85701,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,That might make sense.,0,User,893.6609132490175,895.8209132490174
85702,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,"Because like, one of the other he seems like a lot more, like, don't know, he's like very no nonsense and he's kind of a dick a little bit.",0,User,899.1009132490171,901.7409132490175
85703,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,"To me. Like, you know, he's fine, but like there's just this kinda",0,User,902.1408132490178,904.7009132490175
85704,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,Yeah.,6,Speaker 6,904.8609132490174,905.1809132490171
85705,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,Hardness to him.,0,User,905.6609132490175,906.3808132490176
85706,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,Yeah.,1,Speaker 1,906.6208132490174,906.7809132490174
85707,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,"He doesn't really explain things. He's not walking me through stuff. He's just kinda like, just do this, you know.",0,User,907.220913249017,910.6610132490168
85708,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,"I'm like, okay. Can you help me understand?",2,Speaker 2,910.7409132490175,913.300913249017
85709,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,"Like, just do this.",6,Speaker 6,913.300913249017,914.3409132490178
85710,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,"I'm like, alright.",4,Speaker 4,914.3409132490178,916.1809132490171
85711,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,"But one of the other attorneys I talked to one of the other the first bankruptcy consultations I did, he said, the trustee will kinda decide whether or not to sell your house.",0,User,917.1009132490171,926.9809132490172
85712,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,"Because you have maybe a $100,000 in equity in it, but after fees and real estate agents and stuff, like, maybe there's 20. And it's like, at that amount, you know, if they don't get as much as they think they do, like it's just a big waste of time.",0,User,927.6609132490175,944.5009132490177
85713,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,"He was kinda like, you're you're you've got an a like, I think it's I thought it was up to two.",0,User,945.3409132490178,946.1408132490178
85714,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,"It's oh, it's 50, 54. What I can keep. So if they sell the yeah.",0,User,955.6509901724467,960.330990172447
85715,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,"If they sell the house, I keep 54.",2,Speaker 2,960.4110901724471,963.6508901724465
85716,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,"I neither misremember or they are Is the two 50 is the two 50, I mean, there's the $2.50, well, it used to be. Tax exemption for if you sell primary residence.",0,User,965.9709901724473,979.1709901724462
85717,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,Maybe.,0,User,979.5309901724468,980.010890172447
85718,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,"But he was but this guy, the guy I'm with you, he's like, no. They'll definitely sell it for that. Like, they'll definitely sell it for that.",0,User,983.0510901724465,989.2208901724462
85719,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,"And I was like, alright.",6,Speaker 6,989.2208901724462,989.3808901724469
85720,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,"The other guy was like, man, they probably won't. It's probably not worth it to to like take on that risk or whatever. Risk. It's just a waste of their time.",0,User,991.7309901724466,999.8509901724465
85721,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,Doesn't really they don't really lose money.,8,Speaker 8,999.8509901724465,1001.210990172447
85722,126b01d8-8393-4571-a0ac-0daf6a7fd7a0,"But he's like, it's not just the money. He's like, it also means they get a like he's like, all their buddies like, all their connect they use their own real estate agents. They use their own, like, their people get paid.",0,User,1001.6909901724466,1010.5509901724472