omi_conversations: 15ae69ca-4e16-4369-8081-e9ead3defbdf
This data as json
| id | created_at | started_at | finished_at | title | overview | emoji | category | language | source | raw_json |
|---|---|---|---|---|---|---|---|---|---|---|
| 15ae69ca-4e16-4369-8081-e9ead3defbdf | 2026-03-12T22:03:22.102222Z | 2026-03-12T22:04:12.695669Z | 2026-03-12T22:11:33.098333Z | User Reflects On Chapter 13 Bankruptcy | The user informally talks with someone about filing for Chapter 13 bankruptcy, expressing mixed feelings: financially it is a major step forward because it will discharge over $100k in credit card debt, but it also feels like a personal failure. They discuss the bankruptcy trustee’s role in deciding whether an asset (likely a house or car) will be sold; if the user is allowed to keep it, they plan to wait until the bankruptcy is completed and then sell it, potentially for more money. The user asks if the other person has been through bankruptcy before, and the conversation turns to shared hardship and how difficult life can be, comparing situations and acknowledging that the other person’s experience may have been worse. The call ends with the user saying they are free and signing off. | ⚖️ | finance | en | omi | {"id": "15ae69ca-4e16-4369-8081-e9ead3defbdf", "created_at": "2026-03-12T22:03:22.102222Z", "started_at": "2026-03-12T22:04:12.695669Z", "finished_at": "2026-03-12T22:11:33.098333Z", "structured": {"title": "User Reflects On Chapter 13 Bankruptcy", "overview": "The user informally talks with someone about filing for Chapter 13 bankruptcy, expressing mixed feelings: financially it is a major step forward because it will discharge over $100k in credit card debt, but it also feels like a personal failure. They discuss the bankruptcy trustee\u2019s role in deciding whether an asset (likely a house or car) will be sold; if the user is allowed to keep it, they plan to wait until the bankruptcy is completed and then sell it, potentially for more money. The user asks if the other person has been through bankruptcy before, and the conversation turns to shared hardship and how difficult life can be, comparing situations and acknowledging that the other person\u2019s experience may have been worse. The call ends with the user saying they are free and signing off.", "emoji": "\u2696\ufe0f", "category": "finance", "action_items": [], "events": []}, "language": "en", "source": "omi", "transcript_segments": [{"id": "021a1032-b28b-4b83-af54-f75b3a7c417b", "text": "How are you? Yeah.", "speaker_id": 0, "speaker_name": "User", "start": -4.768367034557741e-08, "end": 2.3200009523163203}, {"id": "53367666-26b7-44cf-bb36-4e2b8479ffc3", "text": "Me too.", "speaker_id": 0, "speaker_name": "User", "start": 5.895394420624029, "end": 6.375394420623991}, {"id": "8ba9a09f-f2e4-4b30-b47a-9416bc7a18a8", "text": "Yeah.", "speaker_id": 0, "speaker_name": "User", "start": 11.952428827286099, "end": 12.352427827286135}, {"id": "4f84b889-25d4-4e4c-8c49-9b2c0895c9e2", "text": "Ja. Yeah. Yeah.", "speaker_id": 0, "speaker_name": "User", "start": 15.632428827286105, "end": 19.27242882728609}, {"id": "56a05d6e-76bf-4b33-96cb-2287d0973d34", "text": "Chapter 13. I mean, if it's great for me, other than it just means I'm a loser, you know. Like, I'm gonna discharge like more than a $100 in credit card debt. So you know what I mean? From it's like a huge step forward financially, but I don't know. I just like you know, We'll see.", "speaker_id": 0, "speaker_name": "User", "start": 24.234781735275874, "end": 52.47478373527588}, {"id": "fb3f01f3-6b1a-42df-815f-4132908f52a6", "text": "It'll be up to the trustee. It's kind of on the line. They might decide to sell it. They may decide. If I do get to keep it, will just wait until the bang ruptcy is finished