id,conversation_id,text,speaker_id,speaker_name,start_time,end_time 26545,e5958c86-a55f-4811-8018-0b2c1ad58c56,I'm curious what your payment is on Bluey.,3,Speaker 3,7.629387255292386e-08,4.3000000762940545 26546,e5958c86-a55f-4811-8018-0b2c1ad58c56,Mhmm.,2,Speaker 2,29.540000076293836,30.180000076293936 26547,e5958c86-a55f-4811-8018-0b2c1ad58c56,"Alright. 4,000 and what?",3,Speaker 3,30.500100076293847,33.300000076294054 26548,e5958c86-a55f-4811-8018-0b2c1ad58c56,Change.,2,Speaker 2,33.620100076293966,34.10000007629401 26549,e5958c86-a55f-4811-8018-0b2c1ad58c56,"Like, thousand and 44.",5,Speaker 5,35.170000076293945,37.32990007629405 26550,e5958c86-a55f-4811-8018-0b2c1ad58c56,Let's go back to exact numbers.,2,Speaker 2,37.65000007629396,38.68990007629395 26551,e5958c86-a55f-4811-8018-0b2c1ad58c56,Yeah. Let's do exact.,3,Speaker 3,40.410000076293954,43.45000007629392 26552,e5958c86-a55f-4811-8018-0b2c1ad58c56,"Not exact exact, but break that down again. Yep.",2,Speaker 2,44.810000076294045,45.849900076294034 26553,e5958c86-a55f-4811-8018-0b2c1ad58c56,"That was so funny, Luke.",5,Speaker 5,69.03000007629385,70.15000007629396 26554,e5958c86-a55f-4811-8018-0b2c1ad58c56,First thing.,2,Speaker 2,70.15000007629396,71.27000007629385 26555,e5958c86-a55f-4811-8018-0b2c1ad58c56,"Right here. Cherry cock at the couch. Turns and do the walk the I'm like,",1,Speaker 1,72.08000007629403,75.92000007629395 26556,e5958c86-a55f-4811-8018-0b2c1ad58c56,So three is 30 two seventy.,2,Speaker 2,100.34990007629403,103.07000007629404 26557,e5958c86-a55f-4811-8018-0b2c1ad58c56,More $38.42 70.,6,Speaker 6,105.32000007629404,107.88010007629396 26558,e5958c86-a55f-4811-8018-0b2c1ad58c56,And $2.44 for the solar. And I just realized we're in the hole. I gotta fix this quick.,6,Speaker 6,111.09000007629402,119.38010007629396 26559,e5958c86-a55f-4811-8018-0b2c1ad58c56,So that's the first mortgage on Bluey and the solar payments.,3,Speaker 3,124.09000007629402,127.05000007629405 26560,e5958c86-a55f-4811-8018-0b2c1ad58c56,It's our first and second.,6,Speaker 6,130.4700000762939,132.31000007629405 26561,e5958c86-a55f-4811-8018-0b2c1ad58c56,"Oh, okay.",2,Speaker 2,132.84000007629402,133.40010007629394 26562,e5958c86-a55f-4811-8018-0b2c1ad58c56,"See, how much does it decrease after this payment's gone?",3,Speaker 3,134.18990007629395,139.39000007629397 26563,e5958c86-a55f-4811-8018-0b2c1ad58c56,After the second balloon payment? No.,5,Speaker 5,143.56000007629405,146.55000007629405 26564,e5958c86-a55f-4811-8018-0b2c1ad58c56,No.,2,Speaker 2,146.55000007629405,146.95000007629392 26565,e5958c86-a55f-4811-8018-0b2c1ad58c56,It's just one at a time. Okay. Okay. And that Yeah.,5,Speaker 5,146.95000007629392,150.91000007629395 26566,e5958c86-a55f-4811-8018-0b2c1ad58c56,They can hear you. Do you know what your payment is? On the ranch house?,3,Speaker 3,151.15000007629396,155.2300000762939 26567,e5958c86-a55f-4811-8018-0b2c1ad58c56,Nothing nothing in case house works.,3,Speaker 3,163.06000007629405,165.30000007629405 26568,e5958c86-a55f-4811-8018-0b2c1ad58c56,Okay. Sorry. What is it?,2,Speaker 2,168.84000007629402,170.44000007629393 26569,e5958c86-a55f-4811-8018-0b2c1ad58c56,His pen also doesn't work.,5,Speaker 5,170.44000007629393,172.360000076294 26570,e5958c86-a55f-4811-8018-0b2c1ad58c56,It's frustrating.,6,Speaker 6,172.52010007629406,173.08000007629403 26571,e5958c86-a55f-4811-8018-0b2c1ad58c56,Frustrating $22.,5,Speaker 5,173.09000007629402,173.17000007629395 26572,e5958c86-a55f-4811-8018-0b2c1ad58c56,74. 35.,2,Speaker 2,175.57000007629404,177.89010007629395 26573,e5958c86-a55f-4811-8018-0b2c1ad58c56,And that excludes taxes.,6,Speaker 6,179.90000007629396,181.58000007629403 26574,e5958c86-a55f-4811-8018-0b2c1ad58c56,But it includes homeowner's insurance?,3,Speaker 3,184.42000007629395,186.33990007629404 26575,e5958c86-a55f-4811-8018-0b2c1ad58c56,Okay. Alrighty. Okay.,6,Speaker 6,186.93000007629394,189.49010007629386 26576,e5958c86-a55f-4811-8018-0b2c1ad58c56,That's separate. Okay.,2,Speaker 2,189.49010007629386,190.850000076294 26577,e5958c86-a55f-4811-8018-0b2c1ad58c56,I know if you will be Alright.,5,Speaker 5,192.08000007629403,193.20000007629392 26578,e5958c86-a55f-4811-8018-0b2c1ad58c56,Then judgment.,3,Speaker 3,194.07000007629404,195.75010007629385 26579,e5958c86-a55f-4811-8018-0b2c1ad58c56,You make $5 from Social Security? Have you filed your 2025 tax return?,3,Speaker 3,200.9700000762939,207.82000007629404 26580,e5958c86-a55f-4811-8018-0b2c1ad58c56,Not yet.,0,User,208.63010007629396,208.95000007629392 26581,e5958c86-a55f-4811-8018-0b2c1ad58c56,"We're we have some of on the ready on the Oh, the ready.",6,Speaker 6,210.66000007629395,213.30000007629405 26582,e5958c86-a55f-4811-8018-0b2c1ad58c56,Day back. All the data ready.,2,Speaker 2,214.2200000762939,216.94000007629393 26583,e5958c86-a55f-4811-8018-0b2c1ad58c56,We have all the ready.,7,Speaker 7,216.94000007629393,218.94000007629393 26584,e5958c86-a55f-4811-8018-0b2c1ad58c56,I was sleepy.,2,Speaker 2,219.360000076294,220.16000007629395 26585,e5958c86-a55f-4811-8018-0b2c1ad58c56,Do you have a digital copy of your 2024 tax return?,3,Speaker 3,220.40000007629396,223.360000076294 26586,e5958c86-a55f-4811-8018-0b2c1ad58c56,"We do. Oh, digital?",2,Speaker 2,224.45000007629392,226.29000007629384 26587,e5958c86-a55f-4811-8018-0b2c1ad58c56,I don't think we do.,5,Speaker 5,227.51000007629386,229.18990007629395 26588,e5958c86-a55f-4811-8018-0b2c1ad58c56,But we could We can get you Mhmm. Okay.,2,Speaker 2,231.110000076294,233.91000007629395 26589,e5958c86-a55f-4811-8018-0b2c1ad58c56,Digital. Are old school.,5,Speaker 5,235.45000007629392,236.96990007629392 26590,e5958c86-a55f-4811-8018-0b2c1ad58c56,"Oh, I need daddies. Doddering idiots.",2,Speaker 2,238.41000007629395,242.54000007629384 26591,e5958c86-a55f-4811-8018-0b2c1ad58c56,Okay.,2,Speaker 2,248.69990007629394,249.09990007629403 26592,e5958c86-a55f-4811-8018-0b2c1ad58c56,What's going on in your brain?,6,Speaker 6,252.56000007629405,254.31990007629383 26593,e5958c86-a55f-4811-8018-0b2c1ad58c56,"Helly, where's your mom? Hi.",5,Speaker 5,254.32000007629404,255.600000076294 26594,e5958c86-a55f-4811-8018-0b2c1ad58c56,Figure out how to I think she's all here.,2,Speaker 2,258.06990007629383,259.18990007629395 26595,e5958c86-a55f-4811-8018-0b2c1ad58c56,"Yeah. I wanna figure out I'm trying to think, like, if you sell the golf house for less than you need, but for what it will sell for,",3,Speaker 3,270.620000076294,278.55000007629405 26596,e5958c86-a55f-4811-8018-0b2c1ad58c56,I think she could feel