and then I'll sell it, which will just mean I'll get more money probably, maybe.", "speaker_id": 0, "speaker_name": "User", "start": 53.35478373527587, "end": 65.74478373527586}, {"id": "ab352632-5817-4cdf-a647-f9dd4c96a028", "text": "Maybe I won't, I don't know.", "speaker_id": 0, "speaker_name": "User", "start": 66.67478373527587, "end": 67.95478373527584}, {"id": "61a28646-b094-4ec5-a21f-76b0e368cd75", "text": "You've been through bankruptcy before?", "speaker_id": 0, "speaker_name": "User", "start": 89.86891986846638, "end": 91.30891986846643}, {"id": "3c9296bd-4f97-4c58-ae74-20d713df7889", "text": "Uh-huh.", "speaker_id": 0, "speaker_name": "User", "start": 95.41892486846643, "end": 108.74100012778871}, {"id": "883af70f-1757-4449-8076-6069e0954c45", "text": "Uh-huh.", "speaker_id": 0, "speaker_name": "User", "start": 113.70157509124323, "end": 114.26157009124324}, {"id": "e440cd00-dbbb-4ba1-834d-a3f1c8db82da", "text": "Okay. Okay. Yeah.", "speaker_id": 0, "speaker_name": "User", "start": 124.03467483930467, "end": 127.43467083930466}, {"id": "d37c83da-3164-4e85-bd1e-54fcadafcbd6", "text": "Bye.", "speaker_id": 0, "speaker_name": "User", "start": 137.8758123397766, "end": 138.19581233977658}, {"id": "500eb509-e151-4e85-8d87-080c3c492481", "text": "Yeah.", "speaker_id": 0, "speaker_name": "User", "start": 162.81711985587395, "end": 163.13711985587395}, {"id": "d2053ba1-3a2f-466d-8572-2973a2911c8e", "text": "Okay. Yeah. Yeah.", "speaker_id": 0, "speaker_name": "User", "start": 171.20349921225727, "end": 173.2334992122573}, {"id": "736c7d7a-2818-46a2-8469-7780bd31edff", "text": "Yeah.", "speaker_id": 0, "speaker_name": "User", "start": 177.2234992122573, "end": 179.64603325438588}, {"id": "3bd2f669-11ba-4e2b-ab3f-b701ce928dd4", "text": "Yeah. Yeah. Life's kind of a kick in the balls, isn't it? Or whatever.", "speaker_id": 0, "speaker_name": "User", "start": 185.97726834296407, "end": 191.41726834296406}, {"id": "cee6eed5-e450-4243-9240-22eb36a14a2d", "text": "Yeah.", "speaker_id": 0, "speaker_name": "User", "start": 195.53726834296407, "end": 217.8814310550631}, {"id": "f450b824-6d29-4d25-b0c2-935c1fe1863c", "text": "Yeah.", "speaker_id": 0, "speaker_name": "User", "start": 233.18094282149764, "end": 233.50094282149757}, {"id": "ddba7646-ddcf-4073-b93a-c1ed6459891c", "text": "Yeah.", "speaker_id": 0, "speaker_name": "User", "start": 237.81174269675785, "end": 238.13174269675778}, {"id": "e2502f1c-8ba1-45f6-bede-02c13590d0d0", "text": "Right. Okay. Yeah. Yeah. Yeah. Yeah. I mean, that is worse. Than what I'm going through.", "speaker_id": 0, "speaker_name": "User", "start": 256.374472532269, "end": 269.54447253226897}, {"id": "bd990ca1-3ca6-40b7-bbd7-6b64a60ea07d", "text": "Yeah. Yeah. Yeah. Yeah. Yeah. Yeah.", "speaker_id": 0, "speaker_name": "User", "start": 278.4280222129822, "end": 283.60803221298215}, {"id": "f201a258-d534-45c1-9c76-0927f2e372cc", "text": "Yeah.", "speaker_id": 0, "speaker_name": "User", "start": 294.26160363197505, "end": 294.5815936319751}, {"id": "7c55d23d-c3dd-44d0-a387-77bdbcfdfd1f", "text": "Ja. Yeah. Better.", "speaker_id": 0, "speaker_name": "User", "start": 310.7204381411017, "end": 315.12044814110163}, {"id": "2ecc562c-907e-4248-a69d-8aab2301ac7a", "text": "Yeah. Yeah. Yeah.", "speaker_id": 0, "speaker_name": "User", "start": 323.5838535308899, "end": 326.0638435308899}, {"id": "96a59656-b9bf-4ad6-aa76-d21a6e72ad3a", "text": "Maybe I wanna keep this one.", "speaker_id": 0, "speaker_name": "User", "start": 330.18615346909303, "end": 331.62615346909297}, {"id": "27b40bf3-5390-4f2a-97ff-52dbb1f05e2a", "text": "Okay. Okay. Yeah. I'm I'm free. Okay. Alright. Bye.", "speaker_id": 0, "speaker_name": "User", "start": 432.67510137693785, "end": 439.29510237693785}], "geolocation": null} |