over here.,2,Speaker 2,280.330000076294,281.4500000762939 26597,e5958c86-a55f-4811-8018-0b2c1ad58c56,"Think about if you did a second mortgage out of ranch house, to bridge that gap and then pay it off over time.",3,Speaker 3,281.4500000762939,289.84990007629403 26598,e5958c86-a55f-4811-8018-0b2c1ad58c56,"Ali, come in, could potentially get a thirty year to fix second mortgage on the ranch house, not for mortgage, but get a second between seven and a half and eight.",3,Speaker 3,291.43000007629394,306.890000076294 26599,e5958c86-a55f-4811-8018-0b2c1ad58c56,"But the payment would be, like Somewhere in here.",3,Speaker 3,309.25010007629385,311.330000076294 26600,e5958c86-a55f-4811-8018-0b2c1ad58c56,Fifteen Eighty nine.,2,Speaker 2,311.330000076294,313.41000007629395 26601,e5958c86-a55f-4811-8018-0b2c1ad58c56,"$1,600.",3,Speaker 3,313.41000007629395,315.01000007629386 26602,e5958c86-a55f-4811-8018-0b2c1ad58c56,I see what you're saying.,6,Speaker 6,318.94990007629394,320.06990007629383 26603,e5958c86-a55f-4811-8018-0b2c1ad58c56,And you can pay it off early. You can pay it off as fast as you want.,3,Speaker 3,322.43000007629394,324.03000007629385 26604,e5958c86-a55f-4811-8018-0b2c1ad58c56,Yeah. No prepayment penalty.,6,Speaker 6,327.4699000762939,329.630000076294 26605,e5958c86-a55f-4811-8018-0b2c1ad58c56,Mhmm.,2,Speaker 2,329.9500000762939,330.1900000762939 26606,e5958c86-a55f-4811-8018-0b2c1ad58c56,Couple 100 grams?,3,Speaker 3,335.9500000762939,337.9500000762939 26607,e5958c86-a55f-4811-8018-0b2c1ad58c56,It depends on what we don't.,6,Speaker 6,337.9500000762939,338.830000076294 26608,e5958c86-a55f-4811-8018-0b2c1ad58c56,"1,500 is on $200.",3,Speaker 3,343.65000007629396,345.41000007629395 26609,e5958c86-a55f-4811-8018-0b2c1ad58c56,Thing. Okay.,2,Speaker 2,348.840000076294,351.4800000762939 26610,e5958c86-a55f-4811-8018-0b2c1ad58c56,"But I have to see if you qualify. That's what I did. What you could do is close on, like, sell the golf house.",8,Speaker 8,352.09990007629403,358.090000076294 26611,e5958c86-a55f-4811-8018-0b2c1ad58c56,Somebody bailed out your deficit. K?,8,Speaker 8,361.53000007629385,363.93000007629394 26612,e5958c86-a55f-4811-8018-0b2c1ad58c56,"Or something. Say, mom. And then How are you doing?",2,Speaker 2,364.50010007629385,367.76000007629386 26613,e5958c86-a55f-4811-8018-0b2c1ad58c56,You get a second mortgage on the ranch house.,3,Speaker 3,368.4799000762939,369.19990007629394 26614,e5958c86-a55f-4811-8018-0b2c1ad58c56,"No. The next month Oh, bored. And use that to pay off whoever bailed you out.",8,Speaker 8,371.05000007629405,375.370000076294 26615,e5958c86-a55f-4811-8018-0b2c1ad58c56,Maybe.,2,Speaker 2,388.58990007629404,389.2299000762939 26616,e5958c86-a55f-4811-8018-0b2c1ad58c56,So you need a backup plan. My boss.,8,Speaker 8,389.79000007629384,392.120000076294 26617,e5958c86-a55f-4811-8018-0b2c1ad58c56,She's water.,2,Speaker 2,392.83990007629404,393.40000007629396 26618,e5958c86-a55f-4811-8018-0b2c1ad58c56,I need your tax return.,8,Speaker 8,404.4600000762939,405.580000076294 26619,e5958c86-a55f-4811-8018-0b2c1ad58c56,Can you get it? I can send you pictures Me and with the baby?,6,Speaker 6,408.860100076294,412.06000007629405 26620,e5958c86-a55f-4811-8018-0b2c1ad58c56,I don't know. It's like 40 pages.,8,Speaker 8,420.67000007629395,423.7100000762939 26621,e5958c86-a55f-4811-8018-0b2c1ad58c56,Yeah. We know.,6,Speaker 6,425.45990007629393,426.18000007629394 26622,e5958c86-a55f-4811-8018-0b2c1ad58c56,Here's what I need. I need your ten forty I need a pen for you.,8,Speaker 8,427.2500000762939,429.4900000762939 26623,e5958c86-a55f-4811-8018-0b2c1ad58c56,"I have a pen, but I Mine is so funny. Even",2,Speaker 2,438.840000076294,440.840000076294 26624,e5958c86-a55f-4811-8018-0b2c1ad58c56,9PM.,5,Speaker 5,440.9700000762939,441.850000076294 26625,e5958c86-a55f-4811-8018-0b2c1ad58c56,Did you hear that?,8,Speaker 8,444.06990007629383,444.79000007629384 26626,e5958c86-a55f-4811-8018-0b2c1ad58c56,"Tell Katie, I'm really excited to offer the ceiling fan.",6,Speaker 6,447.08990007629404,450.130000076294 26627,e5958c86-a55f-4811-8018-0b2c1ad58c56,K. You ready?,8,Speaker 8,454.4500000762939,455.17000007629395 26628,e5958c86-a55f-4811-8018-0b2c1ad58c56,That's included in the sale.,2,Speaker 2,462.830000076294,465.630000076294 26629,e5958c86-a55f-4811-8018-0b2c1ad58c56,"Like, we can negotiate.",1,Speaker 1,477.870000076294,480.27000007629385 26630,e5958c86-a55f-4811-8018-0b2c1ad58c56,I was thinking so like they're getting kitty extra.,5,Speaker 5,480.27000007629385,481.70990007629393 26631,e5958c86-a55f-4811-8018-0b2c1ad58c56,You could get the old decrepit birdhouse in the corner.,7,Speaker 7,483.870000076294,485.55000007629405 26632,e5958c86-a55f-4811-8018-0b2c1ad58c56,"There's a dead peach tree you can have convey with the property. I'll leave the other board, please.",8,Speaker 8,490.41000007629395,499.92000007629395 26633,e5958c86-a55f-4811-8018-0b2c1ad58c56,Feeling you'll have a hard time finding these forms.,8,Speaker 8,505.4500000762939,507.37010007629397 26634,e5958c86-a55f-4811-8018-0b2c1ad58c56,No. We have it right here. So what do you need? What page?,6,Speaker 6,508.130000076294,513.0000000762939 26635,e5958c86-a55f-4811-8018-0b2c1ad58c56,I don't know what page.,7,Speaker 7,513.2400000762939,514.120000076294 26636,e5958c86-a55f-4811-8018-0b2c1ad58c56,It's it's gonna be called the ten forty. Maybe ten forty s r because you're seniors now.,8,Speaker 8,514.4900000762939,520.140000076294 26637,e5958c86-a55f-4811-8018-0b2c1ad58c56,It is.,2,Speaker 2,521.4800000762939,522.0400000762938 26638,e5958c86-a55f-4811-8018-0b2c1ad58c56,"So I need your ten forty SR. Is probably three pages. I need schedule A, B, D, E. You don't have all those, but I need whatever ones you have.",8,Speaker 8,522.360100076294,534.870100076294 26639,e5958c86-a55f-4811-8018-0b2c1ad58c56,"A, b, c, d, e?",6,Speaker 6,536.7800000762938,538.2200000762939 26640,e5958c86-a55f-4811-8018-0b2c1ad58c56,"Mom, what's 24 divided by three?",2,Speaker 2,538.2200000762939,539.900000076294 26641,e5958c86-a55f-4811-8018-0b2c1ad58c56,K. And then you can stop there. Just give me that.,8,Speaker 8,540.7100000762939,543.1900000762939 26642,e5958c86-a55f-4811-8018-0b2c1ad58c56,Okay.,2,Speaker 2,544.2299000762939,544.630000076294 26643,e5958c86-a55f-4811-8018-0b2c1ad58c56,"Gonna have to go all the way to see, though. That's good.",6,Speaker 6,548.6900000762939,550.7700000762939 26644,e5958c86-a55f-4811-8018-0b2c1ad58c56,What's what did you do?,2,Speaker 2,551.840000076294,552.800000076294